[Expired] 50K AmEx MR for Additional Cardholders
Aug 10, 2011, 12:27 am
#16
Join Date: Sep 2010
Posts: 188
I thought CC companies do hard pull when you add authorized user and give them SSN? Someone correct me if I am wrong
Aug 10, 2011, 12:29 am
#17
Suspended
Join Date: Nov 2009
Posts: 79
Aug 10, 2011, 12:41 am
#18
Join Date: Jul 2011
Location: North America
Posts: 2,265
For those who were wondering, I will highly advise against giving a false SSN to Amex to gain MR points. They will verify. What you can try is not give a SSN at all - I doubt MR will know whether the SSN is on-file and even if they do, if you get a nice MR rep (whose willing to notate the offer on your untargeted account any way), they won't care as long as you've met the first purchase requirement.
Aug 10, 2011, 12:55 am
#19
Join Date: Jun 2011
Location: San Jose, CA
Programs: DL DM, HH Gold, SPG Gold, Hyatt Plat
Posts: 2,874
I would assume they would want SS# and DOB to verify identity, and do a soft pull. Don't authorized users build credit off that card, i.e. parents putting their kids on as authorized users?
I'm thinking about adding both my parents as authorized users, and just never giving them the cards. I can make a few online purchases with the cards to satisfy the spend.
Great find though. AMEX is really handing out the points.
I'm thinking about adding both my parents as authorized users, and just never giving them the cards. I can make a few online purchases with the cards to satisfy the spend.
Great find though. AMEX is really handing out the points.
Last edited by roknroll; Aug 10, 2011 at 1:03 am
Aug 10, 2011, 5:23 am
#21
Join Date: Nov 2009
Posts: 774
I would recommend using real people/real SSN. I have tried various ways around it, some work some dont, but I think there is a new law that has been passed that now requires SSN/DOB for authorized users (which is different then the past)
Aug 10, 2011, 5:48 am
#22
Join Date: Dec 2008
Posts: 3,029
What if I want an add-on card for someone who doesn't live in the US and doesn't have a SSN? It's a valid use case and I don't see on what grounds Amex should deny it considering it is still my credit and not theirs. I've heard the if you fill out the online form you can just put in zeros for the SSN. Also, other banks like Chase don't ask for a SSN for the add-on.
Aug 10, 2011, 6:08 am
#23
Join Date: Aug 2005
Programs: co,skymiles hilton a.a usair
Posts: 290
What if I want an add-on card for someone who doesn't live in the US and doesn't have a SSN? It's a valid use case and I don't see on what grounds Amex should deny it considering it is still my credit and not theirs. I've heard the if you fill out the online form you can just put in zeros for the SSN. Also, other banks like Chase don't ask for a SSN for the add-on.
Aug 10, 2011, 6:23 am
#24
Join Date: Apr 2011
Location: Washington DC
Programs: Hyatt Diamond, HHonors Diamond; AA: Exec Plat
Posts: 80
Has anyone tried this using the Platinum card? Last I saw it was $175 per additional cardholder so just getting in at $45 would be steal (points would be an obvious bonus).
Aug 10, 2011, 6:54 am
#25
Original Poster
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,534
I second that firmly from experience. I once gave AmEx a slightly wrong SSN by mistake for an AU and the card was never issued and they phoned to correct the SSN.
Unlike some other banks AmEx verifies SSN's.
Aug 10, 2011, 7:05 am
#27
Join Date: Apr 2011
Location: Washington DC
Programs: Hyatt Diamond, HHonors Diamond; AA: Exec Plat
Posts: 80
Just called the Platinum line and was told that you can't get Platinum cards added for that low cost (still $175 for up to 3), but that you can get up to 5 Gold cards added under a Platinum account for $45. May be worth it to some people.