Delta VS American ; PRG VS SPG Amex
#1
Original Poster
Join Date: Sep 2017
Location: San Diego, CA
Programs: Delta SkyMiles & Marriott Bonvoy
Posts: 32
Delta VS American ; PRG VS SPG Amex
I posted this on another thread however I think this thread fits the post better:
Hey guys! I recently joined the AA frequent flyer and looked at the credit card options. The only one that works for me is the Starwood Amex. However I want something more prestigious such as the Preferred Rewards Gold Amex or the Platinum Amex. Should I switch to delta to be able to transfer with Membership rewards ? Or should I just stick with SPG and AA? My departing airports are : SAN, LAX, JFK.
Thanks!
Hey guys! I recently joined the AA frequent flyer and looked at the credit card options. The only one that works for me is the Starwood Amex. However I want something more prestigious such as the Preferred Rewards Gold Amex or the Platinum Amex. Should I switch to delta to be able to transfer with Membership rewards ? Or should I just stick with SPG and AA? My departing airports are : SAN, LAX, JFK.
Thanks!
#2
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,529
I posted this on another thread however I think this thread fits the post better:
Hey guys! I recently joined the AA frequent flyer and looked at the credit card options. The only one that works for me is the Starwood Amex. However I want something more prestigious such as the Preferred Rewards Gold Amex or the Platinum Amex. Should I switch to delta to be able to transfer with Membership rewards ? Or should I just stick with SPG and AA? My departing airports are : SAN, LAX, JFK.
Thanks!
Hey guys! I recently joined the AA frequent flyer and looked at the credit card options. The only one that works for me is the Starwood Amex. However I want something more prestigious such as the Preferred Rewards Gold Amex or the Platinum Amex. Should I switch to delta to be able to transfer with Membership rewards ? Or should I just stick with SPG and AA? My departing airports are : SAN, LAX, JFK.
Thanks!
#5
Original Poster
Join Date: Sep 2017
Location: San Diego, CA
Programs: Delta SkyMiles & Marriott Bonvoy
Posts: 32
True, but I want a card that’s metal and nice looking so when I pull it out people notice it.
Last edited by EmailKid; Sep 24, 2017 at 9:06 pm Reason: Back to back posts
#6
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
People noticing a card IME just slows things down. It doesn't get you anything. Most people you hand your card to don't know enough to be impressed, just confused or at best curious.
You want to earn less of what you want just so you can show a metal card???
The SPG card is likely to go "poof" about a year or so from now. In case you haven't heard, Marriott and Starwood are merging, and it's not yet been announced how the merged program will work (in terms of airline transfers or anything else), and who the credit card provider(s) for the new program will be, but Marriott is the far bigger program of the two, and it currently has a close relationship with United, not AA. So I wouldn't count on the SPG card necessarily being good for AA earnings a year or more from now.
If you really want AA earnings long term, your banks are Citi and/or Barclay.
#8
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
When you use the PRG card you earn more than one point per dollar in some categories, but you need to estimate what proportion of your spending would earn those bonuses to see if you would average 1.25 points per dollar or more.
The SPG annual fee is $95.
The PRG annual fee is $195 with a $100 airline credit. Net $95.
#9
Original Poster
Join Date: Sep 2017
Location: San Diego, CA
Programs: Delta SkyMiles & Marriott Bonvoy
Posts: 32
Why not use one of the AA cards issued by Barclays or Citi?
When you spend $20,000 with the SPG card you receive 20,000 Starpoints which converts to 25,000 AA miles (more if there is a transfer bonus).
When you use the PRG card you earn more than one point per dollar in some categories, but you need to estimate what proportion of your spending would earn those bonuses to see if you would average 1.25 points per dollar or more.
The SPG annual fee is $95.
The PRG annual fee is $195 with a $100 airline credit. Net $95.
When you spend $20,000 with the SPG card you receive 20,000 Starpoints which converts to 25,000 AA miles (more if there is a transfer bonus).
When you use the PRG card you earn more than one point per dollar in some categories, but you need to estimate what proportion of your spending would earn those bonuses to see if you would average 1.25 points per dollar or more.
The SPG annual fee is $95.
The PRG annual fee is $195 with a $100 airline credit. Net $95.
#10
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
The Citi Executive MasterCard has a metal core that gives it a higher weight. See THIS post. Note that the annual fee for this card is $450 because it includes an Admirals Club membership.
#11
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,529
If you want to redeem for primarily domestic routes on AA, why do you want to redeem only AA miles for those flights? On many such redemptions, BA Avios will yield better value. Plus, with BA Avios redemptions on AA: 1) there is no $75 close-in award-booking fee; and 2) if you need to cancel the award trip and redeposit the Avios, you merely forfeit $5.60, instead of having to pay AA $150 to redeposit AAdvantage miles.
#12
Original Poster
Join Date: Sep 2017
Location: San Diego, CA
Programs: Delta SkyMiles & Marriott Bonvoy
Posts: 32
If you want to redeem for primarily domestic routes on AA, why do you want to redeem only AA miles for those flights? On many such redemptions, BA Avios will yield better value. Plus, with BA Avios redemptions on AA: 1) there is no $75 close-in award-booking fee; and 2) if you need to cancel the award trip and redeposit the Avios, you merely forfeit $5.60, instead of having to pay AA $150 to redeposit AAdvantage miles.
#13
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,529
So what? Lots of us who live in the U.S. and rarely, if ever, fly BA collect BA Avios. There's nothing to prevent you from collecting both AAdvantage miles and BA Avios, and then using whichever "currency" is most useful for a particular redemption.
#15
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
If you don't have experience already redeeming for AA domestic flights from where you're based, don't assume it's easy! Perhaps it's easy from some cities to some other cities, but if it's not easy from the city you're based in to where you want to travel, what good is it to you that it's easy for someone else based somewhere else?
At LAX, any flights that are expensive domestically (such as holiday travel) I never find "saver" award availability for any more (I did until a few years ago). Any flights which are cheap, I just pay for the flight with money, it's not worth trying to see if an award is available (which it usually isn't).. I only find availability for AA miles from LAX when I look for partner flights (which after the end of this year, when they sever most of their partnership with Alaska, will mean only international flights).
So take with a grain of salt recommendations for this or that kind of "great value" redemption from someone lives on the other end of the country from you.
Based at LAX, I find Avios useless for me (since they devalued longhaul business class redemptions on partners a couple years ago). This nonstop stuff doesn't work for me because any nonstop flights which aren't super cheap to begin with tend to have no "saver" availability when I want to fly. And you can only use BA Avios when AA has "saver" availability on that route.
Last edited by sdsearch; Sep 25, 2017 at 7:51 pm