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Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!

Old Jan 23, 2014, 9:16 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.

This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.

Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)

Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.

75,000 miles bonus for all Southwest Airlines personal credit cards.

40K + 20K personal Plus
offer:
$1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.

40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.


70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.

50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.

40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.

60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.

60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017

50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.

50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.

50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017

There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html

Frequently Asked Questions about Rapid Rewards Visa

1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).

Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.

2. Is there a zero annual fee version?
No.

3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).

Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.

As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here

4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.

5. Does the annual fee count toward the spending threshold for the signup bonus?
No.

6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.

7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.

8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.

9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.

10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.

11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
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Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!

Old Oct 9, 2015, 7:52 am
  #2656  
 
Join Date: Aug 2015
Location: Louisiana, MSY
Programs: Hyatt Plat, SPG Gold, Hilton Diamond, IHG Spire Elite
Posts: 139
Originally Posted by Flyingfool

Btw, does anyone think I should just go for the Premier as well right now?

TL;DR If your Chase credit card app goes pending instead of instant approval and if you already have a Chase account (checking, savings, cc), log in on the website or app. You just might see a new card listed!
Absolutely. Would be ideal if you had the same date stamp on it, because as far as I am aware, those 2 inquiries will be merged into 1. But if not - Chase is Recon friendly. You have good credit. I don't see why you should not apply if you want to.
AmeriKop45 is offline  
Old Oct 9, 2015, 9:43 am
  #2657  
 
Join Date: Jun 2004
Posts: 3,772
Originally Posted by onlybeef42
Applied for a business and personal card today.

I received this on the business screen: "Thank you for applying. Your application requires further review before making a decision. Here's what you can expect: Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days. If you are approved, you will receive your card and other important information in the mail. Please do not resubmit this application."
I just applied for both the business and personal. For the business I received the above message.

For the personal, I received the following:

Please call us as soon as possible at U.S. 1-800-527-7419 or International 1-302-594-8200 Mon-Sat 8am-10pm ET and Sunday 10am-9pm ET to discuss your application with a Customer Support Specialist.
Please reference #xxxxxx when you call.
You are nearly finished! As a loyal cardmember, it's important that we meet your purchasing needs.
We just have a few more questions regarding your request for credit.
We look forward to speaking with you.


I currently have three Chase cards and only use a fraction of the credit available, have never had a missed payment, current credit score fluctuates around 820-830, am an AmEx Cent holder, homeowner - no debt, etc.

For the business, I've had my S Corp for 18 years (so not a new made-up sole proprietorship to get a card).

I actually find the lack of instant approval to be a bit insulting. Now I'm not sure I want to bother with this. We've never flown Southwest but due to changing locations early next year it could be a nice-to-have option for some anticipated increase in US domestic air travel.

Something else a bit concerning -- I clicked on the 'apply now' links on pages that clearly showed the 50,000 bonus (and kept copies), but once into the application, the bonus was not mentioned in any fine print. Should this be a concern?

Last edited by SusanDK; Oct 9, 2015 at 12:52 pm
SusanDK is offline  
Old Oct 9, 2015, 10:32 am
  #2658  
 
Join Date: Aug 2015
Location: Louisiana, MSY
Programs: Hyatt Plat, SPG Gold, Hilton Diamond, IHG Spire Elite
Posts: 139
Originally Posted by SusanDK
I just applied for both the business and personal. For the business I received the above message.

For the personal, I received the following:

Please call us as soon as possible at U.S. 1-800-527-7419 or International 1-302-594-8200 Mon-Sat 8am-10pm ET and Sunday 10am-9pm ET to discuss your application with a Customer Support Specialist.
Please reference #x when you call.
You are nearly finished! As a loyal cardmember, it's important that we meet your purchasing needs.
We just have a few more questions regarding your request for credit.
We look forward to speaking with you.


I currently have three Chase cards and only use a fraction of the credit available, have never had a missed payment, current credit score fluctuates around 820-830, am an AmEx Cent holder, homeowner - no debt, etc.

