Originally Posted by
josephstern
In fact, the wording is surprisingly soft:
So I'm surprised that I don't see cash discounts in my part of town, or, for that matter, discounts at any other merchants. If I'm about to pay for a new piece of furniture with Amex, shouldn't the vendor offer me 3% off to pay by cash? It's in their best interest - costs less, lower chance of fraud, no chance of chargeback, etc.
That's why I always tend to ask if they offer any cash discounts when making purchases over a couple hundred dollars at independent stores. About a quarter of the time they give a big enough discount to make it worthwhile (and the rest of the time I whip out my SPG Amex).