Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 17, 2013, 5:29 pm
#796
Join Date: Feb 2012
Posts: 751
You can close whenever you want, BUT you don't get the annual bonus points unless you keep it open for a year. If you wait until the annual bonus points show up on your statement (they charge the next annual fee on the same statement), then you can close the card and keep the annual bonus points AND have the next annual fee refunded. (Read the annual fee details on your CC statement for more details.)
Dec 17, 2013, 9:20 pm
#797
Join Date: Apr 2011
Location: MCO
Programs: DL exDM MM
Posts: 762
Is everyone agreed that the closing date is the critical date? Got both cards. Personal card closed on 12/6/2013. Business card on 12/15/2013. Have spent $1,578 and $1,607 respectively, not including the $99 fee.
Seems like I can now safely go over $2,000 on both and the 50K bonuses will show as of 1/6/2014 and 1/15/2014 even though the purchases are in December 2013.
Yes?
Seems like I can now safely go over $2,000 on both and the 50K bonuses will show as of 1/6/2014 and 1/15/2014 even though the purchases are in December 2013.
Yes?
Dec 17, 2013, 9:52 pm
#798
Join Date: Dec 2013
Posts: 9
Is everyone agreed that the closing date is the critical date? Got both cards. Personal card closed on 12/6/2013. Business card on 12/15/2013. Have spent $1,578 and $1,607 respectively, not including the $99 fee.
Seems like I can now safely go over $2,000 on both and the 50K bonuses will show as of 1/6/2014 and 1/15/2014 even though the purchases are in December 2013.
Yes?
Seems like I can now safely go over $2,000 on both and the 50K bonuses will show as of 1/6/2014 and 1/15/2014 even though the purchases are in December 2013.
Yes?
Dec 17, 2013, 9:55 pm
#799
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,613
Is everyone agreed that the closing date is the critical date? Got both cards. Personal card closed on 12/6/2013. Business card on 12/15/2013. Have spent $1,578 and $1,607 respectively, not including the $99 fee.
Seems like I can now safely go over $2,000 on both and the 50K bonuses will show as of 1/6/2014 and 1/15/2014 even though the purchases are in December 2013.
Yes?
Seems like I can now safely go over $2,000 on both and the 50K bonuses will show as of 1/6/2014 and 1/15/2014 even though the purchases are in December 2013.
Yes?
Dec 17, 2013, 10:38 pm
#800
Join Date: Feb 2004
Location: USA
Programs: AC SE100K, F9 100k, NK Gold, UA *S, Hyatt Glob, Bonvoy Titanium
Posts: 5,180
Is everyone agreed that the closing date is the critical date? Got both cards. Personal card closed on 12/6/2013. Business card on 12/15/2013. Have spent $1,578 and $1,607 respectively, not including the $99 fee.
Seems like I can now safely go over $2,000 on both and the 50K bonuses will show as of 1/6/2014 and 1/15/2014 even though the purchases are in December 2013.
Yes?
Seems like I can now safely go over $2,000 on both and the 50K bonuses will show as of 1/6/2014 and 1/15/2014 even though the purchases are in December 2013.
Yes?
you have solid gold in the bank if you spend another few hundred on each card after jan 1st.
What's to say Southwest and Chase won't do an end-of-year sweep , because just as many people who want the points deferred till 2014 (like you) would benefit from the points posting earlier (in 2013).
Some other credit card promos have been sent to me the minute I hit the spending tier. Mainly citi gift cards, but I still would never take a chance.
Dec 19, 2013, 7:15 pm
#801
Join Date: Nov 2013
Posts: 42
why the heck risk it? do you not have any other credit/debit cards/cash you can use until the end of December?
you have solid gold in the bank if you spend another few hundred on each card after jan 1st.
What's to say Southwest and Chase won't do an end-of-year sweep , because just as many people who want the points deferred till 2014 (like you) would benefit from the points posting earlier (in 2013).
Some other credit card promos have been sent to me the minute I hit the spending tier. Mainly citi gift cards, but I still would never take a chance.
you have solid gold in the bank if you spend another few hundred on each card after jan 1st.
What's to say Southwest and Chase won't do an end-of-year sweep , because just as many people who want the points deferred till 2014 (like you) would benefit from the points posting earlier (in 2013).
Some other credit card promos have been sent to me the minute I hit the spending tier. Mainly citi gift cards, but I still would never take a chance.
I have lots of travel to book starting around January 11. My first statement date says early February. My first closing date (listed as "next closing date") is mid-January. I need my points to post ASAP but still want the companion pass.
Advice? Should I call and have them change my closing date to January 1 or 2? Thanks in advance to anybody that can help someone new to this like me.
Dec 20, 2013, 9:16 am
#802
Join Date: Jul 2013
Posts: 1,036
Ok so I missed the initial deal but I got in on the return deal for the Premier $99 annual fee card. My question is this:
I have lots of travel to book starting around January 11. My first statement date says early February. My first closing date (listed as "next closing date") is mid-January. I need my points to post ASAP but still want the companion pass.
Advice? Should I call and have them change my closing date to January 1 or 2? Thanks in advance to anybody that can help someone new to this like me.
I have lots of travel to book starting around January 11. My first statement date says early February. My first closing date (listed as "next closing date") is mid-January. I need my points to post ASAP but still want the companion pass.
