Last edit by: TravelinSperry
All offers are expired/dead as of March 31, 2017
AA: https://scs.fidelity.com/other/offer...shtml?MSC=AA01
United: https://scs.fidelity.com/other/offer...shtml?MSC=UA01
Delta: https://scs.fidelity.com/other/offer...on_delta.shtml
Update as of May 21, 2014 - in recent weeks some people have reported being told that they are no longer eligible for this offer, in spite of meeting the previous terms and conditions. Some Fidelity representatives are saying that these offers are targeted. Note the bold words in the the terms and conditions below - "Other terms and conditions may apply."
The funds or securities must stay in the account for 9 months
The offer may be repeated every 365 days if the terms were met (rolling 12 months)
The funds may not already be in a Fidelity account, but must be sourced from elsewhere
If you are moving funds or securities out of Fidelity, with intent to move it back to claim this bonus, members have recommended to keep the funds/securities out for at least 3 months to avoid risk of losing eligibility for the deposit. Some have been told unofficially by advisers 30 days. YMMV.
Members who have pulled funds/deposits out within 9 months have reported they were allowed to keep the miles, but were banned for life from being able to repeat the offer.
Added September 26, 2016:
Any withdrawals from the account during the qualification period will count against the total deposited. This includes dividends upon you may dependent to live. So be sure to transfer assets whose value covers the minimum you need plus any you might withdraw during those 60 days.
It is strongly suggested you register for the offer you want by calling Fidelity's Promotion Department at (800)544-5315, as the online registration has been flaky in the past. Also, if you have high net worth, a "High Net Worth supervisor" may be able to help - simply call the Premium Services number on your account statement to find someone who has the power to do most anything. Get the name and phone number of the person you spoke with and ask him or her to note in your account that you have been approved, and by whom. Then, if after you transfer assets you get an email saying you are not eligible for the offer for which you registered (yes, this has happened), call the rep again, asking to read the notes on your account. You will probably be told that the email was automated and was sent in error and that they will hand babysit the funding and resultant miles.
If the registration page tells you are not eligible because you have had the offer before, call one of the above numbers. You are eligible after on year. That year probably starts counting when the miles are awarded, not when you register or when you add assets.
Trusts require extra caution on their part. Sometimes they require that you give them a lot of paperwork for trusts. If you have a local Fidelity office, just bring in everything required and they will copy and mail it for you. Easy. Otherwise, just mail it in. If upon trying to register online you are informed that your Revocable Living Trust account is not eligible, well, just call one of the above numbers, because it is eligible. They just have to verify a few things and then override the system. They want to know that you are the only trustee and the only beneficiary.
From the Terms and Conditions page:
Promotional Offer Rules:
This promotional offer is only available to new or existing Fidelity brokerage account customers opening or depositing net new assets into a joint or individual nonretirement Fidelity Account®. Net new assets are defined as an individual’s external new money in minus money out, including distributions and transfers.
This offer expires September 30, 2014, and is not transferable or valid in conjunction with any other Fidelity promotional offer. Fidelity Investments reserves the right to modify, change, or alter the terms and conditions of the promotional offer in its sole discretion at any time. Fidelity Investments may terminate this promotional offer at any time. Other terms and conditions may apply.
Promotional offers are limited to one per individual per rolling 12 months.
The promotion is not available for business accounts; trust accounts; mutual fund only accounts; retirement accounts, including, among others, Fidelity IRA, Roth IRA, SEP, and SIMPLE accounts; 401(k) and 403(b) workplace retirement plans; fiduciary accounts (including custodial accounts, estate accounts); 529 college savings plan accounts (i.e. college investment trust accounts); Fidelity accounts managed by Strategic Advisers, Inc. (for example, Portfolio Advisory Services); Institutional Wealth Services (IWS) clients; clients of registered investment advisors working with Fidelity Investments; annuities; and Stock Plan Services accounts. Offer is not valid for non-U.S. residents; persons affiliated with FINRA, a securities exchange or its members; employees of Fidelity, its affiliates, and members of their immediate families and households; or the media.
Certain states and local jurisdictions have laws that limit or restrict public employees from accepting items of value from vendors such as Fidelity that provide services to public institutions. Some public entities such as governments, state universities, health care organizations, etc., also have internal policies that may contain similar restrictions. If you are a public official or employee, you should determine if one of these laws or internal policies applies to you. By accepting this incentive, we assume that you are in compliance with your jurisdiction's laws and institution's internal policies.
