Last edit by: hi-guy
Thanks to Doctor of Credit for adding this list.
Low Fee ATMs
No Fee ATMs
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
Low Fee ATMs
- AllSouth Federal Credit Union: $1 per withdrawal, unknown limit. [Branch locator, SC only]
- B&H Photo: $1 per withdrawal, $500 limit [Store location, NY only]. ATM is behind the cashiers.
- Costco: $1.25 per withdrawal [Store locator]. You don’t need to be a Costco member to use their ATM. $400 limit
- Cathay Bank: $2 per withdrawal [ATM locator].
- First Entertainment Credit Union: 99cents per withdrawal [CA only Branch locator]
- McDonalds: $1 per withdrawal, $300 limit [Restaurant locator]
- Frost Bank (TX) $2.00 per WD
- Wegmans: $1 per withdrawal [East Coast, Store locator]
- Winco: $1 per withdrawal [AZ, CA, NV, OR, UT, WA, TX.Store locator]
No Fee ATMs
- Barona Casino: San Diego, California
- Bellco: Colorado Only, Branch locator
- Capital One 360 CafesChicago, IL), (Honolulu, HI), (Los Angeles, CA), New York (NY), (Philadelphia, PA), (St. Cloud, MN), (Wilmington, DE), (San Francisco, CA) All locations here. Free internet. Extra perks with use of Capital One debit card. $800 limit
- Quick Chek: .NY, NJ only,.Store locator
- KwikTrip: $200 limit IA, MN, WI only, Store locator
- Liberty Bank: CT only, Branch locator (New Haven branch near Yale charges per this post)
- Murphy's Gas Stations:.$200 limit CO, NM, TX, KS, OK, MN, IA, MO, AR, LA, IL, MS, AL, TN, KY, IN, MI, OH, MI, FL, GA, SC, NC, VA, WV.Store locator
- MSU Federal Credit Union: MI only, .Branch locator
- Racetrac: ATM sponsored by Fifth Third Bank (not at bank) Central Florida
- Rutters: PA only, Store locator
- Royal Farms Convenience Store: VA, MD, PA, DE. $200 limit Store locator
- Sheetz: PA, VA, WV, MD, OH, NC only, Store locator
- The Free ATM: This start up requires you to watch a small advertisement before giving you a fee free ATM withdrawal, locations seem to be mainly in NY at the moment but there isn't a list of locations. We've contacted them and if they provide a list we'll post it here.
- Thornton's Gas/Convenience Stores (Central FL). Sponsor: PNC (may not be good at PNC branch)
- Turkey Hill Gas Stations:.PA, OH, IN only Store locator
- Wawa convenience store: Central FL, MD, NJ, PA & VA .Store locator
- Get Go: OH, Store locator
- Wiegels Convenience Store: Knoxville TN area only.Store locator
- Woodman’s: WI and extreme northern IL only,.Store locator
- View fee free ATM withdrawals in the Bay Area. This list was provided for EBT cards (e.g government assistance) and as such doesn't include a fee free list for all card holders. It is useful as a starting point as a lot of those listed are fee free for everybody.
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
- Aldi supermarkets, not sure if fee free or low fee. Some stores don't have ATM. Don't make special trip.
- Cardtronics ATM inside CVS locations. (Varies due to bank branding, ie, Chase affiliated Cardtronics ATM had $3 fee. On the other hand, Cardtronics ATM at a local Costco had local CU branding, was $1.25 per WD) Cardtronics inside CVS = $3 in PHX area See below:
http://www.cardtronics.com/consumers/consumer-faq.asp - Eastern Washington University PUB (building) in Cheney, Washington
- RaceTrac: Possibly only TX locations only Store locator here, hit the magnifying glass in top right corner $300 limit $2 fee in Houston as of 2/2015
True no-fee ATMs?
#1
Original Poster
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
True no-fee ATMs?
Does such a thing still exist?
I'm not talking about no-surcharge ATMs for in-network cards (where they won't charge you a fee if you use an ATM that's part of the card's network). I'm talking about an ATM that doesn't charge a fee for anyone's card, regardless of the network.
There are a number of reloadable cards that can be unloaded at ATMs (once they have been registered). You often get one withdrawal a month without being charged a fee by the card company (for example, the blue, reloadable American Express prepaid card - these were so nice to buy at OD up until last weekend). But these cards are not part of any ATM network (at least none that I've been able to identify) so you still have to pay the ATM fee.
