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Why I’m Going to Start Paying My Cell Phone Bill With Citi Prestige

Why I’m Going to Start Paying My Cell Phone Bill With Citi Prestige
Caroline Lupini

The Citi Prestige Card may have fallen off of your radar when they closed applications last summer; however, the points-earning card is back and better than ever, offering a new cell phone protection benefit that may push it to the top of your list. In addition to incredible travel benefits like up to $250 in travel credit each calendar year and a complimentary fourth night free on two hotel booking per year, the Citi Prestige is now offering its cardholders cell phone protection of up to $1,000 per claim, beginning in May 2019.

Based on a study completed by Citi, 20% of affluent Americans have dropped their cell phone in a toilet (check), 11% reported having their cell phone stolen (nope), and 8% said they accidentally ran their cell phone through the wash (this impresses me). If you can relate to one or all of these scenarios, this new benefit will save you the hassle and cost of having to purchase a new phone. You can claim up to $1,500 per year for damage or theft of up to five eligible cell phones. The only caveat is that the monthly cell bill has to be paid for with your Citi Prestige card.

Additionally, any and all claims made under the cell phone protection benefit will require a $50 deductible per cell phone. If you were already thinking about the Citi Prestige because of its lucrative rewards (i.e. 5x points on air travel and restaurants; 3x the points on hotels and cruises; and 1x the points on all other purchases), this new protection benefit is the icing on the cake.

If you sign up as a new cardmember with the Citi Prestige, you can expect to earn 50,000 bonus points after spending $4,000 within 3 months of opening your account. That’s worth over $500 in airfare when you book through Citi’s online portal and Citi has a number of great transfer partners including British Airways Avios and Singapore Airlines KrisFlyer. Other benefits you can expect to enjoy are:

Complimentary Fourth Night Hotel Stay

At virtually any hotel of your choice, you can spend your fourth night free after you make a booking of four consecutive nights through the portal. Take advantage of this offer twice a year.

VIP Airport Lounge Access

How would you like to enjoy complimentary access to hundreds of VIP lounges through Priority Pass™ Select? With the Citi Prestige, it’s not a question; it’s a given. Flight delays will no longer be a stressful experience when you have an amenity-packed lounge to duck into.

Up to $250 Travel Credit Every Calendar Year

To ease the shock factor of the $495 annual fee, you will receive an automatic credit applied to eligible travel purchases each calendar year, effectively slashing your annual fee in half. The travel credit can be applied towards purchases from airlines, hotels, car rental agencies, commuting costs such as subways and taxis, and road tolls, parking lots, garages and bus lines.

Don’t wait to sign up for the Citi Prestige. From the travel credit, Priority Pass lounge access, and a complimentary fourth night free, the addition of the cell phone protection benefit ensures that you will benefit from and stay protected with this card.

Do you get cell phone insurance coverage through one of your credit cards?

[Image Source: Shutterstock]

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1 Comment

  1. spartacusmcfly

    April 15, 2019 at 11:52 am

    With UA’s recent devaluation, this is the best card to accumulate air miles and flexibly transfer to numerous carriers. 5x dining vs 4x on AMEX. Cell phone benefit is nice and 4th night free 2x per year is also great. No Centurion lounge but they provide Priority Pass lounge access to hundreds of lounges globally (or $28 food credits at airports like SFO), which is better than Centurion…

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