Transferred assets will be valued, for the purposes of determining eligibility for this promotional offer, at the close of business Eastern time on the business day or next business day, if on a weekend day or holiday, following receipt by Fidelity Investments of the assets into the account that is eligible for the promotional offer. Funding must come from an external, non-Fidelity source via any standard monetary transfer method (a standard Transfer of Assets form, check, electronic funds transfer, ADM deposit, etc.). Please allow eight weeks from the funding of the eligible account, with the qualifying dollar amount of assets, for American Airlines AAdvantage® miles to be posted to your AAdvantage® account. Your Fidelity Account® must remain open with the qualifying funding for six months from the date that the qualifying assets are first received in the eligible account.
New accounts must be opened within 30 days of registering for the offer. Additional deposits to the eligible Fidelity account may earn you a higher mileage award provided the result is that the cumulative assets meet or exceed the next eligibility tier (up to a maximum of 50,000 AAdvantage® miles). For new accounts, initial and subsequent deposits must be made within 60 days of Fidelity account opening. For new money deposited into existing accounts, all deposits must be made within 60 days of registering for the offer.
AA: https://scs.fidelity.com/other/offer...shtml?MSC=AA01
United: https://scs.fidelity.com/other/offer...shtml?MSC=UA01
Delta: https://scs.fidelity.com/other/offer...on_delta.shtml
Update as of May 21, 2014 - in recent weeks some people have reported being told that they are no longer eligible for this offer, in spite of meeting the previous terms and conditions. Some Fidelity representatives are saying that these offers are targeted. Note the bold words in the the terms and conditions below - "Other terms and conditions may apply."
The funds or securities must stay in the account for 9 months
The offer may be repeated every 365 days if the terms were met (rolling 12 months)
The funds may not already be in a Fidelity account, but must be sourced from elsewhere
If you are moving funds or securities out of Fidelity, with intent to move it back to claim this bonus, members have recommended to keep the funds/securities out for at least 3 months to avoid risk of losing eligibility for the deposit. Some have been told unofficially by advisers 30 days. YMMV.
Members who have pulled funds/deposits out within 9 months have reported they were allowed to keep the miles, but were banned for life from being able to repeat the offer.
Added September 26, 2016:
Any withdrawals from the account during the qualification period will count against the total deposited. This includes dividends upon you may dependent to live. So be sure to transfer assets whose value covers the minimum you need plus any you might withdraw during those 60 days.
It is strongly suggested you register for the offer you want by calling Fidelity's Promotion Department at (800)544-5315, as the online registration has been flaky in the past. Also, if you have high net worth, a "High Net Worth supervisor" may be able to help - simply call the Premium Services number on your account statement to find someone who has the power to do most anything. Get the name and phone number of the person you spoke with and ask him or her to note in your account that you have been approved, and by whom. Then, if after you transfer assets you get an email saying you are not eligible for the offer for which you registered (yes, this has happened), call the rep again, asking to read the notes on your account. You will probably be told that the email was automated and was sent in error and that they will hand babysit the funding and resultant miles.
If the registration page tells you are not eligible because you have had the offer before, call one of the above numbers. You are eligible after on year. That year probably starts counting when the miles are awarded, not when you register or when you add assets.
Trusts require extra caution on their part. Sometimes they require that you give them a lot of paperwork for trusts. If you have a local Fidelity office, just bring in everything required and they will copy and mail it for you. Easy. Otherwise, just mail it in. If upon trying to register online you are informed that your Revocable Living Trust account is not eligible, well, just call one of the above numbers, because it is eligible. They just have to verify a few things and then override the system. They want to know that you are the only trustee and the only beneficiary.
From the Terms and Conditions page:
Promotional Offer Rules:
This promotional offer is only available to new or existing Fidelity brokerage account customers opening or depositing net new assets into a joint or individual nonretirement Fidelity Account®. Net new assets are defined as an individual’s external new money in minus money out, including distributions and transfers.
This offer expires September 30, 2014, and is not transferable or valid in conjunction with any other Fidelity promotional offer. Fidelity Investments reserves the right to modify, change, or alter the terms and conditions of the promotional offer in its sole discretion at any time. Fidelity Investments may terminate this promotional offer at any time. Other terms and conditions may apply.
Promotional offers are limited to one per individual per rolling 12 months.
