is bb/vr worth doing in my case?

troyhouse · Dec 24, 12, 4:36 pm

i have been following bb and vr for some time now, and i am not sure whether it is worth in my case or not.

i have amex prg, platinum and delta cards. if i primarily fund vr using prg, i will get around 5k amex points for 40$. if i have to start including platinum and delta skymiles then i will need more bb accounts.

so i was not sure whether it is even worth doing if i dont get 5x like ink cards.

what do you guys think?

sk8uno · Dec 24, 12, 4:40 pm

Quote:

Originally Posted by troyhouse

i have been following bb and vr for some time now, and i am not sure whether it is worth in my case or not.

i have amex prg, platinum and delta cards. if i primarily fund vr using prg, i will get around 5k amex points for 40$. if i have to start including platinum and delta skymiles then i will need more bb accounts.

so i was not sure whether it is even worth doing if i dont get 5x like ink cards.

what do you guys think?

if paying $0.008/point sounds like a good deal to you, then you should do it. if it does not sound like a good deal to you, then you should not.

particlemn · Dec 24, 12, 4:45 pm

if you are close to meeting the 30k annual spend to get the bonus 15K pts then i would do it on the prg card, also if you can find a gas station that will take it to buy the vr's then you can get 2 X and it might get better.
i would set up the bb account anyways in case the vr's get rolled out to supermarkets, this may be an easy way to get 2X on the prg card

MkMooney · Dec 24, 12, 4:47 pm

Quote:

Originally Posted by sk8uno

if paying $0.008/point sounds like a good deal to you, then you should do it. if it does not sound like a good deal to you, then you should not.

Although .008 for MR points is a good deal in anyone's book, you have to also factor in the value he gets out of them and hassle/time involved.

For example if he redeems them for domestic coach and can only buy $500 at a time, it might not be such a great deal.

MkMooney · Dec 24, 12, 4:52 pm

Quote:

Originally Posted by troyhouse

i have been following bb and vr for some time now, and i am not sure whether it is worth in my case or not.

i have amex prg, platinum and delta cards. if i primarily fund vr using prg, i will get around 5k amex points for 40$. if i have to start including platinum and delta skymiles then i will need more bb accounts.

so i was not sure whether it is even worth doing if i dont get 5x like ink cards.

what do you guys think?

You officially cannot have more than one account.

troyhouse · Dec 24, 12, 10:07 pm

do you guys know the ratio of dollar to mr ration in case of prg card and spend at cvs? i might continue doing this with prg card.

sk8uno · Dec 24, 12, 10:42 pm

?????

amolkold · Dec 24, 12, 11:05 pm

Quote:

Originally Posted by troyhouse

do you guys know the ratio of dollar to mr ration in case of prg card and spend at cvs? i might continue doing this with prg card.

1x at CVS. If you find VRs at grocery or gas, it'll be 2x.

From Jan 1 to Dec 31, if you hit $30k spending, you'll get 15k bonus points (effectively making it 1.5x at CVS if you do exactly $30k in a calendar year).

troyhouse · Dec 25, 12, 12:33 am

thanks amol. i might do that starting next year for prg. 45k points will be very handy.

amolkold · Dec 25, 12, 1:53 am

Quote:

Originally Posted by troyhouse

i might do that starting next year for prg. 45k points will be very handy.

If you are in striking distance of $30K for this year, a CVS run might turn fruitful.

If you can do it at a gas or grocery store, $30K would turn up as 75K MR points. I would obviously spread that spend around to avoid an FR, but the 2x and 15K bonus can be worth it.