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Old Jan 10, 13, 6:12 am   #1021
 
Join Date: Dec 2009
Location: Singapore, Warsaw, Sydney
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Swiss˘tel Circle ElevÓ
Posts: 4,338
Quote:
Originally Posted by enelym1978 View Post
Not sure what you want to know regarding issues...? It's just a simple Amex card

The limo service is not bad, used it a few times so far and every time I got one of those white Mercedes that comes and pick me up. Saves a good $20-30 depending on where you stay on the island.
Is the online banking system for checking transactions and everything similar to the DBS one? I'm considering giving it a shot as this is a card that I could keep even if I happen to move to a different country - they are probably the only ones who post such requirements on their site (nobody else even mentions the possibility of a non-resident being able to get a CC).

As for the limo service, this seems like a nice perk to have. Do you just sign off on whatever the meter reads or is it completely off (flat fee arranged by the bank)?
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Old Jan 10, 13, 9:13 am   #1022
 
Join Date: Apr 2007
Location: SIN
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Originally Posted by lokijuh View Post
Not sure if anyone out there has a PPS Amex. Some changes that allow double points now at departments stores, Kris Shop & Tradewinds travel (). Most significant change is removal of 50% off Krisflyer redemption voucher associated with the card, for renewals from 1 March. I will certainly be discontinuing my PPS Amex card, as this was the one useful feature of the card. Annual fee increased from $150 to $267.50 also because of these "enhancements".
Cards issued by Amex in Singapore have been so crappy to start of with, they're only good for getting the initial sign-on miles. And this is really going down the dumps...
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Old Jan 10, 13, 9:42 pm   #1023
 
Join Date: Jun 2011
Location: SIN
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Quote:
Originally Posted by aster View Post
Is the online banking system for checking transactions and everything similar to the DBS one? I'm considering giving it a shot as this is a card that I could keep even if I happen to move to a different country - they are probably the only ones who post such requirements on their site (nobody else even mentions the possibility of a non-resident being able to get a CC).

As for the limo service, this seems like a nice perk to have. Do you just sign off on whatever the meter reads or is it completely off (flat fee arranged by the bank)?
I have an account with UOB so I see the transactions there, it's quite straightforward, no frills. Not sure how it works if you don't have an account with UOB...

As for the limo service, the meter does not move. It's set on some category that will put a "Hired" on top of the car. Nothing to do at all. Just get on the car, ride, get off the car. Nothing to sign or pay. Just book at least 48H in advance I believe.
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Old Jan 11, 13, 7:46 am   #1024
 
Join Date: Oct 2011
Posts: 134
Quote:
Originally Posted by enelym1978 View Post
I have an account with UOB so I see the transactions there, it's quite straightforward, no frills. Not sure how it works if you don't have an account with UOB...

As for the limo service, the meter does not move. It's set on some category that will put a "Hired" on top of the car. Nothing to do at all. Just get on the car, ride, get off the car. Nothing to sign or pay. Just book at least 48H in advance I believe.
You can still get a internet banking account with UOB with just a credit card & access those info. You don't need to have a bank account.
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Old Jan 13, 13, 10:40 am   #1025
 
Join Date: Aug 2012
Programs: KF G, UA 1K, SPG P, Marriott P, Hilton G, Wyndham G
Posts: 118
Sorry to throw another question. I just noticed that DBS Woman's master card gives 4miles/S$ on all online retail purchase.

1) Can male apply? ;p

2) Are purchasing air tickets and booking hotels online considered as online retail purchase?

Anyone to share the experience with the card please?

Thanks!
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Old Jan 14, 13, 6:29 am   #1026
 
Join Date: May 2012
Location: SIN
Programs: SPG Platinum
Posts: 2,087
Quote:
Originally Posted by Marsy View Post
Sorry to throw another question. I just noticed that DBS Woman's master card gives 4miles/S$ on all online retail purchase.

1) Can male apply? ;p

2) Are purchasing air tickets and booking hotels online considered as online retail purchase?

Anyone to share the experience with the card please?