The promotion is not available for business accounts; trust accounts; mutual fund only accounts; retirement accounts, including, among others, Fidelity IRA, Roth IRA, SEP, and SIMPLE accounts; 401(k) and 403(b) workplace retirement plans; fiduciary accounts (including custodial accounts, estate accounts); 529 college savings plan accounts (i.e. college investment trust accounts); Fidelity accounts managed by Strategic Advisers, Inc. (for example, Portfolio Advisory Services); Institutional Wealth Services (IWS) clients; clients of registered investment advisors working with Fidelity Investments; annuities; and Stock Plan Services accounts. Offer is not valid for non-U.S. residents; persons affiliated with FINRA, a securities exchange or its members; employees of Fidelity, its affiliates, and members of their immediate families and households; or the media.
Certain states and local jurisdictions have laws that limit or restrict public employees from accepting items of value from vendors such as Fidelity that provide services to public institutions. Some public entities such as governments, state universities, health care organizations, etc., also have internal policies that may contain similar restrictions. If you are a public official or employee, you should determine if one of these laws or internal policies applies to you. By accepting this incentive, we assume that you are in compliance with your jurisdiction's laws and institution's internal policies.
Transferred assets will be valued, for the purposes of determining eligibility for this promotional offer, at the close of business Eastern time on the business day or next business day, if on a weekend day or holiday, following receipt by Fidelity Investments of the assets into the account that is eligible for the promotional offer. Funding must come from an external, non-Fidelity source via any standard monetary transfer method (a standard Transfer of Assets form, check, electronic funds transfer, ADM deposit, etc.). Please allow eight weeks from the funding of the eligible account, with the qualifying dollar amount of assets, for American Airlines AAdvantage® miles to be posted to your AAdvantage® account. Your Fidelity Account® must remain open with the qualifying funding for six months from the date that the qualifying assets are first received in the eligible account.
New accounts must be opened within 30 days of registering for the offer. Additional deposits to the eligible Fidelity account may earn you a higher mileage award provided the result is that the cumulative assets meet or exceed the next eligibility tier (up to a maximum of 50,000 AAdvantage® miles). For new accounts, initial and subsequent deposits must be made within 60 days of Fidelity account opening. For new money deposited into existing accounts, all deposits must be made within 60 days of registering for the offer.
Fidelity Bonus offers for airline miles & hotel points [EXPIRED March 31, 2017]
#2296
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
For those of you buying these CD's for the first time, the listed rate is on an annual basis; so a 6 month rate listed at 0.6% will earn you 0.3% over the 6 months. I just bought a 9 month one for her new account which should work out perfectly in time to withdraw the funds after the 9 month lock-in.
#2297
FlyerTalk Evangelist, Ambassador: World of Hyatt
Join Date: Jul 2001
Location: NJ
Programs: Hyatt Globalist, Fairmont Lifetime Plat, UA Silver, dirt elsewhere
Posts: 46,919
I'm trying a different approach for when my 12 months are up and I re-do it. I've transferred the last depost out and I'm going to transfer more money out so that when do the transfer that has to sit for 9 months, most of it was there and is just going back in.
#2298
Community Director Emerita
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,747
#2299
Join Date: Mar 2011
Programs: SPG Gold, AA Gold
Posts: 356
tdAmeritrade offers various levels of bonuses for moving money in. For example, $100K gets a $300 bonus. The bonus is given immediately. I've no idea if there is a specific length of time the money needs to remain to avoid clawback.
#2300
Join Date: Mar 2011
Programs: SPG Gold, AA Gold
Posts: 356
Rates are available online under the "research" tab. You have to be logged in to see them all.
#2301
FlyerTalk Evangelist, Ambassador: World of Hyatt
Join Date: Jul 2001
Location: NJ
Programs: Hyatt Globalist, Fairmont Lifetime Plat, UA Silver, dirt elsewhere
Posts: 46,919
tdAmeritrade offers various levels of bonuses for moving money in. For example, $100K gets a $300 bonus. The bonus is given immediately. I've no idea if there is a specific length of time the money needs to remain to avoid clawback.
#2302
Join Date: Aug 2015
Posts: 138
Per another poster that the names need to match. So the name on the FIDO account needs to match the AAdvantage? It couldn't be that the family members wants the miles to go into a family member's account?
#2303
Join Date: Jan 2008
Location: Boston
Programs: Marriott Lifetime Platinum, AA 1MM Lifetime Gold, JetBlue Mosaic (sometimes)
Posts: 138
Anyone have experience in transferring part of their Fidelity deposit into a Fidelity retirement account? There would be no withdrawal from Fidelity but there would be a removal of cash from the specific account. I am especially interested in hearing from someone that made a large transfer (note that self-employed individuals can have Fidelity retirement plans such as SEPs, self-employed 401k, etc. in certain cases that allow funding of up to ~$50k/yr) in a prior year and wasn't blacklisted from using the program again in a future year.
