Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 25, 2013, 10:13 am
#811
Join Date: Oct 2010
Location: TX
Programs: SPG Platinum, Southwest Rapid Rewards A-List, HHonors Gold
Posts: 252
Does anyone know when you're eligible to receive the bonus again if you've already previously had this card but it's been canceled for some quite time now.
Dec 25, 2013, 4:19 pm
#812
Join Date: Oct 2013
Posts: 7
Bonus is based on total spending per cycle- beware of returns!
If you made a big return (was a cancelled plane ticket for me) or plan to before the new year-- do not add any new spending on the cards (even if the net statement balance on the card is 0).
My total net balance on the card since opening is only $1000, so I thought that I was playing it *very* safe, but I was wrong. But it's ok, lots of time and other ways to rack up points and passes.
Dec 27, 2013, 2:44 am
#813
Join Date: Oct 2004
Location: Ann Arbor, MI, USA
Programs: Amex Plat, Bonvoy Gold, lots of points, & timeshares I got for free. To talk travel deals, PM me!
Posts: 255
I have a targeted offer for the 50,000 mile bonus for opening a Chase SW Visa Personal Premier credit card. However, I am hoping to also get 50,000 miles for opening a Chase SW Visa Business credit card. Is that offer still valid, and if so, does anyone have a current 50,000 mile offer link for the business card? (The Business links in the first post on this thread no longer work, and the ones on Southwest's website are for 25,000 miles.) Or, do you maybe have to call Chase to request the 50,000 mile Business offer?
Also, I know in the past, some people have opened Chase SW Visa Plus cards first, then later canceled them and opened a Chase SW Visa Premier card (and gotten another bonus.) Is there still a bonus available for Plus cards? (As with the Business card offer, the only offer I can find for the Plus card is 25,000 miles -- the links on the first post of this thread are dead.)
Also, I know in the past, some people have opened Chase SW Visa Plus cards first, then later canceled them and opened a Chase SW Visa Premier card (and gotten another bonus.) Is there still a bonus available for Plus cards? (As with the Business card offer, the only offer I can find for the Plus card is 25,000 miles -- the links on the first post of this thread are dead.)
Dec 27, 2013, 7:28 am
#814
Join Date: Dec 2007
Posts: 2,412
Unfortunately I just learned the hard way that it is *NOT* net purchases, but rather based on total spending in a cycle-- no matter how much the credit was to the card in the same cycle. Just got off the phone with Chase and since the bonus has posted there's nothing I can do.
If you made a big return (was a cancelled plane ticket for me) or plan to before the new year-- do not add any new spending on the cards (even if the net statement balance on the card is 0).
My total net balance on the card since opening is only $1000, so I thought that I was playing it *very* safe, but I was wrong. But it's ok, lots of time and other ways to rack up points and passes.
If you made a big return (was a cancelled plane ticket for me) or plan to before the new year-- do not add any new spending on the cards (even if the net statement balance on the card is 0).
My total net balance on the card since opening is only $1000, so I thought that I was playing it *very* safe, but I was wrong. But it's ok, lots of time and other ways to rack up points and passes.
The policy doesn't make sense, though. What's to stop people from making big charges, then returning the items for a credit on the card, just to get the big bonuses. I don't see how that is in Chase's best interests.
Dec 27, 2013, 9:36 am
#815
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,284
I have a targeted offer for the 50,000 mile bonus for opening a Chase SW Visa Personal Premier credit card. However, I am hoping to also get 50,000 miles for opening a Chase SW Visa Business credit card. Is that offer still valid, and if so, does anyone have a current 50,000 mile offer link for the business card? (The Business links in the first post on this thread no longer work, and the ones on Southwest's website are for 25,000 miles.) Or, do you maybe have to call Chase to request the 50,000 mile Business offer?
The splash page advertises the personal premier card. There's a link for the business premier card at the bottom of the page.
Also, I know in the past, some people have opened Chase SW Visa Plus cards first, then later canceled them and opened a Chase SW Visa Premier card (and gotten another bonus.) Is there still a bonus available for Plus cards? (As with the Business card offer, the only offer I can find for the Plus card is 25,000 miles -- the links on the first post of this thread are dead.)
Dec 27, 2013, 2:20 pm
#816
Join Date: Oct 2004
Location: Ann Arbor, MI, USA
Programs: Amex Plat, Bonvoy Gold, lots of points, & timeshares I got for free. To talk travel deals, PM me!
Posts: 255
The 50k offer is still alive at http://southwest.com/travel.
The splash page advertises the personal premier card. There's a link for the business premier card at the bottom of the page.
The splash page advertises the personal premier card. There's a link for the business premier card at the bottom of the page.
Maybe a moderator can add the current link to the first post in this thread?
I applied and got approved for the Personal Premier card right away, but the business card application went to a page entitled "Decision Pending - Receive By Mail." The page had a message saying, "Your application requires further review before making a decision." Does that mean Chase is going to turn me down, or does it just mean they want more information about the business I run? I seem to recall reading here that Chase may phone with questions about one's business.
Well, I guess four bonuses would be too good to be true!
Dec 27, 2013, 7:21 pm
#817
Join Date: Oct 2013
Posts: 7
Completely agree and asked Chase representative on the phone about this. His response was :"Ma'm, if someone were to do that, that would be fraud and that would be illegal" --- end of discussion on the reps part.
Dec 27, 2013, 7:27 pm
#818
Join Date: Jul 2013
Posts: 5,813
I may be wrong but that sounds like a bit of an overstatement.
Dec 27, 2013, 7:33 pm
#819
Join Date: Dec 2007
Posts: 2,412
Dec 28, 2013, 11:13 am
#820
Join Date: Jul 2009
Posts: 721
Judy, call the business number from the wiki here...
http://www.flyertalk.com/forum/chase...solidated.html
...good luck!
http://www.flyertalk.com/forum/chase...solidated.html
...good luck!
Dec 28, 2013, 3:50 pm
#821
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,284
I applied and got approved for the Personal Premier card right away, but the business card application went to a page entitled "Decision Pending - Receive By Mail." The page had a message saying, "Your application requires further review before making a decision." Does that mean Chase is going to turn me down, or does it just mean they want more information about the business I run? I seem to recall reading here that Chase may phone with questions about one's business.
Dec 29, 2013, 7:11 am
#823
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,622
Dec 29, 2013, 12:02 pm
#824
Join Date: Sep 2008
Posts: 72
Dec 29, 2013, 12:24 pm
#825
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,622
The recent post discussing this issue was actually in a separate thread for which the OP chose a vague title rather than one revealing the actual subject. Your question illustrates why clear thread titles are important.