Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Jan 28, 2015, 7:25 pm
#3871
Join Date: Oct 2011
Posts: 143
Esso - No good tie ups for miles earning. You are better off with Citi Dividend for 14% off + 5% rebate
Jan 29, 2015, 2:19 am
#3872
Join Date: Jan 2015
Posts: 129
Thanks Archieflyer!
So, I've taken stock of my major spending, and organised them into a few categories. To the best of my knowledge, I've noted the corresponding card to use in order to maximise earning of miles.
Local
Dining - UOB PPV (4miles/$) or Citibank Clear (2miles/$)
Shopping - Citibank Rewards (4miles/$)
Petrol - Maybank World MC + SAFRA (4miles/$)
StarHub - Citibank PM AMEX (1.4miles/$)
Life Insurance (annual premiums) - ??
General - UOB PRVI MC (1.6miles/$)
Overseas
Hotel - UOB PRVI MC (2.5miles/$)
Dining - UOB PRVI MC (2.5miles/$)
Shopping - (4miles/$)
Can the StarHub bill be paid with UOB PRVI MC?
Which cards will earn miles for annual premiums for life insurance?
Can I do better?
Any feedback is very welcome. Thanks!
So, I've taken stock of my major spending, and organised them into a few categories. To the best of my knowledge, I've noted the corresponding card to use in order to maximise earning of miles.
Local
Dining - UOB PPV (4miles/$) or Citibank Clear (2miles/$)
Shopping - Citibank Rewards (4miles/$)
Petrol - Maybank World MC + SAFRA (4miles/$)
StarHub - Citibank PM AMEX (1.4miles/$)
Life Insurance (annual premiums) - ??
General - UOB PRVI MC (1.6miles/$)
Overseas
Hotel - UOB PRVI MC (2.5miles/$)
Dining - UOB PRVI MC (2.5miles/$)
Shopping - (4miles/$)
Can the StarHub bill be paid with UOB PRVI MC?
Which cards will earn miles for annual premiums for life insurance?
Can I do better?
Any feedback is very welcome. Thanks!
Jan 29, 2015, 8:06 am
#3874
Join Date: Apr 2007
Location: Anywhere
Posts: 6,576
Jan 29, 2015, 11:08 pm
#3876
Join Date: Jan 2015
Posts: 129
Jan 30, 2015, 6:19 am
#3877
Original Poster
Join Date: Dec 2009
Location: Singapore, Warsaw, Surfers Paradise
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Royal Caribbean Diamond
Posts: 5,173
I can only qualify for a secured credit card (min 10k). Out of all the cards listed only the UOB card seems to allow this. But its mileage earning rate is terrible at $1 to 0.4 miles.
I don't think i can use paywave to make any large buys nor do I shop online that much. Doesn't look like it would optimise my mileage.
Any idea which is the best secured card for krisflyer points in Singapore?
I don't think i can use paywave to make any large buys nor do I shop online that much. Doesn't look like it would optimise my mileage.
Any idea which is the best secured card for krisflyer points in Singapore?
Jan 30, 2015, 7:46 am
#3878
Join Date: Sep 2010
Programs: AZ FA+, A3 G, AB G | IHG RA, HGP D, FPC P, Accor P, BW D, HH D, Eleva, GHA P, 1862 Voyager
Posts: 1,852
I would use Preferred Plat Amex for dining locally / overseas if Amex is accepted.
4 MPD is better than the 2.5 for the PRVI miles overseas, and it's not capped to 6K a year like PPV
4 MPD is better than the 2.5 for the PRVI miles overseas, and it's not capped to 6K a year like PPV
Thanks Archieflyer!
So, I've taken stock of my major spending, and organised them into a few categories. To the best of my knowledge, I've noted the corresponding card to use in order to maximise earning of miles.
Local
Dining - UOB PPV (4miles/$) or Citibank Clear (2miles/$)
Shopping - Citibank Rewards (4miles/$)
Petrol - Maybank World MC + SAFRA (4miles/$)
StarHub - Citibank PM AMEX (1.4miles/$)
Life Insurance (annual premiums) - ??
General - UOB PRVI MC (1.6miles/$)
Overseas
Hotel - UOB PRVI MC (2.5miles/$)
Dining - UOB PRVI MC (2.5miles/$)
Shopping - (4miles/$)
Can the StarHub bill be paid with UOB PRVI MC?
Which cards will earn miles for annual premiums for life insurance?
Can I do better?
Any feedback is very welcome. Thanks!
So, I've taken stock of my major spending, and organised them into a few categories. To the best of my knowledge, I've noted the corresponding card to use in order to maximise earning of miles.
Local
Dining - UOB PPV (4miles/$) or Citibank Clear (2miles/$)
Shopping - Citibank Rewards (4miles/$)
Petrol - Maybank World MC + SAFRA (4miles/$)
StarHub - Citibank PM AMEX (1.4miles/$)
Life Insurance (annual premiums) - ??
General - UOB PRVI MC (1.6miles/$)
Overseas
Hotel - UOB PRVI MC (2.5miles/$)
Dining - UOB PRVI MC (2.5miles/$)
Shopping - (4miles/$)
Can the StarHub bill be paid with UOB PRVI MC?
Which cards will earn miles for annual premiums for life insurance?
Can I do better?
Any feedback is very welcome. Thanks!
Feb 1, 2015, 9:44 pm
#3880
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,819
Feb 1, 2015, 11:24 pm
#3881
Join Date: Aug 2011
Posts: 250
Feb 2, 2015, 12:05 am
#3882
Join Date: Aug 2014
Posts: 23
Hi everyone,
Need some help here to keep stock of my cards (its so hard to keep track!). I started my miles accumulation from last year Sept (thanks aster and a few others for the valuable advises!). These are the cards I have now
DBS altitude card
Stopped using since I hit 5,000 reward points. Keeping it now for the renewal bonus miles (10,000).
