Easy way to upgrade from regular to premium credit card
Apr 6, 2015, 9:15 am
#1
Original Poster
Join Date: Apr 2015
Posts: 1
Easy way to upgrade from regular to premium credit card
Hi all.. I've had the Regular Visa Signature CC for about 9 months now and I really regret not starting with the Premium card. Is there an easy way to make the switch to upgrade the card before I book summer travel? Thanks!
Cupcakes
Cupcakes
Apr 7, 2015, 3:36 pm
#4
FlyerTalk Evangelist
Join Date: Oct 2014
Posts: 10,904
I would first try to apply for a 2nd card. If you get it, great. Just cancel the old card when the AF comes due.
If that doesn't work and you get denied for having a similar card, call them and explain that you want the higher level benefits.
The reason that I would apply for the other card first is that if you call them they may just try to upgrade you, but if you apply online the computer might just approve you for a new card. A new card is better than an upgrade because, if you upgrade you will miss out on the sign-up bonus pts, which have significant value.
If that doesn't work and you get denied for having a similar card, call them and explain that you want the higher level benefits.
The reason that I would apply for the other card first is that if you call them they may just try to upgrade you, but if you apply online the computer might just approve you for a new card. A new card is better than an upgrade because, if you upgrade you will miss out on the sign-up bonus pts, which have significant value.
Apr 19, 2015, 10:56 pm
#5
Join Date: Dec 2013
Posts: 30
I did this last fall. Dealing with Commenity was awful and it took a few weeks of me explaining why I wanted to upgrade. You have to get routed to one of the supervisors and deal with the SAME person whenever you call. She said that no one ever requested this "upgrade" before and wasn't sure if it could be done (it could be, because I have Premium now). I didn't actually get a new card, but I got charged the extra $$ and get all of the benefits, so it's good enough for me.
Good luck!
Good luck!