Fidelity should be happy with this since the money stays with them, and is more likely to stay with them permanently as it would normally be prohibitively expensive tax wise to try to recycle that money back into a new non-retirement fidelity deposit for points in a future year.
For perspective, I am a very long-time fidelity customer that keeps enough money with them outside of this churning activity to ensure they aren't loosing too much with me overall. Though I have availed myself of this bonus quite a few times.
The other thing I am looking for is the nearest thing possible to the internet bank risk-free ~1% yields but that can be held within a Fidelity account. The closest I can find is buying a 9 month FDIC insured CD for 75bps. Sometimes I put some of it in a short-term bond fund which has a small amount of risk (the ones I look at would lose about 3% of the principal for every 1% rise in short-term interest rates and maybe half the portfolio is non-AAA paper) but gooses the yield up to ~1.5%. Alternatively, I could play the game with funds that are allocated for at risk investing and do in-kind transfers in and out, but that would be more of a headache for me administratively, largely since I would then need a second broker to deal with instead of just parking money at internet banks while waiting to re-cycle.
Fidelity should be happy with this since the money stays with them, and is more likely to stay with them permanently as it would normally be prohibitively expensive tax wise to try to recycle that money back into a new non-retirement fidelity deposit for points in a future year.
For perspective, I am a very long-time fidelity customer that keeps enough money with them outside of this churning activity to ensure they aren't loosing too much with me overall. Though I have availed myself of this bonus quite a few times.
The other thing I am looking for is the nearest thing possible to the internet bank risk-free ~1% yields but that can be held within a Fidelity account. The closest I can find is buying a 9 month FDIC insured CD for 75bps. Sometimes I put some of it in a short-term bond fund which has a small amount of risk (the ones I look at would lose about 3% of the principal for every 1% rise in short-term interest rates and maybe half the portfolio is non-AAA paper) but gooses the yield up to ~1.5%. Alternatively, I could play the game with funds that are allocated for at risk investing and do in-kind transfers in and out, but that would be more of a headache for me administratively, largely since I would then need a second broker to deal with instead of just parking money at internet banks while waiting to re-cycle.
#2304
Original Member
Join Date: May 1998
Posts: 2,505
Over the last few days I learned quite a bit of useful information about getting the up to 50,000 miles bonuses for adding funds to an existing Fidelity brokerage account. To the wiki I added a warning about withdrawing anything from the account, even dividends, during the 60 day qualification period. I added useful phone numbers and a strong recommendation that you use them to register for the promotion. And I added essential info if you account is in a Revocable Living Trust
#2306
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Benicia, California, USA
Programs: AA PLT,AS,UA PP,J6,FB,EY,LH,SQ,HH Dmd,Hyatt Glbl,Marriott Plat,IHG Plat,Accor Gold
Posts: 10,820
Over the last few days I learned quite a bit of useful information about getting the up to 50,000 miles bonuses for adding funds to an existing Fidelity brokerage account. To the wiki I added a warning about withdrawing anything from the account, even dividends, during the 60 day qualification period. I added useful phone numbers and a strong recommendation that you use them to register for the promotion. And I added essential info if you account is in a Revocable Living Trust
#2307
FlyerTalk Evangelist, Ambassador: World of Hyatt
Join Date: Jul 2001
Location: NJ
Programs: Hyatt Globalist, Fairmont Lifetime Plat, UA Silver, dirt elsewhere
Posts: 46,919
Over the last few days I learned quite a bit of useful information about getting the up to 50,000 miles bonuses for adding funds to an existing Fidelity brokerage account. To the wiki I added a warning about withdrawing anything from the account, even dividends, during the 60 day qualification period. I added useful phone numbers and a strong recommendation that you use them to register for the promotion. And I added essential info if you account is in a Revocable Living Trust
#2309
Join Date: Feb 2013
Location: Miami, FL
Programs: UA 1MM, AA Plat, Marriott LT Titanium, Hyatt Glob, IHG ♢ Amb, Hilton ♢, Hertz Pres
Posts: 6,017
I can confirm United is live and working well. 50k deposited rather quickly imo. Also unlike previous poster I did not call. All done online and it worked just fine.
#2310
Original Member
Join Date: May 1998
Posts: 2,505