Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 17, 2017, 8:54 am
#3391
Join Date: Mar 2015
Programs: WN CP
Posts: 34
Forgive me if this has already been confirmed but are dining (3X) and shopping (nX, per store) and 1800FLOWERS points still considered CPQP this year?
Do those fall under the bolded section that I quoted? Looking to see if anyone has already received any of these types of points this year and can 100% confirm.
Purchased points, points transferred between Members, points converted from hotel and car loyalty programs, and e-Rewards, e-Miles, Valued Opinions and Diners Club, points earned from program enrollment, tier bonus points, flight bonus points, and Partner bonus points (with the exception of the Rapid Rewards Credit Cards from Chase) do not qualify as Companion Pass Qualifying Points.
Jan 17, 2017, 9:41 pm
#3392
Join Date: Jan 2008
Posts: 90
is there any chance of getting the 50,000 bonus miles on the first month?
opened 2 cards last week:
SW card #1 - shows Feb 18th due date
SW card #2 - shows feb 21 due date
i have hit my required spend on the 2 SW cards once pending charges from today clear. Any chance to have the 50k hit on the first month? trying to have a CP to use for feb 19th flight
opened 2 cards last week:
SW card #1 - shows Feb 18th due date
SW card #2 - shows feb 21 due date
i have hit my required spend on the 2 SW cards once pending charges from today clear. Any chance to have the 50k hit on the first month? trying to have a CP to use for feb 19th flight
Jan 18, 2017, 6:00 am
#3393
Join Date: May 2005
Posts: 48
is there any chance of getting the 50,000 bonus miles on the first month?
opened 2 cards last week:
SW card #1 - shows Feb 18th due date
SW card #2 - shows feb 21 due date
i have hit my required spend on the 2 SW cards once pending charges from today clear. Any chance to have the 50k hit on the first month? trying to have a CP to use for feb 19th flight
opened 2 cards last week:
SW card #1 - shows Feb 18th due date
SW card #2 - shows feb 21 due date
i have hit my required spend on the 2 SW cards once pending charges from today clear. Any chance to have the 50k hit on the first month? trying to have a CP to use for feb 19th flight
I applied for 2 cards and both had the bonus posted by the next business day after statement close. I've seen several reports of missing bonus points on this very board, though, so YMMV.
Jan 18, 2017, 3:57 pm
#3394
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
is there any chance of getting the 50,000 bonus miles on the first month?
opened 2 cards last week:
SW card #1 - shows Feb 18th due date
SW card #2 - shows feb 21 due date
i have hit my required spend on the 2 SW cards once pending charges from today clear. Any chance to have the 50k hit on the first month? trying to have a CP to use for feb 19th flight
opened 2 cards last week:
SW card #1 - shows Feb 18th due date
SW card #2 - shows feb 21 due date
i have hit my required spend on the 2 SW cards once pending charges from today clear. Any chance to have the 50k hit on the first month? trying to have a CP to use for feb 19th flight
Jan 24, 2017, 9:16 pm
#3395
Join Date: Jan 2017
Posts: 14
call the toll free number on the back of your card(s) to find out your statement date.
I applied for 2 cards and both had the bonus posted by the next business day after statement close. I've seen several reports of missing bonus points on this very board, though, so YMMV.
I applied for 2 cards and both had the bonus posted by the next business day after statement close. I've seen several reports of missing bonus points on this very board, though, so YMMV.
Jan 31, 2017, 2:13 pm
#3396
Join Date: Aug 2015
Posts: 3
Quick and potentially foolish question. I don't want to jeopardize the $2k spending minimum to grab the 50k points, so is it safe to move forward with paying off the credit card balance before the monthly credit card period ends? Statement closes 2/7/17 and I want to move forward today and pay off the $2k balance the card currently has.
Thank you for your time.
Thank you for your time.
