Originally Posted by
eastbiz
I think rules are changing now and you might be required to provide copy of U.S. tax return... It gives them better idea if you are employed and have sufficient income.
IMHO, not so. Rules have changed a bit, but, IME no banks are even trying to verify employment for credit card apps (it would be quite costly for them). I believe that self-reported income and employment will continue to be the norm.
And, of course, it is a crime to mis-state things on a credit application if the lender is federally insured--as essentially all are.