what do you look for when purchasing travel insurance?
Oct 24, 2015, 4:40 am
#16
Join Date: Jan 2011
Location: MEL
Programs: Flying Blue ; Qatar Privilege Club, KrisFlyer
Posts: 68
Got online insurance this year after always buying thru a travel agent. It was worth the extra bit of research. We got six months' comprehensive insurance for two people which came to just under AUD900. By Webjet/Allianz. If I remember correctly, you can select all sorts of inclusions and exclusions that you prefer.
Oct 27, 2015, 3:04 pm
#17
Join Date: Jan 2010
Location: Body in the CLE, soul still in New England
Programs: In 2023? Does it matter? SPG/Marriott: Plat; DL: Plat; B6: Mosaic
Posts: 2,979
Honestly, I look for trip cancellation as well as medvac capabilities for any reason (since I am a scuba diver). Take a look at DAN policies...great coverage, super reasonable.
http://www.diversalertnetwork.org/insurance/
I've used it before and it's saved my bacon (and possibly my life..pesky nitrogen bubbles).
http://www.diversalertnetwork.org/insurance/
I've used it before and it's saved my bacon (and possibly my life..pesky nitrogen bubbles).
Dec 3, 2015, 12:34 pm
#19
Join Date: Oct 2003
Posts: 2,303
Does your job insurance also include international medical coverage? It could be that you need to go to a local facility on urgent care rather than being evacuated to your home country where you have existing health coverage. Ship medical facilities aren't within most medical coverage excepting travel insurance w/ medical reimbursement.
Many travel insurance policies also cover getting to the next port if your inbound travel is delayed such that you miss embarkation, ship cancels the port but you have prepaid for non-refundable independent excursion, theft, and some even cover cancelling/emergency evacuation due to acts of terrorism. It can also cover the price of the cruise if perchance you get ill during the land portion and can't board the ship, either not meeting the health requirements or if you would recover better on land/at home.
"Worth it" all depends on what you're comfortable with working around in IRROPs, where you're going, and your/travel partner/family current health status. You can purchase travel medical coverage without trip interruption, trip cancellation, AD&D, delay insurance, theft, lost luggage and etc.
Many travel insurance policies also cover getting to the next port if your inbound travel is delayed such that you miss embarkation, ship cancels the port but you have prepaid for non-refundable independent excursion, theft, and some even cover cancelling/emergency evacuation due to acts of terrorism. It can also cover the price of the cruise if perchance you get ill during the land portion and can't board the ship, either not meeting the health requirements or if you would recover better on land/at home.
"Worth it" all depends on what you're comfortable with working around in IRROPs, where you're going, and your/travel partner/family current health status. You can purchase travel medical coverage without trip interruption, trip cancellation, AD&D, delay insurance, theft, lost luggage and etc.