For the business, I've had my S Corp for 18 years (so not a new made-up sole proprietorship to get a card).

I actually find the lack of instant approval to be a bit insulting. Now I'm not sure I want to bother with this. We've never flown Southwest but due to changing locations early next year it could be a nice-to-have option for some anticipated increase in US domestic air travel.

Something else a bit concerning -- I clicked on the 'apply now' links on pages that clearly showed the 50,000 bonus (and kept copies), but once into the application, the bonus was not mentioned in any fine print. Should this be a concern?
1) It is hard to get instant approval for Chase Business credit cards. It is not unheard of, but more often than not - you have to call the recon line. Best if call on the same day. I am pretty sure you will be able to get the card.

2) I agree and see your point. When I used the links, the same thing happened to be and I was concerned. So I clicked through a couple times just to make sure I was landing on the right page. After application (and auto approval for both Personal) - I called Chase to confirm the offer. Which they did. So I can assure you that is a non-issue.

I think you'll be fine. Just call in and discuss one card at a time (make separate phone calls for each). If the first rep doesn't approve, call again (upto 3 times at least). Although I doubt it will be that hard.

Last edited by AmeriKop45; Oct 9, 2015 at 12:58 pm
AmeriKop45 is offline  
Old Oct 9, 2015, 12:58 pm
  #2659  
 
Join Date: Jun 2004
Posts: 3,772
Originally Posted by AmeriKop45

I think you'll be fine. Just call in and discuss one card at a time (make separate phone calls for each).
Thanks. I just called and sorted the personal card because that was the one that I actually got the message to call.

I was really tempted to ask about the business card at the same time, but did not since you said to make separate calls. Was there a reason to not address them both at once?

I'll probably call about the business card tomorrow.

Oh, and she confirmed that I was in with the 50,000 mile bonus offer.

Cheers.
SusanDK is offline  
Old Oct 9, 2015, 1:05 pm
  #2660  
 
Join Date: Aug 2015
Location: Louisiana, MSY
Programs: Hyatt Plat, SPG Gold, Hilton Diamond, IHG Spire Elite
Posts: 139
Originally Posted by SusanDK
Thanks. I just called and sorted the personal card because that was the one that I actually got the message to call.

I was really tempted to ask about the business card at the same time, but did not since you said to make separate calls. Was there a reason to not address them both at once?

I'll probably call about the business card tomorrow.

Oh, and she confirmed that I was in with the 50,000 mile bonus offer.

Cheers.
You avoid explaining why you are getting multiple cards at once. Although not a huge problem as you can just say you want to keep your expenses separate. Usually works too. But why rely on the reps judgement of whether or not they liked your answer?

I don't think it matters whether you call on the same day or different days as long as you get two different reps (which you probably will).

Btw, last time (a while ago) when I brought up two apps in 1 phone call the rep just said - "it's great to see you're filling up your wallet with chase cards!"

Last edited by AmeriKop45; Oct 9, 2015 at 1:13 pm
AmeriKop45 is offline  
Old Oct 9, 2015, 1:16 pm
  #2661  
 
Join Date: Feb 2006
Posts: 33
Originally Posted by cdancer20
When did you receive your personal premier and plus cards?
I received the Premier two years ago and the Plus a year ago.
Travel is offline  
Old Oct 9, 2015, 1:36 pm
  #2662  
 
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Originally Posted by Travel
I was approved for the business Premier yesterday - I applied the day before and already have the personal and plus. I went ahead and called and he asked me a few questions and was approved. I am 43,000 miles from Companion pass so will need to spend the $2,000 by the end of the year. Any advice on how to get it for two years? Thanks.
It depends on what method you want to go. If you are trying to maximize the amount of points that you already have, then you would need to get your spending down by closing date in December. Then you will only have it through end of next year.

