Chase now offering MP cards with EMV chip (Explorer, Club, PresPlus)
#1
Original Poster
Join Date: May 2003
Location: BOS
Programs: UA 1K, AA Gold (as of June 2015)
Posts: 35
Chase now offering MP cards with EMV chip (Explorer, Club, PresPlus)
Chase has offered the new-to-US EMV chip in several of their products for some time, but as of today (according to Chase), you can request a replacement card for the United MileagePlus Club Visa card that also includes the chip.
The chip will offer an easier purchase experience at some merchants outside of the US which don't process swipe cards, but still doesn't allow use at unattended terminals overseas (train stations, etc.) which require use of a PIN.
The chip also readies your card for more secure transactions as merchants stateside begin to replace point of sale terminals and card readers. That is picking up momentum this year. You don't lose any functionality, as the card still has a magnetic stripe.
I just happened to be talking to Chase today for the first time in months, asked about the chip, got the answer, and requested the new card. I don't know if it also applies to the Explorer card.
Happy spending!
The chip will offer an easier purchase experience at some merchants outside of the US which don't process swipe cards, but still doesn't allow use at unattended terminals overseas (train stations, etc.) which require use of a PIN.
The chip also readies your card for more secure transactions as merchants stateside begin to replace point of sale terminals and card readers. That is picking up momentum this year. You don't lose any functionality, as the card still has a magnetic stripe.
I just happened to be talking to Chase today for the first time in months, asked about the chip, got the answer, and requested the new card. I don't know if it also applies to the Explorer card.
Happy spending!
#2
Join Date: Jul 2009
Location: DCA/IAD
Programs: AS, US, Hilton, BA, DL, SPG, AA, VS
Posts: 1,628
Great news, if true! ^
However, both the Chase & UA websites are still showing unchipped cards.
However, both the Chase & UA websites are still showing unchipped cards.
#3
Join Date: Apr 2006
Location: BOS
Posts: 3,534
No update on the PP card yet. Is this chip & pin or chip & signature?
#4
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#5
Original Poster
Join Date: May 2003
Location: BOS
Programs: UA 1K, AA Gold (as of June 2015)
Posts: 35
Chip and Signature. Chase (along with all major US issuers) has chosen to start there to make the transition smoother.
Using the chip rather than the mag stripe makes it harder for your card to be cloned.
Using the chip rather than the mag stripe makes it harder for your card to be cloned.
Last edited by avenezia; Feb 12, 2015 at 10:37 pm Reason: Merge
#7
Join Date: Apr 2009
Location: Northern VA
Programs: United 1K
Posts: 63
I don't want chip-and-PIN for fraud. I want it for France.
#9
Join Date: Oct 2008
Location: Houston
Programs: United 1K
Posts: 47
I was told by Chase that the PP card would not be issued with a chip...Don't know if the person telling me this actually knew for sure or was guessing.
#11
Suspended
Join Date: Jun 2012
Programs: UA PP, AA, DL, BA, CX, SPG, HHonors
Posts: 2,002
Thanks OP. Just called chase to get my plastic replacement ... now just having to figure how to swallow the $395 annual fee
#13
Join Date: Jul 2009
Location: WAS
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