Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Mar 11, 2015, 6:08 pm
#2281
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Here's another link to 50k Premier personal card
Got this one from the online app in flight. Just sharing it in case the link flyer4512 provided dies: https://creditcards.chase.com/a1/sou...ight?CELL=6PNR ^
Mar 11, 2015, 8:16 pm
#2283
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Is your goal to get companion pass? If so, be aware that Ultimate Rewards points transferred directly to Southwest do NOT count towards the Companion Pass. You can do an indirect transfer - UR to Marriott to SW - to get Companion Pass qualifying points but you lose value in the process. You may decide it's still worth it, as others have.
Mar 13, 2015, 12:49 pm
#2284
Join Date: Mar 2015
Posts: 21
Not with just 2. Might look into the Marriott card. 50,000 pts from Marriott is roughly worth 17,000 RR points (3:1 ratio for transfers above 30,000 pts)
Mar 13, 2015, 7:10 pm
#2285
Join Date: Dec 2014
Posts: 169
Here is a SM that I sent to Chase in regards to requesting 50k miles offer instead of 25k miles offer from my initial application:
I called and spoke to a customer service representative on Sunday 03/08/15 by the name of Robert. I asked about the Rapid Rewards 50,000 mile promotion after spending $2,000 in the first 3 months that I signed up for because I did not see it indicated on the card member agreement that was sent with my card. He put me on hold and then came back on the line and informed me that the promotion link that was on my card was actually 25,000 Rapid Rewards points for $1,000 spent in the first 3 months. I indicated to him that when I applied for the card online, it definitely said 50,000 Rapid Rewards points, I just wasn't sure of where the link was. I believe it was in the Rapid Rewards Newsletter last month February . He told me that he would note it in my account and once the $2,000 spending had been reached on my card, the 50,000 Rapid Rewards points would be credited into my account instead of the 25,000 points. Does the points credit happen once the spending level is met, or will it appear on the next credit card statement? Thank you for your help in this matter.
Here is their response:
Thank you for contacting Chase about your Enrollment Bonus
on your Southwest Airlines Rapid Rewards® credit card
account.
In reviewing your application details, you will receive a
25,000 Rapid Reward Bonus after spending $1,000.00 within
the first three months of opening your account.
We understand that you have received a new Enrollment
Bonus Offer of 50,000 Reward Points. We will be happy to
match this new offer. Once you have reached $2,000.00 in
spending within the first three months of opening your
account as explained in the offer, please contact us back.
At that time we will add 25,000 Rapid Reward points to
match the 50,000 Reward Points offer.
Purchases do not include balance transfers, cash advances,
cash-like charges such as travelers checks, foreign
currency, and money orders, any checks that access your
account, overdraft advances, interest, unauthorized or
fraudulent charges, or fees of any kind, including an
annual fee, if applicable.
Please keep in mind that the bonus point offer is
available to you as long as you have not received a new
Cardmember bonus for this product in the past 24 months.
If you have any further questions, please reply using the
Secure Message Center.
Thank you,
Michaeleen Hansen
Customer Service Specialist
1-800-436-7927
Account is owned by Chase Bank USA, N.A. and may be
serviced by its affiliates.
Hope this helps anyone who needs to ask for a better offer...
I called and spoke to a customer service representative on Sunday 03/08/15 by the name of Robert. I asked about the Rapid Rewards 50,000 mile promotion after spending $2,000 in the first 3 months that I signed up for because I did not see it indicated on the card member agreement that was sent with my card. He put me on hold and then came back on the line and informed me that the promotion link that was on my card was actually 25,000 Rapid Rewards points for $1,000 spent in the first 3 months. I indicated to him that when I applied for the card online, it definitely said 50,000 Rapid Rewards points, I just wasn't sure of where the link was. I believe it was in the Rapid Rewards Newsletter last month February . He told me that he would note it in my account and once the $2,000 spending had been reached on my card, the 50,000 Rapid Rewards points would be credited into my account instead of the 25,000 points. Does the points credit happen once the spending level is met, or will it appear on the next credit card statement? Thank you for your help in this matter.
