Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
May 13, 2014, 6:32 pm
#1306
Join Date: Mar 2013
Programs: SPG, *A, OW
Posts: 29
May 13, 2014, 11:37 pm
#1307
Join Date: Feb 2014
Posts: 20
I applied for the SW business card using the link provided in the recent posts last Thursday.
I called the re-consideration today and I'm currently "conditionally approved". I forgot to confirm with the Chase rep re: the bonus of 50k points.
Do folks think I should call and confirm the 50K bonus points?
Thanks
I called the re-consideration today and I'm currently "conditionally approved". I forgot to confirm with the Chase rep re: the bonus of 50k points.
Do folks think I should call and confirm the 50K bonus points?
Thanks
May 14, 2014, 8:20 am
#1308
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Click on the personal plus and the premier will be linked at the bottom of that page.
May 14, 2014, 8:55 am
#1309
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,622
I would wait until activation. On that phone call ask the person to read you the terms. If the bonus is not mentioned, ask about it specifically. The activation clerk is not at the level of authority to change it either way, so this is quite safe.
May 14, 2014, 1:35 pm
#1310
Join Date: Mar 2010
Location: SJC, Northern Cal.
Programs: SWA RR BIS 6.2M, A+'20, CP'20, AA, UA Gold, Hertz PC, Hilton Diamond
Posts: 909
I always shred unopened the "get 2 free flights" card offers that I get about every 10 days to 2 weeks. For reasons I'll address at the end I decided to open one and it stated it was offering 50k points for a signup and of course the spend.
Why is everyone chasing the online signup for 50k vs the one WN keeps snail mailing out?
I opened the mail because apparently you can't exchange your points for other things unless you have a SWA CC. I was able to do it last November but a few weeks ago no go. The rep on the phone says I must have caught a window where they opened it up to non card holders. She wouldn't comment on if they would do it again this fall.
I don't need the card but if I have to get it to burn off a couple hundred K of points I might as well get 50k for my trouble. That's what got me chasing the card option. I'm about 20k from CP for 15 so the value of the 50k towards anything else but just points is useless as I'm confident without the 50k I'd hit CP in the next 30 days or so.
Why is everyone chasing the online signup for 50k vs the one WN keeps snail mailing out?
I opened the mail because apparently you can't exchange your points for other things unless you have a SWA CC. I was able to do it last November but a few weeks ago no go. The rep on the phone says I must have caught a window where they opened it up to non card holders. She wouldn't comment on if they would do it again this fall.
I don't need the card but if I have to get it to burn off a couple hundred K of points I might as well get 50k for my trouble. That's what got me chasing the card option. I'm about 20k from CP for 15 so the value of the 50k towards anything else but just points is useless as I'm confident without the 50k I'd hit CP in the next 30 days or so.
Last edited by Wingrider; May 14, 2014 at 4:12 pm
May 15, 2014, 9:51 am
#1311
Join Date: Aug 2001
Location: San Diego,CA,USA
Programs: Southwest Companion Pass American Admirals Club Lifetime,IHG Rewards Spire,HHonors Gold
Posts: 1,358
I received a referral from SW to get friends to sign up. 50,000 points for a friend and 5,000 for me. If any one is interested I will send them the phone number to call to sign up. Most appreciated.
May 15, 2014, 10:10 am
#1312
Join Date: Jan 2004
Location: Dallas, TX USA
Programs: Rapid Rewards/AAdvantage
Posts: 1,245
I just saw 50k bonus is back
https://creditcards.chase.com/a1/southwest/2ffrrhomepgl
https://creditcards.chase.com/a1/southwest/2ffrrhomepgl
May 15, 2014, 12:51 pm
#1313
Join Date: Jan 2008
Posts: 3,638
I just saw 50k bonus is back
https://creditcards.chase.com/a1/southwest/2ffrrhomepgl
https://creditcards.chase.com/a1/southwest/2ffrrhomepgl
https://creditcards.chase.com/a1/sou...an?ref=AirTran
May 16, 2014, 8:01 am
#1314
Join Date: Jun 2011
Posts: 27
Got personal premier in 2011. Still have it.
Two questions:
1.) Do I still get the bonus if I sign up for personal plus and get approved (I'm considering trying for biz prem/plus and personal plus to get CP).
2.) Do anniversary points count towards CP? I'm wondering if I can count the 6000 I'll get from my already existing personal premier (coming in August) towards the CP spend requirements.
Does anyone have all four cards?
Two questions:
1.) Do I still get the bonus if I sign up for personal plus and get approved (I'm considering trying for biz prem/plus and personal plus to get CP).
2.) Do anniversary points count towards CP? I'm wondering if I can count the 6000 I'll get from my already existing personal premier (coming in August) towards the CP spend requirements.
Does anyone have all four cards?
May 16, 2014, 7:12 pm
#1315
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,189
Got personal premier in 2011. Still have it.
