May 13, 2013, 10:15 pm
Last edit by: jerry305
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Mar 31, 2015, 9:13 pm
#1636
Join Date: May 2014
Location: YYZ
Posts: 527
I can confirm as well. It's one of the benefits of being a long-time Amex cardholder. Each new Amex card bumps up my average age of accounts value, and with it a corresponding increase in my score.
I'm not sure if you need to supply a previous Amex card number during the application, as you should be able to call and have the Member Since adjusted anyways. Also, some people hint that you don't even need to always have at least one card opened, though I have my doubts about this
See this thread for relevant info:
http://www.flyertalk.com/forum/ameri...ber-since.html
JJJ
I'm not sure if you need to supply a previous Amex card number during the application, as you should be able to call and have the Member Since adjusted anyways. Also, some people hint that you don't even need to always have at least one card opened, though I have my doubts about this
See this thread for relevant info:
http://www.flyertalk.com/forum/ameri...ber-since.html
JJJ
Edit: Just got off the phone with them, they told me it was a mistake and they will update my file and send me a new card right away! Also, they are backdating it to when I was AU last year, on a card that was closed almost a year ago. So I'm wondering if you do, in fact, need to have any Amex card opened in order for them to backdate it
Last edited by zer0k1; Mar 31, 2015 at 9:35 pm
Mar 31, 2015, 10:11 pm
#1637
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Just looked at my cards. My Biz Plat shows 2014 (got in Nov-ish), and my Gold says 2015 (got it in Jan). Shouldn't it say 2014?? I guess I'll call them. Could it have something to do with it being a Biz card? I'd assume not.
Edit: Just got off the phone with them, they told me it was a mistake and they will update my file and send me a new card right away! Also, they are backdating it to when I was AU last year, on a card that was closed almost a year ago. So I'm wondering if you do, in fact, need to have any Amex card opened in order for them to backdate it
Edit: Just got off the phone with them, they told me it was a mistake and they will update my file and send me a new card right away! Also, they are backdating it to when I was AU last year, on a card that was closed almost a year ago. So I'm wondering if you do, in fact, need to have any Amex card opened in order for them to backdate it
Mar 31, 2015, 10:52 pm
#1638
Join Date: May 2009
Posts: 821
I think the "Member since" it's just a recognized thing, it has nothing to do your credit file, since each credit card file age is separate, when you open a new AE card for 3 month, activity report will be only 3 month, it won't be start from 2009
There might be dubious value to actually keeping that first AMEX for its credit history. I've found that every AMEX card I've opened since I got my first one (except business) has been assigned the Opened date of my first AMEX in 2009. In other words, if you open another AMEX and correctly enter a card number you already have where it asks you - you should get a opened since date of whenever you got your first card with them, and it's basically like doing a product switch since you still have that account age on your report.
I'm in the funny situation where the more AMEX accounts I've opened, the more my credit score has gone up as each card I have been getting has been adding to the average age of my accounts.
I'm in the funny situation where the more AMEX accounts I've opened, the more my credit score has gone up as each card I have been getting has been adding to the average age of my accounts.
Apr 1, 2015, 11:06 am
#1640
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Apr 1, 2015, 4:15 pm
#1642
Join Date: Nov 2001
Location: Ontario, Canada
Programs: AC*SE MM, Hilton Gold, Marriott Gold, IHG Plat Amb
Posts: 3,439
Apr 1, 2015, 4:27 pm
#1644
Join Date: May 2014
Location: YYZ
Posts: 527
There have been reports of people holding more than one at the same time, so I would assume it is doable.
Apr 1, 2015, 4:31 pm
#1645
Join Date: Sep 2012
Posts: 1,098
Apr 1, 2015, 9:22 pm
#1646
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,139
Apr 2, 2015, 12:28 pm
#1648
Join Date: Sep 2012
Location: SEA, YVR
Programs: Alaska MVPG, Flying Blue Gold, BA Silver, Hilton Diamond, Hyatt Globalist
Posts: 568
I cancelled mine December 12th and reapplied January 26th. No issues getting FYF / 25k bonus points (after 1k spend). I applied through the GCR link.
Apr 2, 2015, 3:11 pm
#1650
Join Date: Sep 2012
Location: SEA, YVR
Programs: Alaska MVPG, Flying Blue Gold, BA Silver, Hilton Diamond, Hyatt Globalist
Posts: 568
To be honest, I think the Amex reps are wrong. My member since date was originally 2003, which was clearly a mistake as I would have been too young to have a credit card at that age and was never authorized on my parents accounts. I ended up applying for a BMO credit card, and they questioned me about the start date of my Amex cards and wouldn't grant the approval until I called Amex to have it changed (not sure why it was such a big deal to them...). The Amex reps said they could change it to 2009 quite easily and it wouldn't reflect on my credit report - later, all four cards showed up on my Equifax report as new accounts, and my score ended up dropping quite a bit.