Here is their response:
Thank you for contacting Chase about your Enrollment Bonus
on your Southwest Airlines Rapid Rewards® credit card
account.
In reviewing your application details, you will receive a
25,000 Rapid Reward Bonus after spending $1,000.00 within
the first three months of opening your account.
We understand that you have received a new Enrollment
Bonus Offer of 50,000 Reward Points. We will be happy to
match this new offer. Once you have reached $2,000.00 in
spending within the first three months of opening your
account as explained in the offer, please contact us back.
At that time we will add 25,000 Rapid Reward points to
match the 50,000 Reward Points offer.
Purchases do not include balance transfers, cash advances,
cash-like charges such as travelers checks, foreign
currency, and money orders, any checks that access your
account, overdraft advances, interest, unauthorized or
fraudulent charges, or fees of any kind, including an
annual fee, if applicable.
Please keep in mind that the bonus point offer is
available to you as long as you have not received a new
Cardmember bonus for this product in the past 24 months.
If you have any further questions, please reply using the
Secure Message Center.
Thank you,
Michaeleen Hansen
Customer Service Specialist
1-800-436-7927
Account is owned by Chase Bank USA, N.A. and may be
serviced by its affiliates.
Hope this helps anyone who needs to ask for a better offer...
Last edited by Atxbobcat; Mar 13, 2015 at 7:11 pm Reason: Clarification
Mar 13, 2015, 10:33 pm
#2286
Join Date: Mar 2015
Posts: 23
Is there a way to see what bonus is linked to your card without calling? I just started reading up on these forums and got my first card last week, premier personal, for 50000 bonus but am nervous reading about others who've had the wrong bonus amounts attached to their cards. Any to check?
Mar 13, 2015, 10:47 pm
#2287
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Send a secure message on Chase website if you're unsure of bonus
Is there a way to see what bonus is linked to your card without calling? I just started reading up on these forums and got my first card last week, premier personal, for 50000 bonus but am nervous reading about others who've had the wrong bonus amounts attached to their cards. Any to check?
Mar 14, 2015, 6:47 pm
#2288
Join Date: Aug 2014
Posts: 41
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?
Mar 14, 2015, 9:55 pm
#2289
Join Date: Mar 2015
Posts: 23
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?
I would like the answer to this as well. I had an idea about getting my flight booked before APril 17th and it goes like this:
I am new to airline cards/rewards. But it seems like a great idea. I apply for my southwest card on March 2nd w/ 50000 bonus points. I get approved. My wife and I would like to go back to Vegas and the flight there and back for the two of us comes to around 52-53000 points. So perfect. Or so I think...
I start doing even more research. I find my way to these forums and find news of a point devaluation happening APril 17th. And with so little information, fear creeps in. So with that I had an idea and was wondering if it be smart to do it this way.
Currently, my payment due date is APril 26th. I'd call early next week and have it moved up to say April 8th or s0 (if I can even move it up that far). I have spent a few hundred so far on the card and would put my March mortgage ($835 bucks) on there through ChargeSmart. I would pay the 835 plus whatever else I bought this week off lets say Mar 25th. Then my next month mortgage would come out say 10 days later and pay April through Chargesmart again. I take the hit of 24 bucks, twice, for using chargesmart, but hit my 2000 spent on the card before April 8th. I'm thinking my bonus would clear and I'd get my bonus miles before April 17th. That way I could book before any possible hit to the miles I'd be using.
What do you guys think? Is it worth it to go through all that trouble to hit my bonus that early or should I just wait it out??
Mar 14, 2015, 10:05 pm
#2290
Join Date: Feb 2014
Posts: 89
[QUOTE=xinfamousxi;24508369]8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?[/QUOTE
In my experience, I would say that you would have a March 16th statement. Can't be sure obviously but I was wondering the same thing, than Bam my statement cut. Good Luck.
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?[/QUOTE
In my experience, I would say that you would have a March 16th statement. Can't be sure obviously but I was wondering the same thing, than Bam my statement cut. Good Luck.
Mar 16, 2015, 11:11 pm
#2291
Join Date: Aug 2014
Posts: 41
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?