However, if you want to get it by next year, you will have to do all of your spending after December statement. Then you will need to either do real revenue flights to gain points or get points through spending on your 3 credit cards. All of which would need to occur in 2016. Oh wait. You said you got personal premier 2 years ago. If it's been at least 24 months since you received your last bonus, you can cancel the card and reapply for the bonus. You also have the option of trying for the other business card.
cdancer20 is offline  
Old Oct 9, 2015, 1:48 pm
  #2663  
 
Join Date: Feb 2006
Posts: 33
Originally Posted by cdancer20
It depends on what method you want to go. If you are trying to maximize the amount of points that you already have, then you would need to get your spending down by closing date in December. Then you will only have it through end of next year.

However, if you want to get it by next year, you will have to do all of your spending after December statement. Then you will need to either do real revenue flights to gain points or get points through spending on your 3 credit cards. All of which would need to occur in 2016. Oh wait. You said you got personal premier 2 years ago. If it's been at least 24 months since you received your last bonus, you can cancel the card and reapply for the bonus. You also have the option of trying for the other business card.
Okay, thanks cdander20! I appreciate the advice and will have to think about it. I hate to cancel a credit card because I understand it really dings your credit!
Travel is offline  
Old Oct 9, 2015, 11:10 pm
  #2664  
 
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Originally Posted by Travel
...... I hate to cancel a credit card because I understand it really dings your credit!

That idea is greatly exaggerated and misunderstood. LINK: I created an infographic to show that as I opened and closed various cards over the course of a year my FICO credit score barely changed.



Note that before canceling a card you can transfer the credit line to another card with the bank if you want to keep the "denominator" in your credit utilization ratio high, or downgrade/switch the card to a different product if you'd like to keep the relationship with the bank.

Last edited by meecal; Oct 10, 2015 at 10:20 am
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Old Oct 10, 2015, 12:28 am
  #2665  
 
Join Date: Jan 2015
Posts: 94
Originally Posted by Travel
Okay, thanks cdander20! I appreciate the advice and will have to think about it. I hate to cancel a credit card because I understand it really dings your credit!
Any ding to your credit would be because of losing the credit line and any change in utilization because of that. It would not have anything to do with average age of credit since the closed card will stay on your report for 10 years before it drops off and actually effects your credit age. The easiest way to avoid a change to your credit limit would be to move it over to another card before closing it.
beagledog11 is offline  
Old Oct 10, 2015, 7:18 pm
  #2666  
 
Join Date: Oct 2013
Posts: 70
Originally Posted by ksf45632
Nevermind, just found it again..
https://creditcards.chase.com/a1/southwest/50KPremier

Applied and instantly approved for 31k credit limit.
This link is for the Premier card. Does anyone have the link for the Plus card?
BayAreaResident is offline  
Old Oct 10, 2015, 7:25 pm
  #2667  
 
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Smile

Originally Posted by BayAreaResident
This link is for the Premier card. Does anyone have the link for the Plus card?
Go to that link: https://creditcards.chase.com/a1/southwest/50KPremier
------------------------------------
Scroll down until you see the "More [+]" option
------------------------------------
Expand the "More [+]" object and then click the "Apply Now" button under the Plus card

Last edited by meecal; Oct 10, 2015 at 8:08 pm
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Old Oct 11, 2015, 9:04 am
  #2668  
 
Join Date: Oct 2015
Posts: 148
Originally Posted by Willbur
The reps tell you a long time period that it will post within so that you don't call them at day 5 after statement asking for points if they didn't show. But they will post within a few days of statement, often 2 days.

Guys, here it is for statement dates all spelled out:

Change operates with PAYMENT DUE dates because they figure that's what most of America cares about.

So you need to change your due date so that it will yield the statement date you want.

For all of my Chase cards the difference between my statement date and my due date is 27/28 days (depending on how you count the end dates) but either way this is how it works:

Due date of 10/18/15 comes from a statement date of 9/21/15
Due date of 10/6/15 comes from a statement date of 9/9/15
And so on....

