May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Sep 4, 2015, 4:24 pm
#2371
Join Date: May 2014
Location: YYZ
Posts: 527
+1
Portable phone charger
But shop.ca is a joke
I assume you are referring to EQ. I had a much more pleasant experience with TU in a similar sitch. TU removed the pull.
Portable phone charger
But shop.ca is a joke
As a data point for churners ...
7 months ago, a bank clerk made multiple credit checks on multiple days for the same credit card application. He made mistakes.
We filed complaints: to him, his branch supervisor, various ombudsman levels all the way to the OBSI. All confirmed in writing the mistake of the bank clerk, and at the same time saying they could not remove the wrong credit checks as they were not system errors but human errors.
At the time, they cost us 22 points - we could document because nothing else changed on our files during that time.
Today, 7 months later, the wrong checks (2) were finally removed. Score bumped up 10 points.
Seems hard checks do drag scores down for longer then 6 months... Something for churners to keep in mind.
7 months ago, a bank clerk made multiple credit checks on multiple days for the same credit card application. He made mistakes.
We filed complaints: to him, his branch supervisor, various ombudsman levels all the way to the OBSI. All confirmed in writing the mistake of the bank clerk, and at the same time saying they could not remove the wrong credit checks as they were not system errors but human errors.
At the time, they cost us 22 points - we could document because nothing else changed on our files during that time.
Today, 7 months later, the wrong checks (2) were finally removed. Score bumped up 10 points.
Seems hard checks do drag scores down for longer then 6 months... Something for churners to keep in mind.
Sep 5, 2015, 12:44 am
#2376
Join Date: Mar 2007
Posts: 4,784
Sep 6, 2015, 6:06 am
#2377
Join Date: Jan 2010
Posts: 231
Spending?
Hi all,
I'm just wondering if there any good tips to meet the spending criteria for your
CC signup bonuses. I usually buying tons of giftcard for grocery or liquor store for $1,000. But, it is quite painful to spend them.
If there any good tips or tricks for easy way??
I recently signed up for TD Visa Infinite Privilege card which gives 50,000 AP
and it requires $1000 in 90 days. I'm planning to buy giftcard, but just wondering if there any easy way. Thanks!^
hw807
I'm just wondering if there any good tips to meet the spending criteria for your
CC signup bonuses. I usually buying tons of giftcard for grocery or liquor store for $1,000. But, it is quite painful to spend them.
If there any good tips or tricks for easy way??
I recently signed up for TD Visa Infinite Privilege card which gives 50,000 AP
and it requires $1000 in 90 days. I'm planning to buy giftcard, but just wondering if there any easy way. Thanks!^
hw807
Sep 6, 2015, 6:12 am
#2378
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,382
Hi all,
I'm just wondering if there any good tips to meet the spending criteria for your
CC signup bonuses. I usually buying tons of giftcard for grocery or liquor store for $1,000. But, it is quite painful to spend them.
If there any good tips or tricks for easy way??
I recently signed up for TD Visa Infinite Privilege card which gives 50,000 AP
and it requires $1000 in 90 days. I'm planning to buy giftcard, but just wondering if there any easy way. Thanks!^
hw807
I'm just wondering if there any good tips to meet the spending criteria for your
CC signup bonuses. I usually buying tons of giftcard for grocery or liquor store for $1,000. But, it is quite painful to spend them.
If there any good tips or tricks for easy way??
I recently signed up for TD Visa Infinite Privilege card which gives 50,000 AP
and it requires $1000 in 90 days. I'm planning to buy giftcard, but just wondering if there any easy way. Thanks!^
hw807
Buy plane tickets you were gonna buy anyway
If your place allows it, pay rent via cc
Also, 1k in 90 days isnt a lot... You cant get that with regular spend?
Sep 6, 2015, 6:32 am
#2379
Join Date: Dec 2014
Posts: 394
Hi all,
I'm just wondering if there any good tips to meet the spending criteria for your
CC signup bonuses. I usually buying tons of giftcard for grocery or liquor store for $1,000. But, it is quite painful to spend them.
If there any good tips or tricks for easy way??
I recently signed up for TD Visa Infinite Privilege card which gives 50,000 AP
and it requires $1000 in 90 days. I'm planning to buy giftcard, but just wondering if there any easy way. Thanks!^
hw807
I'm just wondering if there any good tips to meet the spending criteria for your
CC signup bonuses. I usually buying tons of giftcard for grocery or liquor store for $1,000. But, it is quite painful to spend them.
If there any good tips or tricks for easy way??
I recently signed up for TD Visa Infinite Privilege card which gives 50,000 AP
and it requires $1000 in 90 days. I'm planning to buy giftcard, but just wondering if there any easy way. Thanks!^
hw807
That and grocery store gift cards is usually what I do......I spend close to $300/month on groceries, so it's really not a problem.
Sep 6, 2015, 9:22 am
#2380
Join Date: Aug 2006
Location: Canada
Posts: 347
So I got declined for the Capital One IHG today. I contacted them and said it was probably because I already have two cards with them (grandfathered Aspire Travel World and Delta World cards) and that that was the maximum number of their own cards they let anyone hold at any one time. Anyone heard this before or were they just making excuses?
Sep 6, 2015, 10:34 am
#2381
Join Date: May 2014
Location: YYZ
Posts: 527
Would TD offer an AF refund if you've received the welcome bonus? Take the TD AP Infinite Prestige 50k for example. Never noticed this card beofre, $400 for 50k isn't even bad
Last edited by zer0k1; Sep 6, 2015 at 12:30 pm
Sep 6, 2015, 4:27 pm
#2382
Join Date: Aug 2013
Location: YYZ, YUL, PEK
Posts: 429
Not sure if this had been posted, but I found an offer for the TD Aeroplan with FYF extended until Oct 31, via Greedyrates.ca:
http://www.greedyrates.ca/blog/best-...2015/#aeroplan
http://www.greedyrates.ca/blog/best-...2015/#aeroplan
Sep 6, 2015, 8:36 pm
#2385
Join Date: Nov 2014
Location: various
Programs: whatever gets me where i want
Posts: 107
There is anyways a constant %20 rebate from GCR. This tells you all you need to know about shop.ca and their prices - they can afford to rebate you %20 on anything in their store.