I would like the answer to this as well. I had an idea about getting my flight booked before APril 17th and it goes like this:
I am new to airline cards/rewards. But it seems like a great idea. I apply for my southwest card on March 2nd w/ 50000 bonus points. I get approved. My wife and I would like to go back to Vegas and the flight there and back for the two of us comes to around 52-53000 points. So perfect. Or so I think...
I start doing even more research. I find my way to these forums and find news of a point devaluation happening APril 17th. And with so little information, fear creeps in. So with that I had an idea and was wondering if it be smart to do it this way.
Currently, my payment due date is APril 26th. I'd call early next week and have it moved up to say April 8th or s0 (if I can even move it up that far). I have spent a few hundred so far on the card and would put my March mortgage ($835 bucks) on there through ChargeSmart. I would pay the 835 plus whatever else I bought this week off lets say Mar 25th. Then my next month mortgage would come out say 10 days later and pay April through Chargesmart again. I take the hit of 24 bucks, twice, for using chargesmart, but hit my 2000 spent on the card before April 8th. I'm thinking my bonus would clear and I'd get my bonus miles before April 17th. That way I could book before any possible hit to the miles I'd be using.
What do you guys think? Is it worth it to go through all that trouble to hit my bonus that early or should I just wait it out??
I am new to airline cards/rewards. But it seems like a great idea. I apply for my southwest card on March 2nd w/ 50000 bonus points. I get approved. My wife and I would like to go back to Vegas and the flight there and back for the two of us comes to around 52-53000 points. So perfect. Or so I think...
I start doing even more research. I find my way to these forums and find news of a point devaluation happening APril 17th. And with so little information, fear creeps in. So with that I had an idea and was wondering if it be smart to do it this way.
Currently, my payment due date is APril 26th. I'd call early next week and have it moved up to say April 8th or s0 (if I can even move it up that far). I have spent a few hundred so far on the card and would put my March mortgage ($835 bucks) on there through ChargeSmart. I would pay the 835 plus whatever else I bought this week off lets say Mar 25th. Then my next month mortgage would come out say 10 days later and pay April through Chargesmart again. I take the hit of 24 bucks, twice, for using chargesmart, but hit my 2000 spent on the card before April 8th. I'm thinking my bonus would clear and I'd get my bonus miles before April 17th. That way I could book before any possible hit to the miles I'd be using.
What do you guys think? Is it worth it to go through all that trouble to hit my bonus that early or should I just wait it out??
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?[/QUOTE
In my experience, I would say that you would have a March 16th statement. Can't be sure obviously but I was wondering the same thing, than Bam my statement cut. Good Luck.
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date
I applied for the card March 1st and met spend March 8th (actually posted). The automated system says my next statement date is March 16th. However, the online feature and the CS reps say APRIL 16TH. I wanted to get the points this month can anyone chime in if they think the CS reps are wrong? I mean can i really go a month and a half with no statement?[/QUOTE
In my experience, I would say that you would have a March 16th statement. Can't be sure obviously but I was wondering the same thing, than Bam my statement cut. Good Luck.
Again here was my timeline
March 1st Applied and approved
March 8th met spend (actually posted)
March 16 statement cut and points are on the statement (not on my RR yet)
Some things we should add to the wiki (never done it before or I would)
Do not trust the statement cut day posted online or the date the reps give you. Something tells me they all gave me the wrong one because they were going off of what the system said online. Even a secure message was wrong by telling me April 16th. The only one that was correct was the automated system when you call. The auto mated system had been telling me March 16th since day 1
Ill keep everyone posted on time frame to hit RR account
Thanks everyone again
Mar 17, 2015, 12:06 am
#2292
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
I would like the answer to this as well. I had an idea about getting my flight booked before APril 17th and it goes like this:
I am new to airline cards/rewards. But it seems like a great idea. I apply for my southwest card on March 2nd w/ 50000 bonus points. I get approved. My wife and I would like to go back to Vegas and the flight there and back for the two of us comes to around 52-53000 points. So perfect. Or so I think...
I start doing even more research. I find my way to these forums and find news of a point devaluation happening APril 17th. And with so little information, fear creeps in. So with that I had an idea and was wondering if it be smart to do it this way.
