Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 18, 2016, 5:51 pm
#2956
Join Date: Nov 2015
Location: FL, USA
Programs: AA Plat, Hyatt Explorist, Hilton Diamond, IHG Plat, Marriot Gold
Posts: 1,666
Question, if you signed up for 25k points, has anyone secured message Chase to ask to math the 50k points bonus and been successful? I just did this with IHG and they did match.
Jan 19, 2016, 12:24 pm
#2957
Join Date: Apr 2001
Location: SFO
Posts: 687
match the 50K offer
Do you need to mention any promo code to match the 50K offer? or you just ask for it? Thanks.
Jan 19, 2016, 3:34 pm
#2959
Join Date: Nov 2015
Location: FL, USA
Programs: AA Plat, Hyatt Explorist, Hilton Diamond, IHG Plat, Marriot Gold
Posts: 1,666
The 50k points, does it always need a referral??
Jan 19, 2016, 3:57 pm
#2960
Join Date: Aug 2014
Posts: 736
It's been a while since Chase has offered 50k on the Plus without a referral. I believe that those looking to match from a previously-applied offer that's lower can get it with referral info (aka proof they could apply for 50k if applying today). I haven't heard of anyone applying for lower SW offer and matching the referral offer without referral info but that doesn't mean it hasn't happened.
Jan 19, 2016, 5:17 pm
#2961
Join Date: Nov 2015
Location: FL, USA
Programs: AA Plat, Hyatt Explorist, Hilton Diamond, IHG Plat, Marriot Gold
Posts: 1,666
It's been a while since Chase has offered 50k on the Plus without a referral. I believe that those looking to match from a previously-applied offer that's lower can get it with referral info (aka proof they could apply for 50k if applying today). I haven't heard of anyone applying for lower SW offer and matching the referral offer without referral info but that doesn't mean it hasn't happened.
Jan 19, 2016, 10:43 pm
#2963
Join Date: May 2015
Posts: 17
I signed up for the personal plus card back in Nov with 40K bonus points and $50 statement credit after $1K spend. I called on Monday after spending over $2000 and asked if they would match the same offer that I had on my premier card(also applied in Nov but with the 50k after $2000). The rep informed me he would push this through to marketing to make it happen but, I would lose the $50 statement credit from my original offer. Well last night my statement closed....I guess the timing was bad because I got the 40K bonus points but no statement credit. Hoping in a few days things will settle themselves out and i'll get the extra 10K points.
So i don't think you actually need a referral at least according to the rep I spoke with.
Anyone have any thoughts on my situation. Maybe and extra 10K on my next statement close?? I think i will wait a few days and then send a secure message to see if I can't sort it out
So i don't think you actually need a referral at least according to the rep I spoke with.
Anyone have any thoughts on my situation. Maybe and extra 10K on my next statement close?? I think i will wait a few days and then send a secure message to see if I can't sort it out
Jan 20, 2016, 12:24 pm
#2964
Join Date: Feb 2014
Posts: 921
I got the plus card last Dec and start using it in Jan 2016, and then applied for SWA Biz Visa in Jan 2016, and got declined. I called the reconsideration line and was told that I opened 13 credit cards for last 2 years - too many credit inquires! I said I only kept 2 chase cards open right now, all of them were closed, and the rep said it does not matter. DECLINED! Is there anything I can do to appeal? 
It's also very clear you are opening credit accounts to access the bonus stuff. Credit card companies want to keep you around for the effort it takes to entice you to open an account.
Is there anything you can do to appeal? Well, you already have! And considering you already appealed once, you're probably not going to be successful another time. And you're probably hurting yourself from getting a new account open anywhere for quite some time.
Jan 20, 2016, 2:42 pm
#2965
FlyerTalk Evangelist
Join Date: Dec 2003
Location: LAX
Posts: 10,908
Stop opening so many credit cards! Generally speaking, opening so many accounts is very bad for your overall credit. Don't be surprised that if you need to purchase a car or house in the near future, your constant opening of accounts is going to negatively affect your ability to secure the best rates.
...
...
Jan 20, 2016, 7:31 pm
#2966
Join Date: Aug 2014
Posts: 736
Stop opening so many credit cards! Generally speaking, opening so many accounts is very bad for your overall credit. Don't be surprised that if you need to purchase a car or house in the near future, your constant opening of accounts is going to negatively affect your ability to secure the best rates.
It's also very clear you are opening credit accounts to access the bonus stuff. Credit card companies want to keep you around for the effort it takes to entice you to open an account.