I've been looking for an ATM that does not charge a fee (for any card). I know these used to exist (a few years ago) but I have been unable to find one recently.
Have true fee-free ATMs vanished from the earth completely?
I'm not talking about no-surcharge ATMs for in-network cards (where they won't charge you a fee if you use an ATM that's part of the card's network). I'm talking about an ATM that doesn't charge a fee for anyone's card, regardless of the network.
There are a number of reloadable cards that can be unloaded at ATMs (once they have been registered). You often get one withdrawal a month without being charged a fee by the card company (for example, the blue, reloadable American Express prepaid card - these were so nice to buy at OD up until last weekend). But these cards are not part of any ATM network (at least none that I've been able to identify) so you still have to pay the ATM fee.
I've been looking for an ATM that does not charge a fee (for any card). I know these used to exist (a few years ago) but I have been unable to find one recently.
Have true fee-free ATMs vanished from the earth completely?
#5
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Does such a thing still exist?
I'm not talking about no-surcharge ATMs for in-network cards (where they won't charge you a fee if you use an ATM that's part of the card's network). I'm talking about an ATM that doesn't charge a fee for anyone's card, regardless of the network.
There are a number of reloadable cards that can be unloaded at ATMs (once they have been registered). You often get one withdrawal a month without being charged a fee by the card company (for example, the blue, reloadable American Express prepaid card - these were so nice to buy at OD up until last weekend). But these cards are not part of any ATM network (at least none that I've been able to identify) so you still have to pay the ATM fee.
I've been looking for an ATM that does not charge a fee (for any card). I know these used to exist (a few years ago) but I have been unable to find one recently.
Have true fee-free ATMs vanished from the earth completely?
I'm not talking about no-surcharge ATMs for in-network cards (where they won't charge you a fee if you use an ATM that's part of the card's network). I'm talking about an ATM that doesn't charge a fee for anyone's card, regardless of the network.
There are a number of reloadable cards that can be unloaded at ATMs (once they have been registered). You often get one withdrawal a month without being charged a fee by the card company (for example, the blue, reloadable American Express prepaid card - these were so nice to buy at OD up until last weekend). But these cards are not part of any ATM network (at least none that I've been able to identify) so you still have to pay the ATM fee.
I've been looking for an ATM that does not charge a fee (for any card). I know these used to exist (a few years ago) but I have been unable to find one recently.
Have true fee-free ATMs vanished from the earth completely?
#13
Original Poster
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
You might want to take a closer look at that statement.
I'm a member of two credit unions. My wife is a member of two other credit unions. None of them offer a true no-fee ATM. All of them proudly proclaim that they offer no-fee ATMs. What they really mean is that their ATMs won't charge a fee for their own members' cards (or cards of other in-network providers). This is the norm these days.
Now, I'm not saying your credit union doesn't offer a true no-fee ATM, but unless you've looked closely and confirmed, you might be surprised. I was - I expected my credit union would be better about this. They weren't. YMMV.
I'm a member of two credit unions. My wife is a member of two other credit unions. None of them offer a true no-fee ATM. All of them proudly proclaim that they offer no-fee ATMs. What they really mean is that their ATMs won't charge a fee for their own members' cards (or cards of other in-network providers). This is the norm these days.
Now, I'm not saying your credit union doesn't offer a true no-fee ATM, but unless you've looked closely and confirmed, you might be surprised. I was - I expected my credit union would be better about this. They weren't. YMMV.
#14
Join Date: Sep 2001
Location: Washington, DC
Programs: UA Plat MM, AA Gold, Hyatt Explorist, Hilton Gold, IHG Plat, Marriott Titanium Elite
Posts: 5,015
It used to be true that a foreign ATM card was not charged any local ATM fees at ATMs in other countries, but this has changed markedly in the past couple of years. But there remain exceptions:
1. In Australia - SunCorp.
2. In Canada - Bank of Montreal.
3. In Cambodia - Canadia Bank.
Please feel free to add to this list.
1. In Australia - SunCorp.
2. In Canada - Bank of Montreal.
3. In Cambodia - Canadia Bank.
Please feel free to add to this list.