Last edit by: ed765
This is the thread for 2017. The previous discussion can be found here.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Successful Credit Cards Used (Posted as Purchase)
Amex Blue Business Plus
Amex Open SPG Business
AMEX SPG (non-business)
AMEX Delta business
AMEX business platinum and business gold (Canadian)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Barclaycard Arrival World MC
Chase Ink Cash Visa
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred (should give 2x, similar to CSR -- probably expired as of 6/5/17)
Chase Sapphire Reserve (3x, coded as travel -- this appears to have expired as of 6/5/17)
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category, misc. government services)
Citi AA Platinum MC
FIA Fidelity Mastercard
US Bank Altitude Reserve Visa
Successful Payees:
AAA (Socal, Santa Ana) insurance: Electronic payment: Processed 5/21 (Sunday), Complete 5/23, Arrived-Posted 5/26
ACS: took about 2 weeks to post
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check): 2 week turnaround
Citi Mortgage: Electronic - less than 1 week turnaround as of May 2017
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax & GST/HST remittances
Firstmark Services (student loan, electronically remitted)
Fidelity Bank (Mortgage) https://www.fidelitybank.com/ks/Home.aspx
Flagstar Bank (Mortgage), electronic payment, posts in 2-3 days.
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
NA Shade & Associates LLC
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
Nationstar Mortgage, electionic payment, post in 2-3 days.
New York Community Bank (NYCB) Mortgage: check mailed by Plastiq 4/27, posted 5/1.
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
PennyMac Mortgage: 1-1.5wk turnaround
TCF Mortgage: 1.5 week turnaround
TD Bank Mortgage (EFT)
Wawanesa USA Insurance
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Restrictions
New VISA payments are not being accepted for mortgages.
Plastiq for rent, tuition, utilities, etc.(2017)
#436
Join Date: Sep 2012
Posts: 4,431
My mortgage payment (sent via check to a large lender) just posted on my CSR and I didn't get 3x. I have it set as a recurring payment since the last promotion (make 6 recurring payments get fees waived for the first), but it looks like it doesn't make sense now.
Has someone already cancelled? Will Plastiq charge the waived fee of the first payment retroactively?
Has someone already cancelled? Will Plastiq charge the waived fee of the first payment retroactively?
#437
Join Date: Dec 2009
Location: RDU
Posts: 1,378
It appears Plastiq will still accept visa for my lender as of today (6/22/17)...
Another one bites the dust http://milestomemories.boardingarea....-visa-blocked/
@sdsearch, I'm with you. I use plastiq only to meet Minimum Required Spend if I think I may not meet MRS with organic spend.
Am I likely to be good going forward with the two future scheduled payments? Or at least for the mortgage payment for which a check was cut today?
Guess what I'm asking is this: if I get past the outright "no Visa for mortgages" block (as another posted experienced when trying to make a payment), should I expect this to code as a cash advance? I believe my lender showed up as Rent / Real Estate today when it processed--I mean on one of the Plastiq screens.
#438
Join Date: Dec 2004
Posts: 7,888
If you haven't already, set your cash advance limit to $0 or the lowest they will allow.
#439
Join Date: Dec 2009
Location: RDU
Posts: 1,378
Thanks! They can only lower it to $20 and that's going to take 24 to 48 hours to process. What they were able to do immediately is lower my credit line such that 20% of that value was less than the mortgage payment itself. Evidently that's how your cash advance limit is calculated--at 20% of your credit line. At least that's what I was told by a CSR. We'll see what happens.
#440
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,668
#441
Join Date: Nov 2014
Location: USA
Posts: 1,084
Will changing cards befor six payments are up trigger a cancelation? Basically switch to a non-ATT card after July 22
#442
Join Date: Dec 2009
Location: RDU
Posts: 1,378
Success!
Thanks! They can only lower it to $20 and that's going to take 24 to 48 hours to process. What they were able to do immediately is lower my credit line such that 20% of that value was less than the mortgage payment itself. Evidently that's how your cash advance limit is calculated--at 20% of your credit line. At least that's what I was told by a CSR. We'll see what happens.
Get 'ems while the gettin's good. :-) I may prepay another mortgage payment.
#443
Join Date: Dec 2004
Posts: 7,888
The Plastiq mortgage transaction I made with my Fairmont Visa just posted as a non-cash item. The transaction details helpfully showed me how many Fairmont reward points I received. So, Visa for mortgages on Plastiq may live; at least for some lenders, for some time, and if you set your cash advance to $20 (as low as they allowed me); or at least less than the amount of your Plastiq payment.
Get 'ems while the gettin's good. :-) I may prepay another mortgage payment.
Get 'ems while the gettin's good. :-) I may prepay another mortgage payment.
Is that the case? If so, even Amex SPG earns points, among others. It's only Visa that is having a fit.
#444
Join Date: Jul 2013
Location: Bay Area, CA
Programs: Hyatt Diamond, HH Diamond
Posts: 132
DP for people I was successful in using my CSR to pay my mortgage. Not sure if all Visas are blocked for mortgages.
#447
Join Date: Jan 2014
Posts: 148
has anyone had issues with using amex gc?
i've used them previously to pay bills and everything worked fine, trying to add a card today and i get an error that the card could not be validated?
i check on amex site and i see that it has $$ available on it, it's something on the plastic?
i've used them previously to pay bills and everything worked fine, trying to add a card today and i get an error that the card could not be validated?
i check on amex site and i see that it has $$ available on it, it's something on the plastic?
#449
Join Date: Nov 2014
Location: USA
Posts: 1,084
Has anyone successfully charged a higher mortgage /rent payment than their $1500 chase CL?