ATM surcharges on cards issued by non-Thailand banks (THB150-220 per transaction)
May 28, 2009, 9:07 pm
#61
Join Date: Dec 2004
Location: ATL
Programs: DL SkyMiles PM/2MM, AA Plat, IC Diam. Amb., Peninsula regular, amanjunkie
Posts: 5,848
I don't specifically recall which banks were at CNX. I have a vague recollection of Siam Commercial and maybe TMB, but that may be the power of suggestion based on its presence at BKK. I think I spotted one UOB somewhere in Chiang Mai city, but I couldn't say where. Spotted no foreign banks on the Night Bazaar street.
HSBC has a location in the financial district along Sathorn Road, as does Citibank, ABN Amro (or whatever it has become), Deutsche Bank (IIRC), and many others. But I don't think HSBC has much of a retail presence anywhere in Bangkok. UOB is the one major foreign bank trying to gain a retail foothold, which it did by acquiring someone else (I forget whom). Standard Chartered is a few steps behind UOB in that process. I'm fairly sure I've seen a UOB at Siam Paragon, FWIW.
HSBC has a location in the financial district along Sathorn Road, as does Citibank, ABN Amro (or whatever it has become), Deutsche Bank (IIRC), and many others. But I don't think HSBC has much of a retail presence anywhere in Bangkok. UOB is the one major foreign bank trying to gain a retail foothold, which it did by acquiring someone else (I forget whom). Standard Chartered is a few steps behind UOB in that process. I'm fairly sure I've seen a UOB at Siam Paragon, FWIW.
May 29, 2009, 1:37 am
#62
Join Date: Dec 2004
Location: ATL
Programs: DL SkyMiles PM/2MM, AA Plat, IC Diam. Amb., Peninsula regular, amanjunkie
Posts: 5,848
Follow-up on banks--
HSBC has a major building at the end of Sathorn near where it turns into Wireless at Lumpini Park. Don't know what the branch looks like there.
UOB has outlets in a number of major SkyTrain stations, including Nana and a mini-branch at Chid Lom. Those may be fairly convenient for a lot of tourists.
HSBC has a major building at the end of Sathorn near where it turns into Wireless at Lumpini Park. Don't know what the branch looks like there.
UOB has outlets in a number of major SkyTrain stations, including Nana and a mini-branch at Chid Lom. Those may be fairly convenient for a lot of tourists.
May 30, 2009, 12:24 am
#64
formerly known as 2lovelife
Join Date: Dec 2000
Location: ORF : UA_Premier_Gold4Life, Bonvoy_titanium, Accor_Plat
Posts: 6,952
IMHO, Visa cash advance charges vary with the card issuing bank and are often very high (3-5% of advance amount). Then there is the foreign exchange charge which can also be 3-5%.
And, you will likely start getting charged an additional interest charge at a very high interest rate until the balance advanced is paid off.
Cash advances are to be avoided.
And, you will likely start getting charged an additional interest charge at a very high interest rate until the balance advanced is paid off.
Cash advances are to be avoided.
The topic is addressing how to access your own CASH while in Thailand, and avoid the 150 ATM fee. There are no interest charges if you pay the balance off immediately.
A cash advance on my visa costs 78THB per transaction and I can withdraw a whole lot in one transaction. Much better than the 150THB per 20,000THB.
just my 2 cents...
May 30, 2009, 3:34 am
#65
In memoriam
Join Date: Jan 2006
Posts: 4,020
As to idea that there is a flat rate fee of 78 baht for cash advance ... what bank and credit card is this? What about the forex conversion fee on top of the cash advance fee? Most banks are nicking their customers for around 3% for each for a minimum charge on cash advance exclusive of interest of around 6%.
Please let us know where to get this 78 baht flat rate card. I need one.