Thanks!
Just some extra info I gathered. It seems there's a difference in the Platinum and World card earning rates.

S$1 = 1 point = 2 Krisflyer Miles. (5,000 points redeems 10,000 KF miles)

World Card earns 10x points per S$1.
Platinum Card earns 5x points per S$1.
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Last edited by lcpteck; Jan 14, 13 at 6:45 am.
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Old Jan 14, 13, 7:47 pm   #1027
 
Join Date: Dec 2010
Location: Singapore
Programs: BW Diamond, SPG Gold, HHonors Gold, Priority Club Plat Ambassador, Club Carlson Gold, M&C Gold
Posts: 238
Quote:
Originally Posted by Marsy View Post
Sorry to throw another question. I just noticed that DBS Woman's master card gives 4miles/S$ on all online retail purchase.

1) Can male apply? ;p

2) Are purchasing air tickets and booking hotels online considered as online retail purchase?

Anyone to share the experience with the card please?

Thanks!
1) Yes. DBS does not discriminate Thru online internet banking if you have any POSB / DBS account. Almost instant decision / approval.

2) Anything as long as thru online web portals. Even paying bills via Vpost / Starhub, buying gift cards and vouchers.

Note - 10x points only for 1st $2k spend per CALENDAR month.
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Old Jan 14, 13, 10:25 pm   #1028
 
Join Date: May 2012
Location: SIN
Programs: SPG Platinum
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Quote:
Originally Posted by planetshakers View Post
1) Yes. DBS does not discriminate Thru online internet banking if you have any POSB / DBS account. Almost instant decision / approval.

2) Anything as long as thru online web portals. Even paying bills via Vpost / Starhub, buying gift cards and vouchers.

Note - 10x points only for 1st $2k spend per CALENDAR month.
Nice, thanks for the confirmation. Applied for the card and DBS Altitude as well, wish me luck.
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Old Jan 15, 13, 3:00 am   #1029
 
Join Date: Dec 2009
Location: Singapore, Warsaw, Sydney
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Swiss˘tel Circle ElevÓ
Posts: 4,338
Quote:
Originally Posted by planetshakers View Post
1) Yes. DBS does not discriminate Thru online internet banking if you have any POSB / DBS account. Almost instant decision / approval.
So the best way to apply for CCs is online via internet banking? Will they then contact you if they need you to mail in any supporting documents?
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Old Jan 15, 13, 7:49 pm   #1030
 
Join Date: Dec 2010
Location: Singapore
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Posts: 238
Quote:
Originally Posted by aster View Post
So the best way to apply for CCs is online via internet banking? Will they then contact you if they need you to mail in any supporting documents?
No from my own experience. Unless you do not meet the income requirements maybe? However, I believe if you have the DBS altitude visa, you internet application will be approved almost immediately.

I believed it took me less than 5 mouse clicks and 1 OTP to apply, saw the card reflected in internet banking the next working day. Card sent in less than a week. Fastest application ever.
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Old Jan 15, 13, 8:44 pm   #1031
 
Join Date: Dec 2009
Location: Singapore, Warsaw, Sydney
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Posts: 4,338
Thanks, I just looked through the online application process and it seems very easy and streamlined.

Just one question though - how do I get supplementary cards arranged? Preferable I would like to have both done simultaneously so that they have matching expiration dates and all..
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Old Jan 16, 13, 7:26 am   #1032
 
Join Date: Dec 2012
Posts: 33
Quote:
Originally Posted by planetshakers View Post
No from my own experience. Unless you do not meet the income requirements maybe? However, I believe if you have the DBS altitude visa, you internet application will be approved almost immediately.

I believed it took me less than 5 mouse clicks and 1 OTP to apply, saw the card reflected in internet banking the next working day. Card sent in less than a week. Fastest application ever.
I applied easily enough and indicated that DBS was the crediting bank for my salary so that I did not have to submit any documents. It was approved but there was no review of my credit limit (my limit is still from my salary years ago, about half the current).

