May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Sep 25, 2016, 1:13 pm
#3556
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,396
Sep 25, 2016, 1:22 pm
#3557
Join Date: Dec 2012
Location: YVR, HNL
Programs: AS 75k, UA peon, BA Bronze, AC E50k, Marriott Plat, HH Diamond, Fairmont Plat (RIP)
Posts: 7,832
), but Marriott cards in Canada are seemingly (for now) infinite. Opens up a whole new way to collect a ton of SPG.
Sep 26, 2016, 7:58 am
#3559
Join Date: Jan 2014
Location: yyz
Posts: 1,611
i'm not being pedantic. i'm just asking a question. specifically if the chase card has become easier to churn. no need to get defensive. i appreciate the info you gave and just wanted to clarify something. it's important to know of the "churn cycle" as it will dictate the amount of times you can apply and re-apply for the card prior to the full combination of the SPG and Marriot programs. As it stands, I think at most you can do this card twice before then (i.e. sometime in 2018).
Sep 26, 2016, 10:41 am
#3560
Join Date: Dec 2012
Location: YVR, HNL
Programs: AS 75k, UA peon, BA Bronze, AC E50k, Marriott Plat, HH Diamond, Fairmont Plat (RIP)
Posts: 7,832
i'm not being pedantic. i'm just asking a question. specifically if the chase card has become easier to churn. no need to get defensive. i appreciate the info you gave and just wanted to clarify something. it's important to know of the "churn cycle" as it will dictate the amount of times you can apply and re-apply for the card prior to the full combination of the SPG and Marriot programs. As it stands, I think at most you can do this card twice before then (i.e. sometime in 2018).
I myself have gotten a Chase (Canadian) Marriott visa with only a month gap between cancelling/reapplying. That was last fall. I think it is probably safer to wait 3-6 months but as of now, it is easily churnable.
Sep 26, 2016, 11:43 am
#3561
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Maybe things have changed but Chase I believe is instant approval for F-off. At least from my experience. I have a credit watch on my account my past fraud requiring a phone call to prove I was the one who applied. IMO this was why I was denied. They weren't set up/couldn't be bothered to call. And this was early in my churning activities so no reason to deny me. The only other denial was my 3rd CIBC Aerobiz... got greedy there...lol
Sep 26, 2016, 12:51 pm
#3563
Join Date: Jan 2014
Location: yyz
Posts: 1,611
however...i tihnk the biz card you can get multiple times, no?
in any case..it's a good reminder of the Marriott card. To me, it's worth a lot more now for the ability to get SPG points. 50k = ~17k SPG for free, which is better than the Amex card.
alternatively, some people might want to check out the United Flight + Hotel packages. some good values there.
Sep 26, 2016, 1:35 pm
#3564
Join Date: Nov 2012
Posts: 1,083
I think what Finkface was trying to say was that, given SPG's once-per-lifetime bonus policy, that the ability to churn in order to get SPG points (indirectly) is greater with Marriott.
however...i tihnk the biz card you can get multiple times, no?
in any case..it's a good reminder of the Marriott card. To me, it's worth a lot more now for the ability to get SPG points. 50k = ~17k SPG for free, which is better than the Amex card.
alternatively, some people might want to check out the United Flight + Hotel packages. some good values there.
however...i tihnk the biz card you can get multiple times, no?
in any case..it's a good reminder of the Marriott card. To me, it's worth a lot more now for the ability to get SPG points. 50k = ~17k SPG for free, which is better than the Amex card.
alternatively, some people might want to check out the United Flight + Hotel packages. some good values there.
Sep 26, 2016, 1:39 pm
#3565
Join Date: Jan 2014
Location: yyz
Posts: 1,611
but the Marriot card = free points. just not as many.
Sep 26, 2016, 1:45 pm
#3566
Join Date: Nov 2012
Posts: 1,083
I have yet to be approved for a Chase card. So for me SPG is easier to get. I won't bother applying for the Marriott card since I might get rejected
Sep 26, 2016, 3:38 pm
#3567
Join Date: Dec 2012
Location: YVR, HNL
Programs: AS 75k, UA peon, BA Bronze, AC E50k, Marriott Plat, HH Diamond, Fairmont Plat (RIP)
Posts: 7,832
I think what Finkface was trying to say was that, given SPG's once-per-lifetime bonus policy, that the ability to churn in order to get SPG points (indirectly) is greater with Marriott.
however...i tihnk the biz card you can get multiple times, no?
in any case..it's a good reminder of the Marriott card. To me, it's worth a lot more now for the ability to get SPG points. 50k = ~17k SPG for free, which is better than the Amex card.
alternatively, some people might want to check out the United Flight + Hotel packages. some good values there.
however...i tihnk the biz card you can get multiple times, no?
in any case..it's a good reminder of the Marriott card. To me, it's worth a lot more now for the ability to get SPG points. 50k = ~17k SPG for free, which is better than the Amex card.
alternatively, some people might want to check out the United Flight + Hotel packages. some good values there.
Sep 26, 2016, 4:41 pm
#3568
Join Date: Mar 2007
Posts: 4,784
I got declined after re-applying after 6 months even (as they said they could revive your old account within 6 months)
Sep 26, 2016, 5:58 pm
#3569
Join Date: Dec 2014
Location: Canada
Posts: 822
Is Amex enforcing this for the personal card? Anyone get the bonus enrolment for the personal again recently?
Sep 27, 2016, 6:25 am
#3570
Join Date: Jan 2014
Location: yyz
Posts: 1,611