Jan 31, 2017, 4:52 pm
#3397
Join Date: Oct 2011
Location: North Carolina
Posts: 613
Quick and potentially foolish question. I don't want to jeopardize the $2k spending minimum to grab the 50k points, so is it safe to move forward with paying off the credit card balance before the monthly credit card period ends? Statement closes 2/7/17 and I want to move forward today and pay off the $2k balance the card currently has.
Thank you for your time.
Thank you for your time.
Feb 1, 2017, 2:31 pm
#3399
Join Date: Feb 2009
Posts: 6,602
Quick and potentially foolish question. I don't want to jeopardize the $2k spending minimum to grab the 50k points, so is it safe to move forward with paying off the credit card balance before the monthly credit card period ends? Statement closes 2/7/17 and I want to move forward today and pay off the $2k balance the card currently has.
Thank you for your time.
Thank you for your time.
Unless you have a low credit limit or need the credit there is no real reason to pay a balance before it's due.
Don't forget it's $2k PLUS the AF so $2069 or $2099 total minimum.
Feb 2, 2017, 3:53 pm
#3400
Join Date: Nov 2014
Posts: 22
If you want the companion pass, you'd want to get 2 cards on the same name / Rapid Rewards number.
Feb 3, 2017, 2:38 pm
#3402
Join Date: Jan 2008
Posts: 90
i got 105,200 points to SW yesterday from the credit cards. need another 4800 points to qualify for CP.
have 3,000 Hyatt points and was going to use another 7,000 UR -> Hyatt to transfer 10k Hyatt points to SW and get 4800 points.
the value of 7,000 UR points is at least $105. any cheaper method of doing this?
have 3,000 Hyatt points and was going to use another 7,000 UR -> Hyatt to transfer 10k Hyatt points to SW and get 4800 points.
the value of 7,000 UR points is at least $105. any cheaper method of doing this?
Feb 6, 2017, 12:20 pm
#3403
Join Date: Sep 2011
Location: IAH
Programs: UA Silver
Posts: 527
i got 105,200 points to SW yesterday from the credit cards. need another 4800 points to qualify for CP.
have 3,000 Hyatt points and was going to use another 7,000 UR -> Hyatt to transfer 10k Hyatt points to SW and get 4800 points.
the value of 7,000 UR points is at least $105. any cheaper method of doing this?
have 3,000 Hyatt points and was going to use another 7,000 UR -> Hyatt to transfer 10k Hyatt points to SW and get 4800 points.
the value of 7,000 UR points is at least $105. any cheaper method of doing this?
Feb 7, 2017, 11:38 am
#3404
Join Date: Jan 2011
Location: USA
Programs: SWA Companion Pass, IHG Platinum
Posts: 50
Questioon re: SW Chase's 24-month bonus point "wait"
Trying to get clarity on the 24-month product eligibility rule for the SWA Chase personal credit cards. Actually, most (if not all) Chase credit cards have terms which effectively say that new card members will not earn a sign-up / spend bonus if they have previously received a sign-up / spend bonus from that same card within the last 24-months.
The verbatim language for the current 50K offer is as follows:
"This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months."
I had both the SW Chase Plus and Premier cards, and received a 50K bonus on each of the cards in Feb and March of 2015, respectively. I cancelled both cards in Feb 2016, when the annual fees were about to hit.
If I were to reapply for these cards this month (Feb 2017), would Chase automatically deny my application, since my bonus miles for the cards were received within the 24-months... or is the 24-month rule only apply to the bonus points themselves?
Although my bonus points from the cards hit my account 22 months ago (for the Premier), and 23 months ago (for the Plus), I am thinking about applying for the cards again. If I get approved, I still have 3 months (May 2017) to hit my minimum spend to earn the bonus miles. If I were to hit my spend in April or May, I would be beyond the 24-month rule, which means I should have no issue getting my bonus.
I just want to know if the language in the 24-month rule means that I will be automatically denied for the card(s) since I have received the sign-up bonus within the past 24 months, or if the rule means that I would not be eligible for the bonus points if I met the spend requirement within 24 months.
I am trying to earn enough points for a trip in mid-April, and don't want to waste an application (and hard pull to my credit) if I am going to be auto-declined anyway.