So, assuming yours follow a similar pattern, and you want your statement date to be early in the month, you want your due date to be late in the month.

For example, a due date of the 30th should give you a statement date of the 3rd. This is perfect in my book.

So send a PM to Chase request that your BILL DUE DATE be the 30th of the month. This should give you a statement date of the 3rd of the month.

If Chase tells you that you must complete all spending by December 23rd then here are your facts:

December statement ends Dec 3rd
**Complete all spending by Dec 18th to make sure it all posts by Dec 23rd**
January statement ends Jan 3rd
Points post around Jan 5th/6th

Hopefully this helps. I think there was a bunch of confusion above between statement and bill due dates, but Chase changes based on due date.
Hi! So I followed this, (I got my Plus card October 1st) and wrote Chase the personal message asking to move the due date to the 30th with the understanding off this post everything would be good to go. They wrote back this morning saying to please pick a due date between the 1st and 28th (I'm guessing because of February only being 28 days). Per what I'm reading here, the bonus could then hit on the 31st and then I'm out of luck. What do I do at this point? I haven't gotten my second card yet and just received my first one yesterday.

Edit: after thinking about it some more, they are not giving me an October statement. My first due date is November 23rd, which would imply that the December statement will be my SECOND statement, not my third. Ergo, just make sure I hit my 2k mark after the 23rd before the 31st and I'm safe? Thank you in advance.

Last edited by vike16; Oct 11, 2015 at 10:20 am
vike16 is offline  
Old Oct 11, 2015, 10:05 pm
  #2669  
 
Join Date: Jan 2015
Posts: 94
Originally Posted by vike16
Hi! So I followed this, (I got my Plus card October 1st) and wrote Chase the personal message asking to move the due date to the 30th with the understanding off this post everything would be good to go. They wrote back this morning saying to please pick a due date between the 1st and 28th (I'm guessing because of February only being 28 days). Per what I'm reading here, the bonus could then hit on the 31st and then I'm out of luck. What do I do at this point? I haven't gotten my second card yet and just received my first one yesterday.

Edit: after thinking about it some more, they are not giving me an October statement. My first due date is November 23rd, which would imply that the December statement will be my SECOND statement, not my third. Ergo, just make sure I hit my 2k mark after the 23rd before the 31st and I'm safe? Thank you in advance.
What was your actual approval date? You have 105 days from that date to complete your spend. If it was truly Oct 1st that you got approved, then there are only 92 days left in 2015. If you wanted to be really safe, then you could just complete your spend at the beginning of Jan., just make sure that you finish several days before your deadline so that the purchases have time to post. If you want to do some of the spend in Dec., the important date is your statement date, not your due date. If your due date is the 23rd, then your statement date is probably the 27-29. If that is the case, you are not safe to complete your spending until after that date in Dec. If you hit $2k before that date, there is a very good chance your points could post on or before the 31st and ruin your chances for the companion pass.
beagledog11 is offline  
Old Oct 12, 2015, 7:32 am
  #2670  
 
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Originally Posted by vike16
Hi! So I followed this, (I got my Plus card October 1st) and wrote Chase the personal message asking to move the due date to the 30th with the understanding off this post everything would be good to go. They wrote back this morning saying to please pick a due date between the 1st and 28th (I'm guessing because of February only being 28 days). Per what I'm reading here, the bonus could then hit on the 31st and then I'm out of luck. What do I do at this point? I haven't gotten my second card yet and just received my first one yesterday.

Edit: after thinking about it some more, they are not giving me an October statement. My first due date is November 23rd, which would imply that the December statement will be my SECOND statement, not my third. Ergo, just make sure I hit my 2k mark after the 23rd before the 31st and I'm safe? Thank you in advance.
Since we do not know your day of approval, it's hard to say. However, I suggest making your due date at the beginning of the month, not the end. That way you would have most of December (after your statement closes) to do your spending. Then you are guaranteed that it won't hit until January. You don't want to risk anything posting on your December statement.
cdancer20 is offline  

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