Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Aug 18, 2016, 1:25 pm
#3271
Join Date: Jul 2016
Posts: 14
I think there's some month-to-month variation over how long it takes from points showing on your card statement to actually being in your RR account, but generally it's within a few days. Is it neither points for purchases nor the bonus posting? What the card statement says is the number of points sent should be what you get when it posts.
I did it finally
Aug 20, 2016, 4:11 am
#3272
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,693
if I met MSR on both Plus and Premier on the same statement cycle (both close on the same day), there's no reason both SUBs wouldn't post to my SW acct, is there?
Assuming I meet basic qualifications (>24mo, etc).
Assuming I meet basic qualifications (>24mo, etc).
Aug 21, 2016, 9:58 am
#3274
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Generally, yes. There haven't been many (any?) reports of getting the annual fee waived for this card. You could try to PC it but I don't think there's been much, if any, success doing that either. Note that you won't lose the Southwest RR points simply because you cancel the credit card come renewal time.
Aug 21, 2016, 5:53 pm
#3275
Join Date: Jan 2013
Posts: 33
Generally, yes. There haven't been many (any?) reports of getting the annual fee waived for this card. You could try to PC it but I don't think there's been much, if any, success doing that either. Note that you won't lose the Southwest RR points simply because you cancel the credit card come renewal time.
Aug 24, 2016, 11:22 am
#3276
Join Date: Aug 2016
Posts: 4
I've had the Chase Southwest Premier Business card for several years now. I'm looking to go to another card with an annual fee and really don't want to carry two cards with annual fees. I have a considerable amount of points built up on the card. I'm guessing if I cancel I'd have to use them all before I cancel the card. Has anyone ever had their Southwest Premier Business card downgraded? Just trying to figure out my options. Thanks!
Aug 24, 2016, 2:25 pm
#3277
Join Date: Jul 2001
Posts: 3,973
If I'm reading you correctly: if the points are in your Southwest Rapid Rewards account, you won't lose the points if you cancel the credit card. Spending in the current billing period that hasn't posted to your RR account yet wouldn't post if you cancel. Also if you cancel the card, you'd lose the non-Southwest options for using the points.
Aug 24, 2016, 2:31 pm
#3278
Join Date: Aug 2016
Posts: 4
If I'm reading you correctly: if the points are in your Southwest Rapid Rewards account, you won't lose the points if you cancel the credit card. Spending in the current billing period that hasn't posted to your RR account yet wouldn't post if you cancel. Also if you cancel the card, you'd lose the non-Southwest options for using the points.
Aug 24, 2016, 5:39 pm
#3279
Join Date: Oct 2011
Location: North Carolina
Posts: 613
Aug 25, 2016, 9:11 am
#3280
Join Date: Aug 2016
Posts: 4
What if I applied for a card like the Chase Freedom Unlimited where you are able to transfer Ultimate Rewards points over to Rapid Rewards. Would that allow me to purchase gift cards and other non-Southwest options?
Aug 25, 2016, 10:27 am
#3281
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,176
Aug 25, 2016, 10:33 am
#3282
Join Date: Aug 2016
Posts: 4
Thanks. I don't think there is a way around it. I'll have to decide before I cancel whether I want to cash out with gift cards or let the points sit there and eventually use them for flights.
Another question. I read that after 24 months of no activity RR points can expire. Without having a card, is there other ways I can keep the account active so my points will never expire?
eta: It looks like I can do some shopping through their online portal. Just buying something small should reset the clock for another 24 months. Also if I link my Chase Sapphire Reserve to Southwest dining using the card will gain me points and will reset my clock for another 24 months. I guess I'll just keep my points there. I'm sure eventually I'll take a few trips and I know using them towards flights is a better value than gift cards.
Another question. I read that after 24 months of no activity RR points can expire. Without having a card, is there other ways I can keep the account active so my points will never expire?
eta: It looks like I can do some shopping through their online portal. Just buying something small should reset the clock for another 24 months. Also if I link my Chase Sapphire Reserve to Southwest dining using the card will gain me points and will reset my clock for another 24 months. I guess I'll just keep my points there. I'm sure eventually I'll take a few trips and I know using them towards flights is a better value than gift cards.
Last edited by brettatk; Aug 25, 2016 at 10:39 am
Aug 25, 2016, 3:48 pm
#3283
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,176
Thanks. I don't think there is a way around it. I'll have to decide before I cancel whether I want to cash out with gift cards or let the points sit there and eventually use them for flights.
Another question. I read that after 24 months of no activity RR points can expire. Without having a card, is there other ways I can keep the account active so my points will never expire?
eta: It looks like I can do some shopping through their online portal. Just buying something small should reset the clock for another 24 months. Also if I link my Chase Sapphire Reserve to Southwest dining using the card will gain me points and will reset my clock for another 24 months. I guess I'll just keep my points there. I'm sure eventually I'll take a few trips and I know using them towards flights is a better value than gift cards.
Another question. I read that after 24 months of no activity RR points can expire. Without having a card, is there other ways I can keep the account active so my points will never expire?
eta: It looks like I can do some shopping through their online portal. Just buying something small should reset the clock for another 24 months. Also if I link my Chase Sapphire Reserve to Southwest dining using the card will gain me points and will reset my clock for another 24 months. I guess I'll just keep my points there. I'm sure eventually I'll take a few trips and I know using them towards flights is a better value than gift cards.
Aug 26, 2016, 2:35 pm
#3285
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,176
1. As a WN Visa holder, you can cash points in for gift cards (like Amazon) and I think "experiences."
2. You get 6000 WN points a year on renewal with WN Visa, basically negating the annual fee.
3. If you spend $10K in a year on the Premier, you get 1500 Tier-qualifying points toward A-List/Plus. Up to 10x.