Currently, my payment due date is APril 26th. I'd call early next week and have it moved up to say April 8th or s0 (if I can even move it up that far). I have spent a few hundred so far on the card and would put my March mortgage ($835 bucks) on there through ChargeSmart. I would pay the 835 plus whatever else I bought this week off lets say Mar 25th. Then my next month mortgage would come out say 10 days later and pay April through Chargesmart again. I take the hit of 24 bucks, twice, for using chargesmart, but hit my 2000 spent on the card before April 8th. I'm thinking my bonus would clear and I'd get my bonus miles before April 17th. That way I could book before any possible hit to the miles I'd be using.
What do you guys think? Is it worth it to go through all that trouble to hit my bonus that early or should I just wait it out??
I am new to airline cards/rewards. But it seems like a great idea. I apply for my southwest card on March 2nd w/ 50000 bonus points. I get approved. My wife and I would like to go back to Vegas and the flight there and back for the two of us comes to around 52-53000 points. So perfect. Or so I think...
I start doing even more research. I find my way to these forums and find news of a point devaluation happening APril 17th. And with so little information, fear creeps in. So with that I had an idea and was wondering if it be smart to do it this way.
Currently, my payment due date is APril 26th. I'd call early next week and have it moved up to say April 8th or s0 (if I can even move it up that far). I have spent a few hundred so far on the card and would put my March mortgage ($835 bucks) on there through ChargeSmart. I would pay the 835 plus whatever else I bought this week off lets say Mar 25th. Then my next month mortgage would come out say 10 days later and pay April through Chargesmart again. I take the hit of 24 bucks, twice, for using chargesmart, but hit my 2000 spent on the card before April 8th. I'm thinking my bonus would clear and I'd get my bonus miles before April 17th. That way I could book before any possible hit to the miles I'd be using.
What do you guys think? Is it worth it to go through all that trouble to hit my bonus that early or should I just wait it out??
Mar 17, 2015, 9:56 pm
#2293
Join Date: Mar 2015
Posts: 23
Mar 19, 2015, 2:46 pm
#2294
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,080
Do I have to have a CL of $5K, or more, to get the 50K miles?
I just applied for the Premier Visa thru the link in the wiki. Not instantly approved, which is normal for me. Called in and the rep. said she could approve it with a $2K CL. I'm guessing I'm in trouble. I'll call CS.
Update: I just got off the phone with CS and I was assured that I would get the 50K miles/pts after spending $2K in the first 3 months even though it is NOT a Signature Visa. The AF she quoted is $99. Hopefully I'm OK.
Update #2: Just found an old thread that said either card will get you the 50K miles/pts. Good to know.
I just applied for the Premier Visa thru the link in the wiki. Not instantly approved, which is normal for me. Called in and the rep. said she could approve it with a $2K CL. I'm guessing I'm in trouble. I'll call CS.
Update: I just got off the phone with CS and I was assured that I would get the 50K miles/pts after spending $2K in the first 3 months even though it is NOT a Signature Visa. The AF she quoted is $99. Hopefully I'm OK.
Update #2: Just found an old thread that said either card will get you the 50K miles/pts. Good to know.
Last edited by philemer; Mar 19, 2015 at 4:05 pm
Mar 21, 2015, 5:11 pm
#2295
Join Date: Jul 2014
Location: SFO
Posts: 266
Is your goal to get companion pass? If so, be aware that Ultimate Rewards points transferred directly to Southwest do NOT count towards the Companion Pass. You can do an indirect transfer - UR to Marriott to SW - to get Companion Pass qualifying points but you lose value in the process. You may decide it's still worth it, as others have.
I suppose I can sign up for the SW premier for the 50k points, and get the standard plus and get the 25k to add it all up to 100k.
It's not ideal as with this, I would have spent an extra $1000 to achieve 100k points. ($2000 on Marriott CC) ($2000 on premier) ($1000 on plus) and I have an extra card that's charging me an annual fee.
Hmmm decisions decisions.
Last edited by mdosu; Mar 21, 2015 at 5:28 pm