Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 31, 2013, 4:02 pm
#826
Join Date: Dec 2013
Posts: 1
If my husband applied and received the business card and 50K bonus points, could I transfer those points to MY RR account to count towards the companion pass?
I fly for work so I get pretty close. That bonus would easily get me over.
Thanks in advance.
I fly for work so I get pretty close. That bonus would easily get me over.
Thanks in advance.
Dec 31, 2013, 5:17 pm
#827
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,173
No, transferred points do not count for Companion Pass.
Jan 1, 2014, 10:12 pm
#831
Join Date: Dec 2013
Posts: 137
Nope. Here you go - https://creditcards.chase.com/a1/southwest/radio
Jan 1, 2014, 11:18 pm
#832
Join Date: Jan 2014
Posts: 2
Nope. Here you go - https://creditcards.chase.com/a1/southwest/radio
Jan 1, 2014, 11:34 pm
#833
Join Date: Jun 2009
Location: DFW
Posts: 454
I applied and got approved in mid October for wife and I. For wife, I did Amazon Payments on Dec 31st and Jan 1st to get 2k on each for her. Did 2k on mine at CVS today with quite a bit of stress to do it. Hope to do 2k more the next day or two just to be safe for the bonuses, and finish up the other 12k of spending ASAP when I am back home since Vegas is not as MS friendly as the D-F-Dub is. I have statements all around January 20th - since I knew I'd be out of town to start January - wanted plenty of time to have things post.
Jan 1, 2014, 11:39 pm
#834
Join Date: Dec 2013
Posts: 137
Jan 2, 2014, 11:14 am
#835
Join Date: Dec 2013
Posts: 137
Datapoint - Applied for Premier personal and it was approved for 24k. Applied for Premier business and it was under review. called them today and they offered to reduce the limit to 19k and then gave 5k for the business premier. I am sure many people have done this and you guys dont really need a datapoint. But maybe this can help beginners like me.
Jan 2, 2014, 12:41 pm
#836
Join Date: Dec 2013
Posts: 15
Newbie here...
I was approved for both Personal and Business account in Oct. Did my $2k spending on both on Dec 29th (due to some reasons). The statement will close on Jan 5th. Did I give enough time for the bonus points to post after this statement?
I have a trip planned for Jan 18 coming back on Jan 20 and would love to get CP by then if it's any way possible. What is the best way to do this?
I think I read it somewhere to book the ticket first with points and then use CP once it hits the account but not sure how to do it.
I was approved for both Personal and Business account in Oct. Did my $2k spending on both on Dec 29th (due to some reasons). The statement will close on Jan 5th. Did I give enough time for the bonus points to post after this statement?
I have a trip planned for Jan 18 coming back on Jan 20 and would love to get CP by then if it's any way possible. What is the best way to do this?
I think I read it somewhere to book the ticket first with points and then use CP once it hits the account but not sure how to do it.
Jan 2, 2014, 2:57 pm
#837
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,173
Newbie here...
I was approved for both Personal and Business account in Oct. Did my $2k spending on both on Dec 29th (due to some reasons). The statement will close on Jan 5th. Did I give enough time for the bonus points to post after this statement?
I have a trip planned for Jan 18 coming back on Jan 20 and would love to get CP by then if it's any way possible. What is the best way to do this?
I think I read it somewhere to book the ticket first with points and then use CP once it hits the account but not sure how to do it.
I was approved for both Personal and Business account in Oct. Did my $2k spending on both on Dec 29th (due to some reasons). The statement will close on Jan 5th. Did I give enough time for the bonus points to post after this statement?
I have a trip planned for Jan 18 coming back on Jan 20 and would love to get CP by then if it's any way possible. What is the best way to do this?
I think I read it somewhere to book the ticket first with points and then use CP once it hits the account but not sure how to do it.
If you have sufficient points now, book it now with points. If you get the CP before the flights, book CP and then cancel the points flights.
Points reservations if cancelled go back to your account.
Jan 2, 2014, 8:01 pm
#838
Join Date: Dec 2013
Posts: 15
Should work if you accrue 110K in January. If not, you'll get the CP in Feb. if you have spent enough.
If you have sufficient points now, book it now with points. If you get the CP before the flights, book CP and then cancel the points flights.
Points reservations if cancelled go back to your account.
If you have sufficient points now, book it now with points. If you get the CP before the flights, book CP and then cancel the points flights.
Points reservations if cancelled go back to your account.
Jan 3, 2014, 12:27 pm
#839
Join Date: Oct 2004
Location: Ann Arbor, MI, USA
Programs: Amex Plat, Bonvoy Gold, lots of points, & timeshares I got for free. To talk travel deals, PM me!
Posts: 255
Judy, call the business number from the wiki here...
http://www.flyertalk.com/forum/chase...solidated.html
...good luck!
http://www.flyertalk.com/forum/chase...solidated.html
...good luck!
To recap, I applied for and was approved for the SW Personal card. On the same day, I applied for the SW Business card and was told I was under review.
Based on advice here, I called the Business reconsideration line on December 31. However, the department I needed to speak to was already closed.
Yesterday, I received a letter saying my SW Business card was denied. The only reason given was "Too many requests for credit or opened accounts with us."
Since this was only my second request for a Chase account (ever), I am a bit bummed. However, rather than giving up, I intend to call the Business reconsideration line. I will tell them I would like to be able to separate my personal and business spending (which is true). I also will suggest they lower the limit on my new SW Personal card. Is this a good strategy? Is there anything else I could say?
Jan 3, 2014, 3:06 pm
#840
Join Date: Dec 2013
Posts: 137
Thanks for the advice!
To recap, I applied for and was approved for the SW Personal card. On the same day, I applied for the SW Business card and was told I was under review.
Based on advice here, I called the Business reconsideration line on December 31. However, the department I needed to speak to was already closed.
Yesterday, I received a letter saying my SW Business card was denied. The only reason given was "Too many requests for credit or opened accounts with us."
Since this was only my second request for a Chase account (ever), I am a bit bummed. However, rather than giving up, I intend to call the Business reconsideration line. I will tell them I would like to be able to separate my personal and business spending (which is true). I also will suggest they lower the limit on my new SW Personal card. Is this a good strategy? Is there anything else I could say?
To recap, I applied for and was approved for the SW Personal card. On the same day, I applied for the SW Business card and was told I was under review.
Based on advice here, I called the Business reconsideration line on December 31. However, the department I needed to speak to was already closed.
Yesterday, I received a letter saying my SW Business card was denied. The only reason given was "Too many requests for credit or opened accounts with us."
Since this was only my second request for a Chase account (ever), I am a bit bummed. However, rather than giving up, I intend to call the Business reconsideration line. I will tell them I would like to be able to separate my personal and business spending (which is true). I also will suggest they lower the limit on my new SW Personal card. Is this a good strategy? Is there anything else I could say?
