Just some kudos to Bankdirect.

They've been absolutely great with posting miles. My miles for average monthly balance post within days of the end of the month.

Twice I did have problems with referral miles posting. They don't respond with any of that '6-8 weeks' stuff. Within 24 hours I had an email reply ... and the reply was that they manually posted the miles already. Sweet!

Plus they even offer a feature that lets you review the miles you've earned... and those show up more or less real time, even before they send the miles to American.

So they really are on top of mileage posting.