Apr 6, 2017, 2:38 pm
Last edit by: ChrisFlyer66
This is the thread for 2017. The 2018 discussion can be found here.
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
2017 Shutdown Thread
Jun 24, 2017, 7:38 pm
#302
Join Date: Apr 2011
Location: Colorado
Programs: Alaska, Shell VC, Wyndham VC, Starwood, RCI, II--I bought it on eBay!
Posts: 159
Jun 24, 2017, 10:35 pm
#303
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Jun 24, 2017, 10:59 pm
#304
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
$100k / month is pocket change, in the glory days of WF 5x the target was $300-400k+ .... that became a half-time job.
Jun 25, 2017, 4:09 am
#305
Join Date: Jan 2017
Posts: 126
Guilt is a heavy burden to bear, (even when the Guilty Feeling Person isn't guilty of any crime.
Honesty with financial institutions is a sound policy.
Banks don't have the first clue what MS* looks like, (but they know what ML looks like, and they'll always default to CYA).
Jun 25, 2017, 9:23 am
#306
Join Date: Jan 2012
Posts: 26
Here's that thread. I haven't read recent comments though so not sure if there's a clear pattern, like how far back is Chase going for recently open Chase cards and what kind of overall (across all banks) numbers of recent new accounts & inquiries seems to get people shut down.
Jun 25, 2017, 11:18 am
#307
Join Date: Apr 2017
Posts: 284
Its also a function of how much income you have and what the opportunity cost is. For some, if they don't MS insane amounts, there is no way they could travel well and treat themselves. For others with high incomes, they can still afford the great trips and biz class accommodations, so all the time really isn't worth it.
Jun 25, 2017, 11:33 am
#308
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
True, in the days of the coin you could do $75k a day using credit cards and in the day of the Grand Slam you could earn one million points a day holding 10 bingo cards.
"Where now the coins and Grand Slammers?
Where is the tooting of horns that was blowing?
Where is Mr. Pickles and the Thai Rice Farmers, and all the miles flowing?
Where is the hand on the purse string, and the Red Birds crowing?
Where is the spring and the harvest and the all the points growing?
They have passed like rain on the mountain, like a wind in the meadow;
The days have gone down in the West behind the hills into shadow.
Who shall gather the smoke of the dead deals burning,
Or behold the flowing fears from the Sea drying?"
"Where now the coins and Grand Slammers?
Where is the tooting of horns that was blowing?
Where is Mr. Pickles and the Thai Rice Farmers, and all the miles flowing?
Where is the hand on the purse string, and the Red Birds crowing?
Where is the spring and the harvest and the all the points growing?
They have passed like rain on the mountain, like a wind in the meadow;
The days have gone down in the West behind the hills into shadow.
Who shall gather the smoke of the dead deals burning,
Or behold the flowing fears from the Sea drying?"
Jun 26, 2017, 7:25 am
#309
Join Date: Mar 2015
Location: Cincinnati
Programs: AA, Hyatt
Posts: 371
sorry for everyone to be upset by me not posting the info.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y) Chase. Slate (4k) and CFU (35k)
2. Length of account before closure and CL? 2 years
3. Volume of ms per month and how many months? 30-35k each month for the last 24 months.
4. Cycle CL? No
5. Did you BP using both options? No. Just initiating billpay through Chase.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y) Chase. Slate (4k) and CFU (35k)
2. Length of account before closure and CL? 2 years
3. Volume of ms per month and how many months? 30-35k each month for the last 24 months.
4. Cycle CL? No
5. Did you BP using both options? No. Just initiating billpay through Chase.
Jun 28, 2017, 3:16 pm
#311
Join Date: Jan 2013
Posts: 340
My huntington checking account was closed. Do anyone know if this is a blacklist? Could I reopen it in the future? How long?
Jun 29, 2017, 5:15 am
#313
Join Date: Aug 2011
Posts: 404
Citizen$ shut me down......used to deposit about 20k/mo for about 2 years but then had a better option for a long while and when i turned back to them they canned me after about 2 months. Not so much as a phone call. I thought they were pretty solid up to this point.
Jun 29, 2017, 3:23 pm
#315
Join Date: Feb 2015
Posts: 910
What kind of volumes of MOs deposits were you guys doing on Hunt & Citiz and for how long? Biz or personal checking?
