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Will Android Pay on my US Mobile Phone Work Outside the US?

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Will Android Pay on my US Mobile Phone Work Outside the US?

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Old Oct 22, 2015, 2:07 pm
  #1  
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Will Android Pay on my US Mobile Phone Work Outside the US?

I've tried using the old Google Wallet outside the US (at contactless payment terminals in London), and the payments were rejected.

Anyone know if Android pay will work outside the US on a US based phone?

The one use that would be great would be the ability to use it on the London Undergound, which accepts contactless cards and Apple Pay in lieu of an Oyster Card but provides the same per day limit on charges that one gets with an Oyster card.
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Old Oct 22, 2015, 2:59 pm
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There's a long thread on this in the UK section. I suggest you look there.
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Old Oct 22, 2015, 4:03 pm
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Originally Posted by BigFlyer
I've tried using the old Google Wallet outside the US (at contactless payment terminals in London), and the payments were rejected.

Anyone know if Android pay will work outside the US on a US based phone?

The one use that would be great would be the ability to use it on the London Undergound, which accepts contactless cards and Apple Pay in lieu of an Oyster Card but provides the same per day limit on charges that one gets with an Oyster card.
If you didn't see a T&C for Bancorp when you added the card, it should work. If you did see one then you added a card grandfathered from Wallet and it will behave the same way Wallet did.
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Old Oct 22, 2015, 4:54 pm
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Just took your suggestion, but didn't find any such thread. Do you have a link, or the title of the thread?


Originally Posted by lhrsfo
There's a long thread on this in the UK section. I suggest you look there.
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Old Oct 22, 2015, 4:56 pm
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You say it "should" work - did it work for you?


Originally Posted by tmiw
If you didn't see a T&C for Bancorp when you added the card, it should work. If you did see one then you added a card grandfathered from Wallet and it will behave the same way Wallet did.
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Old Oct 22, 2015, 5:39 pm
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Originally Posted by BigFlyer
You say it "should" work - did it work for you?
I use an iPhone so I don't know for sure. I did scan my Nexus 7 though with an NFC reader and Android Pay did transmit a lot of the same stuff that Apple Pay does for cards from the official issuers, so I don't see why it wouldn't. The main thing is that the token has to be generated by the issuer and not by Bancorp.
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Old Oct 22, 2015, 5:43 pm
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Assuming that the veto on international use was from Bancorp, and not from Google. Google might (or might not) have a blanket rule that Android Pay cannot be used internationally.


Originally Posted by tmiw
I use an iPhone so I don't know for sure. I did scan my Nexus 7 though with an NFC reader and Android Pay did transmit a lot of the same stuff that Apple Pay does for cards from the official issuers, so I don't see why it wouldn't. The main thing is that the token has to be generated by the issuer and not by Bancorp.
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Old Oct 22, 2015, 5:47 pm
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Originally Posted by BigFlyer
Assuming that the veto on international use was from Bancorp, and not from Google. Google might (or might not) have a blanket rule that Android Pay cannot be used internationally.
I have BofA and AmEx on my Nexus 7 as well as a grandfathered card. FWIW the Bancorp T&C explicitly prohibits non-US use while the other two mentioned nothing about it.
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Old Oct 22, 2015, 5:50 pm
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That sounds hopeful - hope you are right and it works.

Now if only Capital One would get onto Android Pay with its no foreign currency fee cards, that would be great (although for now Capital One wallet has the NFC capabilities and allows payment with the phone.)


Originally Posted by tmiw
I have BofA and AmEx on my Nexus 7 as well as a grandfathered card. FWIW the Bancorp T&C explicitly prohibits non-US use while the other two mentioned nothing about it.
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Old Oct 22, 2015, 5:59 pm
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Originally Posted by BigFlyer
That sounds hopeful - hope you are right and it works.

Now if only Capital One would get onto Android Pay with its no foreign currency fee cards, that would be great (although for now Capital One wallet has the NFC capabilities and allows payment with the phone.)
The only possible issue you might run into is if you try to use Android Pay on the Underground. Then again, Apple Pay had issues there too before it rolled out to the UK.
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Old Oct 22, 2015, 6:04 pm
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I would think that as far as the Underground is concerned, a contactless card is a contactless card. So unless Google or the underlying bank had a block on it, it would work.


Originally Posted by tmiw
The only possible issue you might run into is if you try to use Android Pay on the Underground. Then again, Apple Pay had issues there too before it rolled out to the UK.
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Old Oct 22, 2015, 6:07 pm
  #12  
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Originally Posted by BigFlyer
I would think that as far as the Underground is concerned, a contactless card is a contactless card. So unless Google or the underlying bank had a block on it, it would work.
I'd ask over in this thread for recent experiences:

http://www.flyertalk.com/forum/credi...artphones.html

But basically, the Underground was expecting a certain set of features to be on the "card" and declining if they weren't there. Apple Pay using Visa or AmEx didn't have those but MasterCard did. That may have been fixed on the Underground side as part of the UK rollout of Apple Pay.
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Old Oct 23, 2015, 10:50 am
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That's not a thread - that's a ten-foot wide cable. 2,366 posts, including the post I just posted at your suggestion.




Originally Posted by tmiw
I'd ask over in this thread for recent experiences:

http://www.flyertalk.com/forum/credi...artphones.html
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Old Oct 23, 2015, 11:29 am
  #14  
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And, indeed, I did just get confirmation on the other thread from someone who successfully used Android Pay in the UK:

http://www.flyertalk.com/forum/25606282-post2368.html
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Old Oct 23, 2015, 1:49 pm
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Did you have a working data signal as well? Android Pay/Apple Pay rely upon contacting the mothership for tokens. If you weren't using a valid UK SIM or had an international data package, your phone would have no way of telling the NSA Google/Apple of your transactions.
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