May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Mar 20, 2017, 1:27 am
#3841
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Don't know which forum to post, so thought to post it on here as I am Canadian 
I have a ~$3000 payment come up in early June that they do not take AMEX, only VISA/MasterCard. I thought about getting VISA or MasterCard gift cards using an AMEX, but those fee (Activation or something else) seems to be a bit too much. Are there any other suggestion for a good sign-up bonus? I didn't want to just pay it with my BMO M/C or CIBC/TD Aerogold.
Thanks.
I have a ~$3000 payment come up in early June that they do not take AMEX, only VISA/MasterCard. I thought about getting VISA or MasterCard gift cards using an AMEX, but those fee (Activation or something else) seems to be a bit too much. Are there any other suggestion for a good sign-up bonus? I didn't want to just pay it with my BMO M/C or CIBC/TD Aerogold.
Thanks.
I'd consider the National Bank World Elite Mastercard. Terms have changed since I applied.
They now offer a 30,000 point signup bonus. I believe if you spend $4,000, that'll earn you 6,000 more points, which brings you to 36,000. Redemption increments are 12,000 points = $100, so that spend should be enough to redeem to get you $300 in gift cards or a $300 TFSA/RRSP. There's a lot of free baggage and free airport parking benefits that can add up.
(You can also redeem for a lesser amount of points if you want to use their dedicated travel agency.)
Terms are here
https://recompensesbnc.ca/StaticCont...t&showFooter=1
Mar 20, 2017, 8:46 am
#3842
Suspended
Join Date: Oct 2009
Location: Kan@da
Programs: Anything with sweet spots
Posts: 1,790
I'd consider the National Bank World Elite Mastercard. Terms have changed since I applied.
They now offer a 30,000 point signup bonus. I believe if you spend $4,000, that'll earn you 6,000 more points, which brings you to 36,000. Redemption increments are 12,000 points = $100, so that spend should be enough to redeem to get you $300 in gift cards or a $300 TFSA/RRSP. There's a lot of free baggage and free airport parking benefits that can add up.
(You can also redeem for a lesser amount of points if you want to use their dedicated travel agency.)
Terms are here
https://recompensesbnc.ca/StaticCont...t&showFooter=1
They now offer a 30,000 point signup bonus. I believe if you spend $4,000, that'll earn you 6,000 more points, which brings you to 36,000. Redemption increments are 12,000 points = $100, so that spend should be enough to redeem to get you $300 in gift cards or a $300 TFSA/RRSP. There's a lot of free baggage and free airport parking benefits that can add up.
(You can also redeem for a lesser amount of points if you want to use their dedicated travel agency.)
Terms are here
https://recompensesbnc.ca/StaticCont...t&showFooter=1
Mar 20, 2017, 9:28 am
#3843
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
But you do need to spend $4000 (I believe) to get enough additional points to be able to use all of the welcome bonus.
You get 30,000 points for signing up.
But points (generally) must be used in 12,000 point increments.
$1 in spend = 1.5 points.
If you only spend, say, $1000, on the card, you'll have 1.5 x 1000 + 30,000 = 31,500 points, and you'll only be able to use 24,000 points = $200 value.
The remaining points go unused.
If you spend $4000 over the first year, you'll be able to use 1.5 x 4000 + 30,000 = 36,000 points = $300 value.
Mar 21, 2017, 2:37 pm
#3845
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Anyways, I thought your issues were because you had some 'notoriety' flag on your credit bureau files.
Mar 21, 2017, 7:13 pm
#3846
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,121
My guess is that realize they lose money on churners, so they're taking steps to reduce that customer base.
Mar 22, 2017, 7:26 am
#3847
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Thanks to the $21,000 fraud on a CIBC biz card well over 10 years ago.But I did answer all the credit bureau questions correctly, they just like to give me a hard time. The last time I called they accused me of credit seeking on a 3rd Alaska card. As you know I got the card and an apology letter a few weeks later.
PC recently gave me 10k on their MC I only use for Loblaws. It's probably the 6card apps in the last 4 months giving their system indigestion.
Mar 23, 2017, 1:23 pm
#3848
Suspended
Join Date: Oct 2009
Location: Kan@da
Programs: Anything with sweet spots
Posts: 1,790
Question regarding the RBC British Airways Visa: How long does it take for Avios points earned in a billing cycle (and showing in the statement) to be deposited in the Avios account ?
DP: I got an RBC British Airways card and completed the $9K spend in the first billing cycle. the statement shows that I earned the 50K promo points plus the Avios spend from spend
DP: I got an RBC British Airways card and completed the $9K spend in the first billing cycle. the statement shows that I earned the 50K promo points plus the Avios spend from spend
Mar 23, 2017, 6:02 pm
#3849
Suspended
Join Date: Jan 2011
Location: YYJ
Posts: 2,230
Question regarding the RBC British Airways Visa: How long does it take for Avios points earned in a billing cycle (and showing in the statement) to be deposited in the Avios account ?
DP: I got an RBC British Airways card and completed the $9K spend in the first billing cycle. the statement shows that I earned the 50K promo points plus the Avios spend from spend
DP: I got an RBC British Airways card and completed the $9K spend in the first billing cycle. the statement shows that I earned the 50K promo points plus the Avios spend from spend
Mar 24, 2017, 8:39 am
#3850
Join Date: Dec 2003
Location: Clearwater, FL
Posts: 1,006
Best Costco Mastercard?
Am an American who lives in Ontario part-time; what is best Mastercard to get to use at Canadian Costco stores? I would like to get one that provides frequent flyer miles if possible. I have a Visa for the US Costco shopping.
Mar 24, 2017, 10:10 am
#3852
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,532
US Costco cash cards and US MasterCards work perfectly fine in Canada. Unless you have Canadian income, you'll need to exchange money to pay the bill anyways, which has its own costs.
Mar 24, 2017, 5:11 pm
#3853
Join Date: Nov 2014
Location: Somewhere
Posts: 1,178
If you can apply for credit, may I suggest the Alaska MBNA card. See wiki above. You get 1 mile per C$1.