Originally Posted by
l'etoile
Happy: The person fraudulently used your card for a health club membership? That seems like just asking to be caught.
That is true with any recurring charge. They are already pre-approved and will go through on a canceled card. The bad part of recurring charges is that if you close an account and forget you have recurring charges (your own authorized charges, not fraudulent ones), the credit card company will hit you up for all sorts of additional charges for the charge going to a closed account and whatnot. So not getting a new card won't even do it in that case. You do need to contact the merchant and put a stop to the recurring charges.
I don't think this is true. If a merchant tries to charge to a canceled or nonexistent account, it will bounce back to them not you. In fact, if your CC number gets out, one way to thwart fraud is to change the number.
Why in the world would the CC company try to charge you for a canceled account?