I then wrote in and asked and they increased it slightly (to about 2/3 of my Citibank card). Then I wrote in again asking for an increase as it was stated I could get 2-4 times of my monthly income (the limit they gave was less than 1.5 times my monthly).

They replied that from their records that the salary in their records was still the same as years ago and that I would have to submit income documents as proof if I wanted another review.

...!! If they had the service to evaluate from looking at your salary crediting account, why bother with income documents? I pay my bills in full and on time every month, so I'm hardly a credit risk. But they were adamant about it.

I'm going to clearout my miles in the Altitude card then cancel all my accounts with DBS. Really left a sour taste in my mouth. I will continue using my Citibank Premiermiles and perhaps apply for the ANZ Travel Card as they are having a roadshow at my office. *thumbsdown*
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Old Jan 16, 13, 8:36 am   #1033
 
Join Date: Dec 2011
Posts: 14
Quote:
Originally Posted by Gymrat76 View Post
I applied easily enough and indicated that DBS was the crediting bank for my salary so that I did not have to submit any documents. It was approved but there was no review of my credit limit (my limit is still from my salary years ago, about half the current).

I then wrote in and asked and they increased it slightly (to about 2/3 of my Citibank card). Then I wrote in again asking for an increase as it was stated I could get 2-4 times of my monthly income (the limit they gave was less than 1.5 times my monthly).

They replied that from their records that the salary in their records was still the same as years ago and that I would have to submit income documents as proof if I wanted another review.

...!! If they had the service to evaluate from looking at your salary crediting

account, why bother with income documents? I pay my bills in full and on time
every month, so I'm hardly a credit risk. But they were adaman


I'm going to clearout my miles in the Altitude card then cancel all my accounts with DBS. Really left a sour taste in my mouth. I will continue usiadman
Citibank Premiermiles and perhaps apply for the ANZ Travel Card as they are having a roadshow at my office. *thumbsdown*

Allow me to weigh it in. In Singapore, a credit card centre of a bank is usually a separate entity n they will not be able to access ur salary credit records, n the parent bank is not allowed by law to disclose even those theybare under the same group. Thus u needvto submit income statement. If not they just rely on your old records n only if ur employment remains the same. If employment has changed, they can't issue u a new card as well
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Old Jan 16, 13, 8:52 am   #1034
 
Join Date: Dec 2012
Posts: 33
Quote:
Originally Posted by b777jubilee View Post
Allow me to weigh it in. In Singapore, a credit card centre of a bank is usually a separate entity n they will not be able to access ur salary credit records, n the parent bank is not allowed by law to disclose even those theybare under the same group. Thus u needvto submit income statement. If not they just rely on your old records n only if ur employment remains the same. If employment has changed, they can't issue u a new card as well
If that is the case, why did they give the option of indicating that DBS is your salary crediting bank without the need to submit any income documents when applying for the credit card?

So they can assess that I'm eligible for the Altitude card via that option, but when reviewing my credit limit suddenly that method is not good enough?

Edit: And yes, I have changed companies from the past records (indicated clearly in my Altitude application form)
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Old Jan 17, 13, 11:41 am   #1035
 
Join Date: Sep 2005
Location: SIN
Programs: SQ Gold, TG, UA, Delta, BMI(RIP), SPG Plat, Hyatt Gold, Hilton Silver, Marriott Gold, Amex Platinum
Posts: 1,229
UOB Privi

Looks like UOB. PRIVI Amex is best card now as it gives same 1.6 miles per S$1 spend as DBS Altitude Visa or Amex for local spend even for the first $2,000 spend per month. Also best card for overseas spend as it gives 2.5 miles per S$1 overseas spend (versus 2.4 miles for DBS Treasure's Amex Black and DBS Altitude

Wondering if it is time to switch to UOB PRIVI.

The only worry is no expiry for DBS versus two year expiry for UOB.
With Krisflyer'd three year expiry rule, DBS no expiry makes it a good place to hold miles but with UOB one won't be able to go this

Aster, I see you are switching to UOB too. Is the mileage expiry an issue for you?
Also is foreign transaction fee and FX rate similar for DBS and UOB?
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