May 30, 2009, 5:44 pm
#66
Join Date: Mar 2007
Location: BNE, OOL
Programs: QFF WP, VA SG, Hhonors Diamond
Posts: 361
Thanks for that megatop, appreciate it
May 30, 2009, 8:00 pm
#67
FlyerTalk Evangelist
Join Date: Jan 2002
Location: Greater DC
Programs: UA plus
Posts: 12,943
Wirelessly posted (goingaway's phone: BlackBerry8900/4.6.1.114 Profile/MIDP-2.0 Configuration/CLDC-1.1 VendorID/100)
Easy, just chuck a few hundred dollars on your card before you leave. My CC is always in postive balance, I've never paid a cent interest
Thanks for that megatop, appreciate it
That's called a debit card 
Originally Posted by k_sheep
Thanks for that megatop, appreciate it
May 31, 2009, 1:17 am
#68
Join Date: Mar 2007
Location: BNE, OOL
Programs: QFF WP, VA SG, Hhonors Diamond
Posts: 361
May 31, 2009, 8:29 am
#70
Join Date: Mar 2009
Programs: UA, AA, BMI, MR, HH, PC
Posts: 806
It would be nice if UOB would buck the trend and go it alone, it'll be a pity if GSB applies the full fee even though it is not an association member.
Jun 2, 2009, 3:54 am
#71
Join Date: Nov 2006
Posts: 318
Once you start looking for UOB ATMs, they seem to be everywhere:
Nana BTS (JW Marriott end of station)
Central World (basement under the escalator
Amarin Plaza ground floor
Siam Paragon BTS level (bear right when entering)
The list goes on but it seems that most tourists will be well served.
Still no charge as of June 1.
Nana BTS (JW Marriott end of station)
Central World (basement under the escalator
Amarin Plaza ground floor
Siam Paragon BTS level (bear right when entering)
The list goes on but it seems that most tourists will be well served.
Still no charge as of June 1.
Jun 4, 2009, 12:08 pm
#72
Join Date: Nov 2004
Location: Twin Cities
Programs: NW, UA
Posts: 918
Follow-up on banks--
HSBC has a major building at the end of Sathorn near where it turns into Wireless at Lumpini Park. Don't know what the branch looks like there.
UOB has outlets in a number of major SkyTrain stations, including Nana and a mini-branch at Chid Lom. Those may be fairly convenient for a lot of tourists.
HSBC has a major building at the end of Sathorn near where it turns into Wireless at Lumpini Park. Don't know what the branch looks like there.
UOB has outlets in a number of major SkyTrain stations, including Nana and a mini-branch at Chid Lom. Those may be fairly convenient for a lot of tourists.
Once you start looking for UOB ATMs, they seem to be everywhere:
Nana BTS (JW Marriott end of station)
Central World (basement under the escalator
Amarin Plaza ground floor
Siam Paragon BTS level (bear right when entering)
The list goes on but it seems that most tourists will be well served.
Still no charge as of June 1.
Nana BTS (JW Marriott end of station)
Central World (basement under the escalator
Amarin Plaza ground floor
Siam Paragon BTS level (bear right when entering)
The list goes on but it seems that most tourists will be well served.
Still no charge as of June 1.
Jun 22, 2009, 1:38 pm
#74
Join Date: Jun 2007
Location: JAX
Programs: UA Plat MM, AA Gold MM, Marriott LTT, Hyatt Globalist
Posts: 3,770
What's the Best Way to Exchange Monery at BKK?
Now that the banks are charging for ATM cash withdrawal, what's the best way to exchange money at BKK Airport? I can bring traveller's checks. My flight will be arriving at 9:10 PM on a Friday night. Is there a bank currency excahnge window open at that time? I will need cash for taxi to the hotel.
Jun 22, 2009, 6:36 pm
#75
Join Date: Sep 2007
Location: SNA/LAX
Programs: Hertz PC, Hilton DMD, IHG Spire Amb, Bonvoy Titanium Elite & WoH Globalist
Posts: 8,076
Now that the banks are charging for ATM cash withdrawal, what's the best way to exchange money at BKK Airport? I can bring traveller's checks. My flight will be arriving at 9:10 PM on a Friday night. Is there a bank currency excahnge window open at that time? I will need cash for taxi to the hotel.
Last edited by Kalboz; Dec 19, 2009 at 3:12 am