If seychellesbound had forgotten to cancel a 20K award cert., it would be called a straight Cat. 4. Given that seychellesbound called it a "free Cat. 1--4," I bet it was 1 of those from Visa or similar, which really surprises me because the T&Cs on those clearly say NO. I would expect that would be harder to fudge around than getting a hotel cashier to accept too many Bonus Bucks !

Once I was a few 100s of points short of an award with some company, so I asked about buying 1000, so the rep. comped me the little I needed !