Originally Posted by
themicah
The current T&C's say balance transfer fees are: "Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first nine billing cycles after account opening, either $5 or 3% of each transfer, whichever is greater (maximum fee $50))."
I thought I had read "Either $10 or 4% of the amount of each transfer, whichever is LESS."
Note that there's a $50 fee for that balance transfer.
Thank you for the notification/clarification.
It still looks like a good deal to me, especially the 2x points on ALL purchases (considering I'm on Flex Perks which is mostly 1x points). I also like the fact that I can earn EQM/RDM on award tix (5-10K EQM means a lot for a UA 2P hoping to make 1P). I've read plenty of good info about the SPG AmEx, but I don't stay in hotels all that much and I value travel quantity over travel quality (probably cuz I can't yet afford the quality!).