Is there anything you can do to appeal? Well, you already have! And considering you already appealed once, you're probably not going to be successful another time. And you're probably hurting yourself from getting a new account open anywhere for quite some time.
It's also very clear you are opening credit accounts to access the bonus stuff. Credit card companies want to keep you around for the effort it takes to entice you to open an account.
Is there anything you can do to appeal? Well, you already have! And considering you already appealed once, you're probably not going to be successful another time. And you're probably hurting yourself from getting a new account open anywhere for quite some time.
Jan 20, 2016, 11:43 pm
#2967
Join Date: Apr 2001
Location: SFO
Posts: 687
Stop opening so many credit cards! Generally speaking, opening so many accounts is very bad for your overall credit. Don't be surprised that if you need to purchase a car or house in the near future, your constant opening of accounts is going to negatively affect your ability to secure the best rates.
It's also very clear you are opening credit accounts to access the bonus stuff. Credit card companies want to keep you around for the effort it takes to entice you to open an account.
Is there anything you can do to appeal? Well, you already have! And considering you already appealed once, you're probably not going to be successful another time. And you're probably hurting yourself from getting a new account open anywhere for quite some time.
It's also very clear you are opening credit accounts to access the bonus stuff. Credit card companies want to keep you around for the effort it takes to entice you to open an account.
Is there anything you can do to appeal? Well, you already have! And considering you already appealed once, you're probably not going to be successful another time. And you're probably hurting yourself from getting a new account open anywhere for quite some time.
Jan 21, 2016, 8:18 pm
#2969
Join Date: Jan 2016
Posts: 24
I'm new to this forum and new to the travel points/miles world. I have been reading and learning as much as possible for the last week or so. I wanted to share my experience trying to get southwest credit cards from Chase.
I followed links and applied for both the personal premier and the business premier on the same day. For both I got the message that they need to take a better look at my applications and would get back to me. Two days later I called the reconsideration line.
After answering a few questions she approved me for the personal. Then we addressed the business card. I answered many more questions and she said unfortunately I was declined for requesting too many cards in the last 30 days. These two cards are the only ones I have applied for in over 2 years. Still she said I have tentative approval for the business card but they won't approve more than 1 card in 30 days. So advised me to call back exactly 30 days later and I would get my approval for the business card.
I had read many threads and tips for applying for these cards and never once read a response like the one I received. I feel confident I will get the card next month when I call back. Just wanted to share my experience.
I followed links and applied for both the personal premier and the business premier on the same day. For both I got the message that they need to take a better look at my applications and would get back to me. Two days later I called the reconsideration line.
After answering a few questions she approved me for the personal. Then we addressed the business card. I answered many more questions and she said unfortunately I was declined for requesting too many cards in the last 30 days. These two cards are the only ones I have applied for in over 2 years. Still she said I have tentative approval for the business card but they won't approve more than 1 card in 30 days. So advised me to call back exactly 30 days later and I would get my approval for the business card.
I had read many threads and tips for applying for these cards and never once read a response like the one I received. I feel confident I will get the card next month when I call back. Just wanted to share my experience.
Jan 23, 2016, 6:11 pm
#2970
Join Date: Jan 2010
Posts: 44
Quick question...I just applied (and was approved) for the SW Personal PLUS card that has a 50,000 point bonus (via referral). I know I'll get the bonus on this application due to the fact I cancelled my last SW Personal PLUS card back in May of 2013.
With that said, I also received a 50,000 point bonus for the Personal PREMIER card some time back in Jan/Feb of 2014. However, my RR account no longer shows the exact date of when I received that 50,000 point bonus. I tried calling Southwest RR but they said they can only see what I see on my account...and suggested I call Chase.
Bottom line: Would calling Chase to find out when I received bonus points for the PREMIER card I had prior "screw up" getting approved for a new PREMIER card?
Obviously, I'm trying to get CP for 16/17 but don't want to apply for a PREMIER card if it hasn't been more than 24 months since the last time I had one.
Any advice would be greatly appreciated
With that said, I also received a 50,000 point bonus for the Personal PREMIER card some time back in Jan/Feb of 2014. However, my RR account no longer shows the exact date of when I received that 50,000 point bonus. I tried calling Southwest RR but they said they can only see what I see on my account...and suggested I call Chase.
Bottom line: Would calling Chase to find out when I received bonus points for the PREMIER card I had prior "screw up" getting approved for a new PREMIER card?
Obviously, I'm trying to get CP for 16/17 but don't want to apply for a PREMIER card if it hasn't been more than 24 months since the last time I had one.
Any advice would be greatly appreciated