Advice? Should I call and have them change my closing date to January 1 or 2? Thanks in advance to anybody that can help someone new to this like me.
Dec 23, 2013, 8:27 am
#804
Join Date: Jul 2013
Posts: 1,036
T&C say you can only get the bonus for 1 personal card and 1 business card. However, plenty of people have reported being able to get the bonus on all 4 cards so YMMV.
Dec 23, 2013, 4:23 pm
#806
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,284
I signed up for the personal premier card earlier this year. The 50k bonus pushed me well over the top for the Companion Pass. I'll finish the year with about 140k CPQP.
I've just signed up for the business premier card. The 50k bonus for that will come in early 2014 and help me requalify for the CP for 2015.
This is not about trying to get CP "for free". I'm flying a fair bit on Southwest, just not enough to get 110k CPQP all from tickets.
I've just signed up for the business premier card. The 50k bonus for that will come in early 2014 and help me requalify for the CP for 2015.
This is not about trying to get CP "for free". I'm flying a fair bit on Southwest, just not enough to get 110k CPQP all from tickets.
Dec 23, 2013, 6:45 pm
#807
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,613
Same here. If I can pick up one 50k bonus per year my flight purchases and normal credit card spending will cover the rest of the 110k.
Dec 23, 2013, 8:43 pm
#808
Join Date: Dec 2013
Location: PHL
Posts: 94
Did anyone recently receive referral "cards" via snail mail to "refer your friends" to the Chase Southwest CC for 5,000 Bonus Points.
The mail had a set of 6 cards with my name, RR #, and expiration of June 30, 2014. Does not list any website for signup, only a 1-800 number to call.
The card lists the 25k bonus point offer via titling it as "A round trip" versus two round trips.
I'm curious if anyone has had any experience with referrals. I'm wondering if I can have some friends/family that want to get in on these offers to call a different 1-800 number listed on the still-working 50k bonus landing page, sign-up for the 50k offers, and put me down as a referral for 5k bonus points for me! :-)
If this could work, I could potentially get 20k bonus points for two family members that want to sign up for the 50k offers (2 cards per family member = 4 referrals, assuming I'd get credit for referring the same person for two different products, did not read the fine print yet though).
Has anyone tried this? TIA!
The mail had a set of 6 cards with my name, RR #, and expiration of June 30, 2014. Does not list any website for signup, only a 1-800 number to call.
The card lists the 25k bonus point offer via titling it as "A round trip" versus two round trips.
I'm curious if anyone has had any experience with referrals. I'm wondering if I can have some friends/family that want to get in on these offers to call a different 1-800 number listed on the still-working 50k bonus landing page, sign-up for the 50k offers, and put me down as a referral for 5k bonus points for me! :-)
If this could work, I could potentially get 20k bonus points for two family members that want to sign up for the 50k offers (2 cards per family member = 4 referrals, assuming I'd get credit for referring the same person for two different products, did not read the fine print yet though).
Has anyone tried this? TIA!
Dec 24, 2013, 6:10 am
#809
Join Date: Sep 2009
Posts: 91
I have a Personal Plus and a Business Plus card ready to meet the spends and get CP as soon as 1/1/14 hits (I know, I am probably safe now but I'm not in a huge rush).
The Personal Plus has my RR number on the card. The Business Plus does not. Is there an easy way to confirm it is attached to the correct RR account? I just would hate to have the points post to some other account and lose the CP.
The Personal Plus has my RR number on the card. The Business Plus does not. Is there an easy way to confirm it is attached to the correct RR account? I just would hate to have the points post to some other account and lose the CP.
Dec 24, 2013, 7:07 am
#810
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,171
Did anyone recently receive referral "cards" via snail mail to "refer your friends" to the Chase Southwest CC for 5,000 Bonus Points.
The mail had a set of 6 cards with my name, RR #, and expiration of June 30, 2014. Does not list any website for signup, only a 1-800 number to call.
The card lists the 25k bonus point offer via titling it as "A round trip" versus two round trips.
I'm curious if anyone has had any experience with referrals. I'm wondering if I can have some friends/family that want to get in on these offers to call a different 1-800 number listed on the still-working 50k bonus landing page, sign-up for the 50k offers, and put me down as a referral for 5k bonus points for me! :-)
If this could work, I could potentially get 20k bonus points for two family members that want to sign up for the 50k offers (2 cards per family member = 4 referrals, assuming I'd get credit for referring the same person for two different products, did not read the fine print yet though).
Has anyone tried this? TIA!
The mail had a set of 6 cards with my name, RR #, and expiration of June 30, 2014. Does not list any website for signup, only a 1-800 number to call.
The card lists the 25k bonus point offer via titling it as "A round trip" versus two round trips.
I'm curious if anyone has had any experience with referrals. I'm wondering if I can have some friends/family that want to get in on these offers to call a different 1-800 number listed on the still-working 50k bonus landing page, sign-up for the 50k offers, and put me down as a referral for 5k bonus points for me! :-)
If this could work, I could potentially get 20k bonus points for two family members that want to sign up for the 50k offers (2 cards per family member = 4 referrals, assuming I'd get credit for referring the same person for two different products, did not read the fine print yet though).
Has anyone tried this? TIA!
If they can get the better offer and you still get the referral bonus, please let us know.
