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Old Jul 26, 17, 3:59 pm   -   Wikipost
FlyerTalk Forums Thread Wiki: Discussion of Chase RR Visa 40K-60K sigunup points offers -- NO REFERRALS!
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Do not post referral offers or requests in this thread. All such posts will be deleted.

This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.

Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)

Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017

50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

60K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html

Frequently Asked Questions about Rapid Rewards Visa

1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).

Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.

2. Is there a zero annual fee version?
No.

3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Quote:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).

Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.

As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here

4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.

5. Does the annual fee count toward the spending threshold for the signup bonus?
No.

6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.

7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.

8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.

9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.

10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.

11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
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Old Nov 30, 15, 2:11 pm   #2806
  
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 673
Quote:
Originally Posted by departingBOS View Post
Anyone have any advice on how to best handle this situation?

Thanks!
Yes, wait to see if she's approved. Only call if you get word that her app was denied. Now with a business card app there is more of a chance she'll need to call in but don't do so unless necessary.
meecal is offline   Reply With Quote
Old Dec 2, 15, 10:43 am   #2807
  
Join Date: Nov 2015
Posts: 8
Hi All, I'm in a similar situation. I applied and instantly approved for premier personal last month. On Monday I applied for the Plus personal via phone, was told they needed additional info and I needed to call back(it was after hours when I applied). From what I read there's mixed opinions about calling or waiting, anybody have any recent experience on this? tia.
secretninja is offline   Reply With Quote
Old Dec 3, 15, 6:51 pm   #2808
  
Join Date: Dec 2015
Posts: 2
I have some 50K bonus points offers available. PM your email address and you should see an application link come through from Chase.
alichang84 is offline   Reply With Quote
Old Dec 4, 15, 7:11 am   #2809
  
Join Date: Dec 2014
Posts: 54
Unfortunately my fear has come true and my fiance was denied the business card because it claims too many account have been open recently. I thought this stricter policy for # of accounts open was only for chase cards and not Co-branded ones. She has only applied for ~5 cards in the past 2 years and is an authorized user on 2 of mine. I wonder if those are showing up as applied for cards. Either way I'm going to call the reconsideration # and hopefully get the business card. If not, applying for the premier was pretty much a waste.
departingBOS is offline   Reply With Quote
Old Dec 4, 15, 7:23 am   #2810
  
Join Date: May 2002
Programs: WN F9 UA AA IHG HH MR
Posts: 1,233
Quote:
Originally Posted by departingBOS View Post
...If not, applying for the premier was pretty much a waste.
If you don't want that $700 worth of free flying, I'll take the points off your hands.
Tanic is offline   Reply With Quote
Old Dec 4, 15, 9:10 am   #2811
  
Join Date: Sep 2015
Programs: HHonors Diamond, MileagePlus Silver, Executive National
Posts: 88
Can you refer your spouse for a SW premier CC or are there restrictions for within household referrals.
homanga is offline   Reply With Quote
Old Dec 4, 15, 9:14 am   #2812
  
Join Date: Sep 2015
Programs: HHonors Diamond, MileagePlus Silver, Executive National
Posts: 88
Err duplicated post delete please
homanga is offline   Reply With Quote
Old Dec 4, 15, 9:43 am   #2813
  
Join Date: Dec 2014
Posts: 54
Quote:
Originally Posted by Tanic View Post
If you don't want that $700 worth of free flying, I'll take the points off your hands.
I would of prioritized hotel cards for an upcoming multiple week trip to Europe over the Southwest points, which I didn't plan on using for 5 months.
departingBOS is offline   Reply With Quote
Old Dec 4, 15, 10:01 am   #2814
  
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 673
Quote:
Originally Posted by homanga View Post
Can you refer your spouse for a SW premier CC or are there restrictions for within household referrals.
I don't believe there is a restriction against referring your spouse. I referred my wife. I had 5,000 Refer-A-Friend bonus points post but it's impossible to know if that was for referral of my wife or one of the other people I referred.
meecal is offline   Reply With Quote
Old Dec 4, 15, 10:05 am   #2815
  
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 673
Quote:
Originally Posted by departingBOS View Post
I would of prioritized hotel cards for an upcoming multiple week trip to Europe over the Southwest points, which I didn't plan on using for 5 months.
If your Southwest flight plans are really questionable you can turn the points into pseudo-cash by redeeming them for Amazon gift cards. The 50,000 points will get you $417 at Amazon. Nowhere near the value you can get for flights but still a nice chunk of funds at Amazon.
meecal is offline   Reply With Quote
Old Dec 5, 15, 2:47 pm   #2816
  
Join Date: Nov 2015
Posts: 275
Hey guys ....got the SW cards plus and premier with 50 k points each

One question next year iam planning to cancel both my cards to avoid paying annual fee. So is the points accumulated thru this card will be expired if i close the card ?

CP will also remain till 2017 rite even if i close the card ?
kingofkingsforu is offline   Reply With Quote
Old Dec 5, 15, 2:51 pm   #2817
  
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 673
Quote:
Originally Posted by kingofkingsforu View Post
Hey guys ....got the SW cards plus and premier with 50 k points each

One question next year iam planning to cancel both my cards to avoid paying annual fee. So is the points accumulated thru this card will be expired if i close the card ?

CP will also remain till 2017 rite even if i close the card ?
No, the points in your Southwest Rapid Rewards account will not vanish/expire because you close the Southwest credit card. Companion Pass will remain valid despite closing the credit card.

When are your 50k bonus points going to post? If you want the CP to carry through 2017 you need to make sure you earn the CP in early 2016 (not late 2015). That means ensuring the bonus points from the credit cards post in early 2016 (not late 2015).
meecal is offline   Reply With Quote
Old Dec 6, 15, 2:16 am   #2818
  
Join Date: Nov 2015
Posts: 275
Quote:
Originally Posted by meecal View Post
No, the points in your Southwest Rapid Rewards account will not vanish/expire because you close the Southwest credit card. Companion Pass will remain valid despite closing the credit card.

When are your 50k bonus points going to post? If you want the CP to carry through 2017 you need to make sure you earn the CP in early 2016 (not late 2015). That means ensuring the bonus points from the credit cards post in early 2016 (not late 2015).
Thanks for the info. I just got my cards and my first stmt closes only in jan 2016. So starting to do MS for 10k so that 110 k points will be posted in jan .

This is the verbage iam seeing in the notice. So not sure abt this. It has been mentioned that points will not expire as long as card is open in status

kingofkingsforu is offline   Reply With Quote
Old Dec 6, 15, 7:56 am   #2819
  
Join Date: Jul 2013
Posts: 4,438
If you close the card, your points will expire in 2 years unless you earn more points within that time.
rsteinmetz70112 is offline   Reply With Quote
Old Dec 6, 15, 3:00 pm   #2820
  
Join Date: Jan 2010
Posts: 30
It's been over 24 months since I was awarded the 50,000 bonus for the Plus Card. I was able to get a phone referral so I should be good to go for getting a new bonus on that card. However, the Premier card is a little foggy...

Back in Oct/Nov of 2013, I applied for the Premier Personal/Business cards about a month apart and, when looking back at my Southwest point activity, it says I was awarded 50,686 on 01/12/14 and 50,000 on 02/05/14 (thus giving me the CP for 14/15). However, I can't tell which card brought which bonus.

Because I don't want to chance it (getting CP for 16/17), who would I call to find out which card deemed which bonus? Chase? WN RR? Just want to make sure I don't apply for a particular Premier card before 24 months of bonus award.
jimbohoward69 is offline   Reply With Quote
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