Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 20, 2013, 9:30 am
#707
Join Date: Apr 2012
Location: Bay Area, CA
Programs: AAdvantage, HHonors Diamond, WN RR A-list+
Posts: 584
Nov 20, 2013, 9:33 am
#708
Join Date: Apr 2011
Location: MCO
Programs: DL exDM MM
Posts: 762
Nov 20, 2013, 9:35 am
#709
Join Date: Nov 2013
Location: BWI
Programs: Marriott LTT, WN A, Hertz PC
Posts: 575
2 roundtrip flights, aka 50,000 miles is still live for all 4 versions
https://creditcards.chase.com/a1/southwest/offer (business link before fine print)
DO NOT spend more than $2,000 until January 01, 2014 on either one.
https://creditcards.chase.com/a1/southwest/offer (business link before fine print)
DO NOT spend more than $2,000 until January 01, 2014 on either one.
Some fine print I saw somewhere says bonus points take 6-8 weeks to post to your RR account. Let me try to find it...
Edit: https://creditcards.chase.com/credit...reprefsplit=1&
Under offer details. "Please allow 6 to 8 weeks for bonus points to post to your Rapid Rewards account."
Last edited by Marko123; Nov 20, 2013 at 9:50 am Reason: Adding link.
Nov 20, 2013, 10:38 am
#710
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,186
captiveguru:
I have just gone back and looked at my Jan. 2012 and Jan 2013 WN CC statements and compared them to my CPQP monthly totals at southwest.com.
In both years, late-Dec. spending after the Dec. CC statement dropped credited 100% to the following year for CPQP purposes. No allocation of points between years.
I already had an active CP on Jan. 1, 2012 good through Dec. 31, 2012 (old qualifying system). So I had no CP in Jan 2013.
To determine when the bonus 50K is counted for CPQP purposes, I suppose you'd have to find people who received it on either side of Jan. 1 and ask them take a look at their accounts and reconcile. And of course, WN/Chase might do things differently these days, so you won't know for sure anyway.
My guess is you'd be OK with very late 2013 spend (a couple minutes before midnight), but no guarantee. I personally would not risk it. When they say "calendar year," I'd take them at their literal word to be safe, because Chase might send the points immediately. I know for example that the Hilton Surpass card goes by the actual date of spending, as I once achieved Diamond by hitting $40K spend on Dec. 31.
Then of course you have to ask which time zone applies. Yours? Chase's? WN's? The charity's?
I have just gone back and looked at my Jan. 2012 and Jan 2013 WN CC statements and compared them to my CPQP monthly totals at southwest.com.
In both years, late-Dec. spending after the Dec. CC statement dropped credited 100% to the following year for CPQP purposes. No allocation of points between years.
I already had an active CP on Jan. 1, 2012 good through Dec. 31, 2012 (old qualifying system). So I had no CP in Jan 2013.
To determine when the bonus 50K is counted for CPQP purposes, I suppose you'd have to find people who received it on either side of Jan. 1 and ask them take a look at their accounts and reconcile. And of course, WN/Chase might do things differently these days, so you won't know for sure anyway.
My guess is you'd be OK with very late 2013 spend (a couple minutes before midnight), but no guarantee. I personally would not risk it. When they say "calendar year," I'd take them at their literal word to be safe, because Chase might send the points immediately. I know for example that the Hilton Surpass card goes by the actual date of spending, as I once achieved Diamond by hitting $40K spend on Dec. 31.
Then of course you have to ask which time zone applies. Yours? Chase's? WN's? The charity's?
Last edited by toomanybooks; Nov 20, 2013 at 10:53 am
Nov 20, 2013, 10:50 am
#711
Join Date: Apr 2011
Location: MCO
Programs: DL exDM MM
Posts: 762
toomanybooks
Thanks for looking at your archives. I agree, too much at risk to be too cute. I will use the cards sparingly before 1/1/2014 (keeping the aggregate spending a few hundred dollars below $2K per card), and then spend through the threshold on 1/2/2014. I have already identified some annual memberships that I can renew in January.
From previous posts in this thread it sounds like the bonus gets awarded soon after the statement date after the spend requirement is met, as long as the spend occurs a few days before the statement date. I think my statement date will be 1/12/2014.
From previous posts in this thread it sounds like the bonus gets awarded soon after the statement date after the spend requirement is met, as long as the spend occurs a few days before the statement date. I think my statement date will be 1/12/2014.
Nov 21, 2013, 4:58 pm
#713
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,621
I guess Southwest is thrilled to sell all these points to Chase after the recent devaluation. If it turns out that too many points were sold, Southwest can just devalue them again! 
Nov 22, 2013, 1:10 pm
#714
Join Date: Jul 2008
Posts: 66
Applied for personal card, then business card. Approved for personal, declined for business. Called the 800 number and was told, basically, no recourse. I have a legitimate, $200k/yr business and was pretty surprised. Didn't make a big deal of it and waited a few days, called the number again, the lady asked me a thousand questions (very... slowly...), put me on hold a dozen times, and eventually approved me for the biz card. Waiting for both of them now.
Nov 24, 2013, 12:13 pm
#715
Join Date: Jan 2010
Location: PHX, SAN
Programs: WN CP, SPG Gold, National Exec
Posts: 278
2 roundtrip flights, aka 50,000 miles is still live for all 4 versions
https://creditcards.chase.com/a1/southwest/offer (business link before fine print)
DO NOT spend more than $2,000 until January 01, 2014 on either one.
https://creditcards.chase.com/a1/southwest/offer (business link before fine print)
DO NOT spend more than $2,000 until January 01, 2014 on either one.