The verbatim language for the current 50K offer is as follows:
"This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months."
I had both the SW Chase Plus and Premier cards, and received a 50K bonus on each of the cards in Feb and March of 2015, respectively. I cancelled both cards in Feb 2016, when the annual fees were about to hit.
If I were to reapply for these cards this month (Feb 2017), would Chase automatically deny my application, since my bonus miles for the cards were received within the 24-months... or is the 24-month rule only apply to the bonus points themselves?
Although my bonus points from the cards hit my account 22 months ago (for the Premier), and 23 months ago (for the Plus), I am thinking about applying for the cards again. If I get approved, I still have 3 months (May 2017) to hit my minimum spend to earn the bonus miles. If I were to hit my spend in April or May, I would be beyond the 24-month rule, which means I should have no issue getting my bonus.
I just want to know if the language in the 24-month rule means that I will be automatically denied for the card(s) since I have received the sign-up bonus within the past 24 months, or if the rule means that I would not be eligible for the bonus points if I met the spend requirement within 24 months.
I am trying to earn enough points for a trip in mid-April, and don't want to waste an application (and hard pull to my credit) if I am going to be auto-declined anyway.
Last edited by Plizatnum; Feb 7, 2017 at 11:50 am Reason: fixed typos
Feb 14, 2017, 9:43 pm
#3405
Join Date: May 2009
Posts: 46
Trying to get clarity on the 24-month product eligibility rule for the SWA Chase personal credit cards. Actually, most (if not all) Chase credit cards have terms which effectively say that new card members will not earn a sign-up / spend bonus if they have previously received a sign-up / spend bonus from that same card within the last 24-months.
The verbatim language for the current 50K offer is as follows:
"This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months."
I had both the SW Chase Plus and Premier cards, and received a 50K bonus on each of the cards in Feb and March of 2015, respectively. I cancelled both cards in Feb 2016, when the annual fees were about to hit.
If I were to reapply for these cards this month (Feb 2017), would Chase automatically deny my application, since my bonus miles for the cards were received within the 24-months... or is the 24-month rule only apply to the bonus points themselves?
Although my bonus points from the cards hit my account 22 months ago (for the Premier), and 23 months ago (for the Plus), I am thinking about applying for the cards again. If I get approved, I still have 3 months (May 2017) to hit my minimum spend to earn the bonus miles. If I were to hit my spend in April or May, I would be beyond the 24-month rule, which means I should have no issue getting my bonus.
I just want to know if the language in the 24-month rule means that I will be automatically denied for the card(s) since I have received the sign-up bonus within the past 24 months, or if the rule means that I would not be eligible for the bonus points if I met the spend requirement within 24 months.
I am trying to earn enough points for a trip in mid-April, and don't want to waste an application (and hard pull to my credit) if I am going to be auto-declined anyway.
The verbatim language for the current 50K offer is as follows:
"This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months."
I had both the SW Chase Plus and Premier cards, and received a 50K bonus on each of the cards in Feb and March of 2015, respectively. I cancelled both cards in Feb 2016, when the annual fees were about to hit.
If I were to reapply for these cards this month (Feb 2017), would Chase automatically deny my application, since my bonus miles for the cards were received within the 24-months... or is the 24-month rule only apply to the bonus points themselves?
Although my bonus points from the cards hit my account 22 months ago (for the Premier), and 23 months ago (for the Plus), I am thinking about applying for the cards again. If I get approved, I still have 3 months (May 2017) to hit my minimum spend to earn the bonus miles. If I were to hit my spend in April or May, I would be beyond the 24-month rule, which means I should have no issue getting my bonus.
I just want to know if the language in the 24-month rule means that I will be automatically denied for the card(s) since I have received the sign-up bonus within the past 24 months, or if the rule means that I would not be eligible for the bonus points if I met the spend requirement within 24 months.
I am trying to earn enough points for a trip in mid-April, and don't want to waste an application (and hard pull to my credit) if I am going to be auto-declined anyway.