Originally Posted by mrpickles

What appears to be not understood by members of this forum is that ALL cash equivalent purchases will appear on the statement as a purchase.

Cash Advances are transactions which usally occur "inside" a branch and will post as a CASH ADVANCE. Your cash advance is usually 25% of our total available credit line. YMMV.

A cash equivelant is a "purchase" that is similar to a cash advance but incur immeadiate transaction fee of 3% and immeadiate interest calculations. Cash equivelant is defined as cash, coin, gift cards, money orders, travelers checks, gold, bonds, etc.

Just because a cash equivelant transaction appears on the statement as a purchase does not immeadiately indicate that the transaction will earn miles and/or reward points. The true test is when the data is transmitted to the airline mileage program or points progam and the miles or points actually post to your account.

Becareful when you change your cash advance limits to ZERO, because CitiBank has informed me that once you do this you can never get it raised back up if you need it. Luckily this does not apply to me.