Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 19, 2015, 11:47 am
#2071
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
really stupid question, please forgive me.
Applied for premier plus got approved for 20k
Applied for Business Plus got pending decision
What is the phone number to call again? Its not in the wiki. Has anyone had success not calling in and just getting approved eventually? It was for the wife and shes the type that HATES calling in to this stuff.
Thanks!
Applied for premier plus got approved for 20k
Applied for Business Plus got pending decision
What is the phone number to call again? Its not in the wiki. Has anyone had success not calling in and just getting approved eventually? It was for the wife and shes the type that HATES calling in to this stuff.
Thanks!
Jan 19, 2015, 11:50 am
#2072
Join Date: Jan 2015
Posts: 3
really stupid question, please forgive me.
Applied for premier plus got approved for 20k
Applied for Business Plus got pending decision
What is the phone number to call again? Its not in the wiki. Has anyone had success not calling in and just getting approved eventually? It was for the wife and shes the type that HATES calling in to this stuff.
Thanks!
Applied for premier plus got approved for 20k
Applied for Business Plus got pending decision
What is the phone number to call again? Its not in the wiki. Has anyone had success not calling in and just getting approved eventually? It was for the wife and shes the type that HATES calling in to this stuff.
Thanks!
1-888-245-0625 (reconsideration line for personal cards, open 7 days)
1-800-453-9719 (reconsideration line for business cards, only open M-F)
Jan 19, 2015, 12:04 pm
#2073
Join Date: Mar 2011
Posts: 28
Hi All,
Looking for some advice, thanks!
I recently applied for the Premier and Plus on the same day (trying to earn the CP). Premier was approved instantly, Plus said they would contact me in 7-10 days.
I called the reconsideration line today and Chase doesn't have any record of the Plus application. I have a screen shot of the landing page and response.
Rep said I should resubmit application. I can't find a link for the Plus card anymore. Any suggestions?
Thanks!
Looking for some advice, thanks!
I recently applied for the Premier and Plus on the same day (trying to earn the CP). Premier was approved instantly, Plus said they would contact me in 7-10 days.
I called the reconsideration line today and Chase doesn't have any record of the Plus application. I have a screen shot of the landing page and response.
Rep said I should resubmit application. I can't find a link for the Plus card anymore. Any suggestions?
Thanks!
Try this: https://creditcards.chase.com/6000321?CELL=6PMM
Jan 19, 2015, 4:06 pm
#2074
Join Date: Feb 2009
Posts: 6,605
As of right now I believe there is Premier Personal and Business card as well as a Plus personal card
IMO business apps should always be made first as the business cad is usually harder to get than the personal. GL
Jan 19, 2015, 4:14 pm
#2075
Join Date: Aug 2012
Location: BOS/MHT/PVD/BDL
Programs: Belong to Many but No Longer Loyal to Any
Posts: 880
For these calls we usually go on speaker phone and I help out as CFO.
Be prepared to answer net profit over the past 3 years and anticipated net profit for 2015. Also they'll probably ask nature of the business, how long it has been in existence. Maybe why you need this card if you already have Chase Biz cards. Think that was basically it on the last few Biz card calls we've done. And it seems everything has been going to the review stage for us with Chase, but haven't been denied yet.
Jan 19, 2015, 8:54 pm
#2076
Join Date: Jan 2015
Posts: 1
funny message from chase
after applying for chase premier business card. had plus card but had cancelled it around may. just got approved for premier personal card. had some ink cards which have been closed by me. I must have good credit w chase since have high personal line w csp card & given 30k line for new southwest card which I requested less (knowing I would be doing business app as soon as I found 50k offer. so did app and was expecting the usual message about hearing back within 10 or so business days blah, blah and not instant approval. instead it gave case # and number to call. it's too late now & will call tomorrow. is this going to be the usual grilling or is it to see about moving funds? was just curious since I never got this message before. later I downloaded emails and see the usual we will notify u in a timely manner after reviewing your app, so now I'm confused. any advice would be appreciated.
tia
tia
Jan 19, 2015, 8:54 pm
#2077
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,534
Hi All,
Looking for some advice, thanks!
I recently applied for the Premier and Plus on the same day (trying to earn the CP). Premier was approved instantly, Plus said they would contact me in 7-10 days.
I called the reconsideration line today and Chase doesn't have any record of the Plus application. I have a screen shot of the landing page and response.
Rep said I should resubmit application. I can't find a link for the Plus card anymore. Any suggestions?
Thanks!
Looking for some advice, thanks!
I recently applied for the Premier and Plus on the same day (trying to earn the CP). Premier was approved instantly, Plus said they would contact me in 7-10 days.
I called the reconsideration line today and Chase doesn't have any record of the Plus application. I have a screen shot of the landing page and response.
Rep said I should resubmit application. I can't find a link for the Plus card anymore. Any suggestions?
Thanks!
https://www.southwest.com/html/rapid...rds/index.html
Jan 20, 2015, 9:21 am
#2078
Join Date: Nov 2014
Posts: 13
I spent over 2k on the card, paid 2100 on it early and the points hit before the closing date.
Do you need to get to $2000 before the last statement closes before the 3 months? Or can you spend the $2000 all the way up until the 3month mark?
