Three years back I booked KUL-BKK-HKG-LAX-DFW-DTW with the KUL-BKK leg on Air Asia.
Spent all of my money on my dream trip to southeast asia and the last $20 on the train ride from my hotel to KUL. When I got the the airport, realized that I had left my passport back in my room.
Missed my flight, but I had luckily booked some breathing room in, so there was still one more KUL- BKK flight later that morning. Went to dip my credit card to buy a ticket back into the city for my passport, and was out of money. Debit card, out of money.
Happened to find a $20 stashed in my backpack, so used that to get back to my hotel where the room had already been cleaned -- but I still found my passport under the mattress.
Air Asia also lost my luggage into BKK, but that wasn't my fault