bomberman92

How do I get my statement close date? I know my bill due date, but nowhere does it say the statement close date.

lv2shop4u

Your statement close date is 3 days after your bill due date.

toomanybooks

In the first couple months, this can vary.

bonsai500

Don't spend a dime until January 1st, lol? You do know that sometimes charges do not go through in time either and don't hit your "spend by" date if you wait until January first (with spend date of January 8th).

It is a risk either way.

Spend small amounts up to say $1500 after your December statement but before January 1, and then spend the remainder on January 1st. Even if the small amounts get double charged (no way they would ALL double charge), you have some room.

toomanybooks

Unless you just do not have the money to spend on other cards in December, it does not matter.

Your Jan 1 spend to trigger the 50K bonus, whether $1 or $2000, will post by Jan 8 or not. The amount is irrelevant.

I think it will post in those 8 days, very likely.

Sc32valve

So just that I'm understanding this correctly. My Plus closes on 12/4 this month, mean that my next statement period is 12/5 - 1/4 most likely. Are you guys saying that there is chance Chase will close my statement sooner than what is listed on my statement?

In 7 years of being a Chase CC customer, I have never had this happen.

I was all set to start my Plus spend on 12/5 and Premier spend on 12/8 and now you're saying that I should wait until January just in case?

My spend by date is Jan 13th for both cards.

toomanybooks

Welcome to FT, Sc32valve!

The main problems with dates shifting come from new cards. There can be an extra drop in the first couple months. Not always.

If you look back at your statements over the years, you should see that the drop wanders slightly from time to time. I looked back once and when it occurred, it appeared mostly to be connected to weekends/holidays.

If you are looking for your spend to credit for points next calendar year, just check your Chase statement online on your regular date to be sure it has already dropped. Very little chance of a problem thereafter.

Sc32valve

Thank you for the warm and patient welcome.

So this will be my 2nd statement, closing on 12/4/15 for Plus, closing 12/8/15 Premier. Once this coming statement generates, I will have my real statement closing date. As long as this is in January, spend away correct? No chance of it closing early after that point right?

toomanybooks

Sadly, on new Chase cards there is no guarantee for a couple months. Probably you are ok spending after the Dec. statements drop, but not 100%.

I have posted this many times, but there are various ways for this to go wrong if you spend before 12/31/15. And if it does bite you, I do not think it is reversible.

I always recommend people wait until 1/1 of the new year.

Sc32valve

I completely agree that Jan 1st would be the safest, but I really NEED my Christmas spend to count towards the $10k, so I can use the CP end of Feb.

I will search a bit more on what could go wrong. I didn't know that Chase could change your statement date even after the statement has been printed.

toomanybooks

It is not changing the date. It's the issuance of an extra, early part-month statement.

The problem is that it is completely unpredictable for a couple months, especially the first month. Do not ask Chase reps, they have no idea what you would be asking.

If I were you, I would wait until as late as possible in Dec.

Sc32valve

I did misunderstand. I wasn't aware of the possibility of a mid month statement. How does that effect your 20 day grace period?

toomanybooks

Not certain, but I think each statement stands on its own.

texashoser

Unless I'm missing something or things have changed, you have three months to hit that $10k in spending. Spend $9,500 in December (ie, now) on Christmas gifts between the two cards (or like $4,500 on each card) then spend the other $500 on January 1 or over the first few days of January. If your statements on both cards do in fact close in early January, you'll be hitting the $5,000 mark on each card too close to the closing date and the bonus points won't post until the next closing, which should be sometime in late January to early February depending on what changes, if any, Chase does to your closing date. In any case, you should have your CP ready to go for late February. Just don't hit the $5k spend on either card in December. It's not worth the risk.

mrlasssen

If one reaches the 110K threshold by transferring in points from a hotel program, and the points transfer is instantly, when does the CP become valid for booking?