Two questions:
1.) Do I still get the bonus if I sign up for personal plus and get approved (I'm considering trying for biz prem/plus and personal plus to get CP).
2.) Do anniversary points count towards CP? I'm wondering if I can count the 6000 I'll get from my already existing personal premier (coming in August) towards the CP spend requirements.
Does anyone have all four cards?
Two questions:
1.) Do I still get the bonus if I sign up for personal plus and get approved (I'm considering trying for biz prem/plus and personal plus to get CP).
2.) Do anniversary points count towards CP? I'm wondering if I can count the 6000 I'll get from my already existing personal premier (coming in August) towards the CP spend requirements.
Does anyone have all four cards?
May 17, 2014, 7:21 am
#1316
Join Date: Jul 2012
Location: Murder Mitten
Posts: 298
So I signed up for a Chase SW card in late 2011 (I don't remember which one) and I canceled the card in Late 2012. I called Chase and SW to figure out which card I had and after running a social security check, they couldn't tell me which card I had and had no record of me ever having a SW credit card.
Has anyone had this happen? Does this mean I can get any of the 4 cards now?
Also, I signed up for a business card as a "sole proprietor" and I was put on decision pending. I have never had that happen before. Has anyone been through that process?
Thanks
Has anyone had this happen? Does this mean I can get any of the 4 cards now?
Also, I signed up for a business card as a "sole proprietor" and I was put on decision pending. I have never had that happen before. Has anyone been through that process?
Thanks
May 17, 2014, 6:55 pm
#1317
Join Date: Jan 2014
Posts: 16
Applied for both the personal premier and the personal plus on the same day. Both went to pending. Was sent denial letters a few days later. I called up saying I wanted to check on my applications and the woman I was talking to wasn't budging at all and also could see that I had applied for both cards on the same day. I hung up and called again and this time gave a reference number that was in the denial letter. The person I talked to didn't mention that I had applied for both on the same day. With some persuasion I was able to close an old Amazon card down and get approved for a small 2k limit. Hung up and was happy that I got one at least.
I decided what the hell, I'm going to call up with the other reference number in letter two and see what I could drum up. I hung up three times on the CSR answering until I heard one that sounded like he was in a good mood. I answered some questions for him and and after about 15 minutes of back and forth he was able to transfer 2k from my CSP to approve the second southwest card! Again no mention that I applied for both southwest cards on the same day or even that I had just moved credit around to open a southwest card 5 minutes earlier.
Companion Pass here I come!
I decided what the hell, I'm going to call up with the other reference number in letter two and see what I could drum up. I hung up three times on the CSR answering until I heard one that sounded like he was in a good mood. I answered some questions for him and and after about 15 minutes of back and forth he was able to transfer 2k from my CSP to approve the second southwest card! Again no mention that I applied for both southwest cards on the same day or even that I had just moved credit around to open a southwest card 5 minutes earlier.
Companion Pass here I come!
May 21, 2014, 7:45 am
#1318
FlyerTalk Evangelist
Join Date: Aug 2001
Location: Finally back in Boston after escaping from New York
Posts: 13,644
Applied for both the personal premier and the personal plus on the same day. Both went to pending. Was sent denial letters a few days later. I called up saying I wanted to check on my applications and the woman I was talking to wasn't budging at all and also could see that I had applied for both cards on the same day. I hung up and called again and this time gave a reference number that was in the denial letter. The person I talked to didn't mention that I had applied for both on the same day. With some persuasion I was able to close an old Amazon card down and get approved for a small 2k limit. Hung up and was happy that I got one at least.
I decided what the hell, I'm going to call up with the other reference number in letter two and see what I could drum up. I hung up three times on the CSR answering until I heard one that sounded like he was in a good mood. I answered some questions for him and and after about 15 minutes of back and forth he was able to transfer 2k from my CSP to approve the second southwest card! Again no mention that I applied for both southwest cards on the same day or even that I had just moved credit around to open a southwest card 5 minutes earlier.
Companion Pass here I come!
I decided what the hell, I'm going to call up with the other reference number in letter two and see what I could drum up. I hung up three times on the CSR answering until I heard one that sounded like he was in a good mood. I answered some questions for him and and after about 15 minutes of back and forth he was able to transfer 2k from my CSP to approve the second southwest card! Again no mention that I applied for both southwest cards on the same day or even that I had just moved credit around to open a southwest card 5 minutes earlier.
Companion Pass here I come!
Mike
Last edited by mikeef; May 21, 2014 at 9:20 am
May 21, 2014, 9:21 am
#1319
FlyerTalk Evangelist
Join Date: Aug 2001
Location: Finally back in Boston after escaping from New York
Posts: 13,644
Follow-up: SW lists four credit cards on its site, 2Xbiz and 2Xpersonal. All offer 50K, but one in each category has a $69 annual fee and the other has $99. Most bloggers are pointing to the $99 one. Is there any reason other than the obvious?
Mike
Mike