Scenario:
-3month mark February 1, 2015
-statement closes January 14,2015 at $1900 total spent
-Can I keep spending the extra $100 before February as long as I pay it off prior to that Feb 1 date?
*edit*
Reason I'm worried is that I hit the $2000 mark before the 3month window, but after the last statement (Jan 14), and don't see the 50k points in my RR account
Scenario:
-3month mark February 1, 2015
-statement closes January 14,2015 at $1900 total spent
-Can I keep spending the extra $100 before February as long as I pay it off prior to that Feb 1 date?
*edit*
Reason I'm worried is that I hit the $2000 mark before the 3month window, but after the last statement (Jan 14), and don't see the 50k points in my RR account
Jan 20, 2015, 9:39 am
#2079
Join Date: Nov 2012
Location: Salt Lake City, UT
Programs: Household of Delta GM & PM, SWA RR CP, Bonvoy Platinum, Hertz #1 Gold, Budget RZ
Posts: 304
Applied for both the business and personal. Both approved yet my personal card has a higher balance than my business.
Jan 20, 2015, 2:52 pm
#2080
Join Date: Jan 2015
Posts: 3
It's still on the Southwest site. Has the link from blogs disappeared? :
https://www.southwest.com/html/rapid...rds/index.html
https://www.southwest.com/html/rapid...rds/index.html
Jan 20, 2015, 10:37 pm
#2081
Join Date: Jan 2015
Posts: 77
So I searched a little to see if this was answered, but there are tons of pages to sift through...
I doubt anyone knows, but is there an end date for the 50k bonus? If that is not known, then historically has there been any warning before it goes away or does it just disappear?
I got a Freedom card in December (~$10k) and Business southwest last week (~$20k. Along with the US airways card to get it before it disappeared). I'd rather wait until mid-February to apply for the personal card so I have a better chance of being approved. However, if there is warning that it's going away, then I'll give it a shot before the opportunity us over.
Also, would it be easier to get approved for the Personal Plus over the Personal Premiere - or vice versa?
Thanks! And I'm happy to finally be posting here, rather than lurking...haha
I doubt anyone knows, but is there an end date for the 50k bonus? If that is not known, then historically has there been any warning before it goes away or does it just disappear?
I got a Freedom card in December (~$10k) and Business southwest last week (~$20k. Along with the US airways card to get it before it disappeared). I'd rather wait until mid-February to apply for the personal card so I have a better chance of being approved. However, if there is warning that it's going away, then I'll give it a shot before the opportunity us over.
Also, would it be easier to get approved for the Personal Plus over the Personal Premiere - or vice versa?
Thanks! And I'm happy to finally be posting here, rather than lurking...haha
Jan 20, 2015, 11:16 pm
#2082
Join Date: Feb 2009
Posts: 6,605
So I searched a little to see if this was answered, but there are tons of pages to sift through...
I doubt anyone knows, but is there an end date for the 50k bonus? If that is not known, then historically has there been any warning before it goes away or does it just disappear?
I got a Freedom card in December (~$10k) and Business southwest last week (~$20k. Along with the US airways card to get it before it disappeared). I'd rather wait until mid-February to apply for the personal card so I have a better chance of being approved. However, if there is warning that it's going away, then I'll give it a shot before the opportunity us over.
Also, would it be easier to get approved for the Personal Plus over the Personal Premiere - or vice versa?
Thanks! And I'm happy to finally be posting here, rather than lurking...haha
I doubt anyone knows, but is there an end date for the 50k bonus? If that is not known, then historically has there been any warning before it goes away or does it just disappear?
I got a Freedom card in December (~$10k) and Business southwest last week (~$20k. Along with the US airways card to get it before it disappeared). I'd rather wait until mid-February to apply for the personal card so I have a better chance of being approved. However, if there is warning that it's going away, then I'll give it a shot before the opportunity us over.
Also, would it be easier to get approved for the Personal Plus over the Personal Premiere - or vice versa?
Thanks! And I'm happy to finally be posting here, rather than lurking...haha
The Plus has a lower AF, unless you need a card overseas there is no need to pay the extra $30 for the Premier.
I would lower all those credit limits right away to $5,000. Chase just gave you $30K in credit, asking for another card so soon could go either way. GL
Jan 21, 2015, 9:14 am
#2083
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
Please clarify. Are you saying that you spent over 2k, and paid it off all in the same billing cycle? And then the points hit SW even before the bill/statement was processed by Chase?
Jan 21, 2015, 1:12 pm
#2084
Join Date: Nov 2014
Posts: 13
Yes i paid it off before the due date, as early as I could, like December 8th, the due date was January 17th, checked online and the points hit in December.
Jan 21, 2015, 3:46 pm
#2085
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
Yes i paid it off before the due date, as early as I could, like December 8th, the due date was January 17th, checked online and the points hit in December.
Bonus points usually post after the statement in which the threshold for spending is met actually closes REGARDLESS of whether one pays before that statement amount is due.
Your payment due date is not relevant.
Did your points post to SWA before the statement during which you reached the spending threshold closed?
We're not talking about when that statement's payment was due.
As you post above, your due date was January 17th, which means that (based on minimum grace period ) your statement closing date was in December. So, we would expect, as you state, that "the points hit in December." This doesn't mean your points posted earlier than expected.