Nov 24, 2013, 12:44 pm
#716
Join Date: Nov 2013
Posts: 46
So I feel like a complete idiot even making this post, I really only have myself to blame. I'm looking for any creative solutions from the vets on this forum.
Here's the situation:
I was approved for both the Southwest Personal and Business CC at the beginning of November. Great, right? I'll start spending on both cards but obviously stay below $2k and hit them both in early January. OH WAIT. I used the SW Business card by mistake to make one of my bean purchases and just went over $2k. I'm sick abt it, obviously.
Here's a list of my purchases:
3 beans ($500 each)
1 Xbox One from Amazon ($500)
Miscellaneous purchases ($25)
I've already loaded all of the beans to my BB, so I'm pretty sure returning them is not an option. I've called Chase abt moving the Xbox purchase from the Business to my Amazon CC or the Business to my SW Personal, no dice. I don't even have the Xbox anymore because it was a gift that was shipped directly to the recipient, so I can't return it to Amazon and get the credit.
Anyway that I can move a purchase or have the points delayed until 2014? Appreciate any ideas.
-1TF
Here's the situation:
I was approved for both the Southwest Personal and Business CC at the beginning of November. Great, right? I'll start spending on both cards but obviously stay below $2k and hit them both in early January. OH WAIT. I used the SW Business card by mistake to make one of my bean purchases and just went over $2k. I'm sick abt it, obviously.
Here's a list of my purchases:
3 beans ($500 each)
1 Xbox One from Amazon ($500)
Miscellaneous purchases ($25)
I've already loaded all of the beans to my BB, so I'm pretty sure returning them is not an option. I've called Chase abt moving the Xbox purchase from the Business to my Amazon CC or the Business to my SW Personal, no dice. I don't even have the Xbox anymore because it was a gift that was shipped directly to the recipient, so I can't return it to Amazon and get the credit.
Anyway that I can move a purchase or have the points delayed until 2014? Appreciate any ideas.
-1TF
Nov 24, 2013, 1:27 pm
#717
Join Date: Jan 2010
Location: PHX, SAN
Programs: WN CP, SPG Gold, National Exec
Posts: 278
So I feel like a complete idiot even making this post, I really only have myself to blame. I'm looking for any creative solutions from the vets on this forum.
Here's the situation:
I was approved for both the Southwest Personal and Business CC at the beginning of November. Great, right? I'll start spending on both cards but obviously stay below $2k and hit them both in early January. OH WAIT. I used the SW Business card by mistake to make one of my bean purchases and just went over $2k. I'm sick abt it, obviously.
Here's a list of my purchases:
3 beans ($500 each)
1 Xbox One from Amazon ($500)
Miscellaneous purchases ($25)
I've already loaded all of the beans to my BB, so I'm pretty sure returning them is not an option. I've called Chase abt moving the Xbox purchase from the Business to my Amazon CC or the Business to my SW Personal, no dice. I don't even have the Xbox anymore because it was a gift that was shipped directly to the recipient, so I can't return it to Amazon and get the credit.
Anyway that I can move a purchase or have the points delayed until 2014? Appreciate any ideas.
-1TF
Here's the situation:
I was approved for both the Southwest Personal and Business CC at the beginning of November. Great, right? I'll start spending on both cards but obviously stay below $2k and hit them both in early January. OH WAIT. I used the SW Business card by mistake to make one of my bean purchases and just went over $2k. I'm sick abt it, obviously.
Here's a list of my purchases:
3 beans ($500 each)
1 Xbox One from Amazon ($500)
Miscellaneous purchases ($25)
I've already loaded all of the beans to my BB, so I'm pretty sure returning them is not an option. I've called Chase abt moving the Xbox purchase from the Business to my Amazon CC or the Business to my SW Personal, no dice. I don't even have the Xbox anymore because it was a gift that was shipped directly to the recipient, so I can't return it to Amazon and get the credit.
Anyway that I can move a purchase or have the points delayed until 2014? Appreciate any ideas.
-1TF
Nov 24, 2013, 8:14 pm
#719
Join Date: Feb 2004
Location: USA
Programs: AC SE100K, F9 100k, NK Gold, UA *S, Hyatt Glob, Bonvoy Titanium
Posts: 5,192
if the xbox was truly a gift and not a resale item, find another in stock and ship it to that person. then have them return the original unit (with matching s/n and box) to amazon. they post credits/refunds about a day after redeeming... though with Chase's promo's I don't know if this would help: they may have a flag that happens after you spend the $2k (that might trigger the bonus, without regards to any credits/refunds that posted that same billing cycle).
Nov 24, 2013, 8:40 pm
#720
Join Date: Nov 2013
Posts: 46
if the xbox was truly a gift and not a resale item, find another in stock and ship it to that person. then have them return the original unit (with matching s/n and box) to amazon. they post credits/refunds about a day after redeeming... though with Chase's promo's I don't know if this would help: they may have a flag that happens after you spend the $2k (that might trigger the bonus, without regards to any credits/refunds that posted that same billing cycle).
Has anyone had any luck talking to SW and nicely asking them to delay the points until a later year? I think that might be my only recourse at this pt.