DCC / Dynamic Currency Conversion in Thailand
May 19, 2015, 5:59 am
#16
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Join Date: Mar 2008
Location: body: A stone's throw from SFO, mind: SE Asia
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Happened to me yesterday at duty free.
May 19, 2015, 6:17 pm
#17
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Join Date: Nov 2006
Location: Bangkok or San Francisco
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Which brings into question the "it's the bank" claim. My wife bought at duty free last week when we arrived. Thai passport. US credit card. They charged her in THB automatically. Seems like duty free is doing this selectively to foreigners.
May 20, 2015, 12:15 am
#18
Join Date: Jul 2010
Location: Between AMS and BRU
Posts: 8,852
It's never the bank... the payment processor offers a solution where the merchant has to offer both options. Sometimes the software "has a preference" for the DCC option but it's the employee that performs the transaction that decides which currency to use.