UOB PPV
My favorite card, can't beat 10x rewards on internet and paywave! BUT, I already hit the 24,000 reward points per year cap, so gonna relegate the card to my drawer. Sorry ppv
PREMIERMILES citi amex
I only use it for bookings made with SQ ($1 - 2.5miles) and the renewal bonus (15,000)
ANZ travel card
My main card for everything else. $1 - 1.4 miles
So now that I "retired" my PPV card, which cards should I use now moving forward? I need a card for grocery and internet shopping. HSBC has an advance platinum card that has 10x for internet shopping, but I'm not an advance member so that card is out for me. I see some cards offer $1 - 1.6miles (excluding the ANZ cny promo 8x reward points), are those good?
Thanks everyone for your valuable help! I'm getting closer to my business/first/suites experience! ^^^
Need some help here to keep stock of my cards (its so hard to keep track!). I started my miles accumulation from last year Sept (thanks aster and a few others for the valuable advises!). These are the cards I have now
DBS altitude card
Stopped using since I hit 5,000 reward points. Keeping it now for the renewal bonus miles (10,000).
UOB PPV
My favorite card, can't beat 10x rewards on internet and paywave! BUT, I already hit the 24,000 reward points per year cap, so gonna relegate the card to my drawer. Sorry ppv
PREMIERMILES citi amex
I only use it for bookings made with SQ ($1 - 2.5miles) and the renewal bonus (15,000)
ANZ travel card
My main card for everything else. $1 - 1.4 miles
So now that I "retired" my PPV card, which cards should I use now moving forward? I need a card for grocery and internet shopping. HSBC has an advance platinum card that has 10x for internet shopping, but I'm not an advance member so that card is out for me. I see some cards offer $1 - 1.6miles (excluding the ANZ cny promo 8x reward points), are those good?
Thanks everyone for your valuable help! I'm getting closer to my business/first/suites experience! ^^^
Feb 2, 2015, 2:17 am
#3883
Join Date: Jan 2010
Posts: 4
Hi
I have several UOB cards. UOB PRVI Amex, UOB preferred Plat Visa and preferred Plat Amex. All the points earned are deposited into one central pool. There is no indication how many points came from each card spend.
Does anyone know how to track the number of miles from each card, so that we can check if the correct number of miles have been deposited from each card?
I have several UOB cards. UOB PRVI Amex, UOB preferred Plat Visa and preferred Plat Amex. All the points earned are deposited into one central pool. There is no indication how many points came from each card spend.
Does anyone know how to track the number of miles from each card, so that we can check if the correct number of miles have been deposited from each card?
Hi everyone,
Need some help here to keep stock of my cards (its so hard to keep track!). I started my miles accumulation from last year Sept (thanks aster and a few others for the valuable advises!). These are the cards I have now
DBS altitude card
Stopped using since I hit 5,000 reward points. Keeping it now for the renewal bonus miles (10,000).
UOB PPV
My favorite card, can't beat 10x rewards on internet and paywave! BUT, I already hit the 24,000 reward points per year cap, so gonna relegate the card to my drawer. Sorry ppv
PREMIERMILES citi amex
I only use it for bookings made with SQ ($1 - 2.5miles) and the renewal bonus (15,000)
ANZ travel card
My main card for everything else. $1 - 1.4 miles
So now that I "retired" my PPV card, which cards should I use now moving forward? I need a card for grocery and internet shopping. HSBC has an advance platinum card that has 10x for internet shopping, but I'm not an advance member so that card is out for me. I see some cards offer $1 - 1.6miles (excluding the ANZ cny promo 8x reward points), are those good?
Thanks everyone for your valuable help! I'm getting closer to my business/first/suites experience! ^^^
Need some help here to keep stock of my cards (its so hard to keep track!). I started my miles accumulation from last year Sept (thanks aster and a few others for the valuable advises!). These are the cards I have now
DBS altitude card
Stopped using since I hit 5,000 reward points. Keeping it now for the renewal bonus miles (10,000).
UOB PPV
My favorite card, can't beat 10x rewards on internet and paywave! BUT, I already hit the 24,000 reward points per year cap, so gonna relegate the card to my drawer. Sorry ppv
PREMIERMILES citi amex
I only use it for bookings made with SQ ($1 - 2.5miles) and the renewal bonus (15,000)
ANZ travel card
My main card for everything else. $1 - 1.4 miles
So now that I "retired" my PPV card, which cards should I use now moving forward? I need a card for grocery and internet shopping. HSBC has an advance platinum card that has 10x for internet shopping, but I'm not an advance member so that card is out for me. I see some cards offer $1 - 1.6miles (excluding the ANZ cny promo 8x reward points), are those good?
Thanks everyone for your valuable help! I'm getting closer to my business/first/suites experience! ^^^
Feb 2, 2015, 5:20 am
#3884
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,819
Feb 2, 2015, 5:22 am
#3885
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,819
Hi
I have several UOB cards. UOB PRVI Amex, UOB preferred Plat Visa and preferred Plat Amex. All the points earned are deposited into one central pool. There is no indication how many points came from each card spend.
Does anyone know how to track the number of miles from each card, so that we can check if the correct number of miles have been deposited from each card?
I have several UOB cards. UOB PRVI Amex, UOB preferred Plat Visa and preferred Plat Amex. All the points earned are deposited into one central pool. There is no indication how many points came from each card spend.
Does anyone know how to track the number of miles from each card, so that we can check if the correct number of miles have been deposited from each card?