Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 16, 2015, 7:33 am
#2791
Join Date: Aug 2014
Posts: 736
When calling the number 888-691-2301, it says just the application processing center... it doesn't say chase or rapi rewards like 800-792-0001. Is there any way to confirm the number is legit
Any one who got approved for the card confirmed with regular chase phone number?
Any one who got approved for the card confirmed with regular chase phone number?
You can find the same number used in an old ad in Kiplinger's for the Marriott card and an old Marriott ad in Frequent Flyer (from 2003).
There's tons of people on FT who already applied using the number and have received their cards since that number became active over two weeks ago. One of my cousin's applied on Nov 2nd via the number and confirmed receipt of the card.
Nov 16, 2015, 8:51 pm
#2792
Join Date: Jul 2014
Programs: aadvantage
Posts: 28
Just received my SW Plus, is there a way that I can get the 50k referral link to shar
share? I went onto https://www.chasereferafriend.com/ but it says my card isn't eligible. Should I continue checking daily? Is there a way to circumvent that?
Nov 17, 2015, 9:13 am
#2793
Join Date: Apr 2015
Location: BDL, BOS
Programs: Marriott Lifetime Titanium, AA EXP, IHG Diamond Ambassador, Hyatt Explorist
Posts: 625
If like to understand how to provide the referral code, too.
It appears that some cards allow you to send an automatic email, but others require a phone call?
It appears that some cards allow you to send an automatic email, but others require a phone call?
share? I went onto https://www.chasereferafriend.com/ but it says my card isn't eligible. Should I continue checking daily? Is there a way to circumvent that?
Nov 17, 2015, 9:18 am
#2794
Join Date: Aug 2014
Posts: 736
Unfortunately not all people are targeted for all offers. I currently can't refer people for the CSP or Freedom cards while others can. It's annoying, but I don't think anyone has figured out the reasoning or how to get targeted.
Nov 17, 2015, 11:16 am
#2795
Join Date: Oct 2015
Posts: 2
Hello all,
I tried calling 1-800-457-3649 to apply online for the southwest plus card and got an automated message which said " they are no longer accepting applications over the phone for this offer".
Do i have to call another number or is the offer gone?
TIA
I tried calling 1-800-457-3649 to apply online for the southwest plus card and got an automated message which said " they are no longer accepting applications over the phone for this offer".
Do i have to call another number or is the offer gone?
TIA
Last edited by ftnoob; Jan 26, 2016 at 2:25 pm Reason: Remove referral request (post copied from other thread)
Nov 20, 2015, 10:58 am
#2796
Join Date: Nov 2015
Posts: 559
Hey guys...
just thought of getting CP for next year. I recently opened around 5 credit lines ( 1 auto and 4 CC ) within 2 months timeframe . Now my score is around 690. Do i stand a chance to get both South west personal cards from chase ( i have freedom with chase ) ?
just thought of getting CP for next year. I recently opened around 5 credit lines ( 1 auto and 4 CC ) within 2 months timeframe . Now my score is around 690. Do i stand a chance to get both South west personal cards from chase ( i have freedom with chase ) ?
Nov 23, 2015, 1:38 am
#2797
Join Date: Nov 2015
Posts: 1
Data point: I applied for the Premier Personal on 11/4 and I was instantly approved. I applied for Premier Business on 11/16 (not realizing it was a better idea to apply for both on the same day) and I got the "we need a few days to review your application" message.
I called the business credit line and they said my application was instantly rejected due to too many recent inquiries/accounts, so he re-opened my application and asked me a number of questions about my business (annual revenue, projected spending, etc.) and told me they needed a few more days to process, and to call back within 1-2 business days to follow up.
I called 2 business days later and the rep told me they still needed some time to review my application, and that in the meanwhile I could log onto my online Chase account to see if a new account has been added to see if I got approved or not.
That was 3 business days ago and I have not seen a new account added, nor have I gotten any mail saying I was rejected/approved.
It looks like I got denied, I will call tomorrow to follow up. Just figured I'd add my experience to the thread.
I called the business credit line and they said my application was instantly rejected due to too many recent inquiries/accounts, so he re-opened my application and asked me a number of questions about my business (annual revenue, projected spending, etc.) and told me they needed a few more days to process, and to call back within 1-2 business days to follow up.
I called 2 business days later and the rep told me they still needed some time to review my application, and that in the meanwhile I could log onto my online Chase account to see if a new account has been added to see if I got approved or not.
That was 3 business days ago and I have not seen a new account added, nor have I gotten any mail saying I was rejected/approved.
It looks like I got denied, I will call tomorrow to follow up. Just figured I'd add my experience to the thread.
Nov 25, 2015, 10:50 am
#2800
Join Date: Jun 2015
Posts: 69
Nov 25, 2015, 10:53 am
#2801
Join Date: Nov 2015
Posts: 559
Here is the referral thread
http://www.flyertalk.com/forum/south...uests-112.html
Nov 25, 2015, 3:19 pm
#2802
Join Date: Nov 2015
Posts: 1
Chase SW Visa PLUS 50K offer- How long will it last?
So the PLUS card 50K bonus by phone referral- How long do you expect this to last? Would it be safe to wait until December 1st to call and apply? Could the 50K bonus offer go away any day?
Thanks for any info
Thanks for any info
Nov 27, 2015, 10:11 am
#2804
Join Date: Dec 2014
Posts: 85
So I just had my gf apply for the 50K personal premier card and the 50K business premier card. She was instantly approved for the personal card, but her application for the business card said it would need further review and she should hear back in 10 days. Would it be best for her to call them before she hears back and try to resolve any issues, or is it best to wait and see what they say and if she is denied for some reason to then call them and hope to sort it out?
Nov 30, 2015, 2:01 pm
#2805
Join Date: Dec 2014
Posts: 85
So I just had my gf apply for the 50K personal premier card and the 50K business premier card. She was instantly approved for the personal card, but her application for the business card said it would need further review and she should hear back in 10 days. Would it be best for her to call them before she hears back and try to resolve any issues, or is it best to wait and see what they say and if she is denied for some reason to then call them and hope to sort it out?
Thanks!