Apr 6, 2017, 2:38 pm
Last edit by: ChrisFlyer66
This is the thread for 2017. The 2018 discussion can be found here.
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Average monthly account balance checking and savings?
4. Volume of ms per month and how many months?
5. Cycle CL?
6. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
7. Did you spell out the bank's full name in an internet forum?
2017 Shutdown Thread
Jun 22, 2017, 11:30 am
#287
Join Date: Mar 2015
Location: Cincinnati
Programs: AA, Hyatt
Posts: 371
not in the last 7 months. Only was doing 30k out of 35k ms (three trips to simon) with regular spend in there as well for the month.
Jun 22, 2017, 7:44 pm
#290
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,674
Jun 23, 2017, 1:40 am
#291
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
Jun 23, 2017, 6:59 am
#292
Join Date: Mar 2015
Location: Cincinnati
Programs: AA, Hyatt
Posts: 371
no, it was just chilling there not being used.
Jun 23, 2017, 2:24 pm
#294
Join Date: Feb 2015
Posts: 910
Jun 23, 2017, 4:12 pm
#295
Join Date: Dec 2009
Location: EWN/OAJ/RDU/ILM (Formerly BTV)
Programs: HH D i a m o n d !!!
Posts: 356
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Volume of ms per month and how many months?
4. Cycle CL?
5. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
Jun 23, 2017, 5:12 pm
#296
Join Date: Sep 2014
Location: NYC
Posts: 498
When reporting/posting here please give as many details as you can or you will be asked for it anyways. Copy and paste the text below and alter as needed.
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Volume of ms per month and how many months?
4. Cycle CL?
5. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
1. SHUTdn by Bank, Credit Card info. (@m3x, chs3 ,c1t1 and brcl@y)
2. Length of account before closure and CL?
3. Volume of ms per month and how many months?
4. Cycle CL?
5. Did you BP using both options?
- BP by issuing bank (@m3x, chs3, c1t1 and brcl@y)
- BP by Vis/MC
Jun 24, 2017, 6:22 am
#297
Join Date: Jul 2016
Location: NY
Posts: 523
Just got shutdown letter from Santander bank. Must close within 30 days. Had personal checking and savings acct for 5 years, depositing $20-$50k in USPS and WM MOs per month, direct deposit of paycheck, paid CCs through direct debit. Carried account balance of $10k - $50k. ACH deposits into Santander from other banks. In NJ.
Got a friendly call from a local branch asking about MO activity. Explained that this was part of my business. They suggested opening a business acct instead. The two weeks later got the shutdown letter from Boston.
Any suggestions for a new bank or CU?
Got a friendly call from a local branch asking about MO activity. Explained that this was part of my business. They suggested opening a business acct instead. The two weeks later got the shutdown letter from Boston.
Any suggestions for a new bank or CU?
Jun 24, 2017, 9:41 am
#298
Join Date: Apr 2011
Location: Colorado
Programs: Alaska, Shell VC, Wyndham VC, Starwood, RCI, II--I bought it on eBay!
Posts: 159
It's kind of important to put the information from the wiki into your posts, so we have an idea of why you were shut down. I notice most people aren't doing that.
Opening an account and hitting MS hard over the first few months would not be a good idea.
Paying your balance constantly during the month to free credit for more purchases is not a good idea.
Having a checking account that is associated with the bank involved with deposits of MO, not a good idea. (We have mostly Chase cards and would never open a checking account with Chase, even with the $500 offer when we log into our credit cards.)
Being abusive to a customer service person when you have a problem with your credit, also not a good idea.
I can think of more, but you get the idea.
Give us info, and we can maybe enlighten you as to why your account was closed.
Opening an account and hitting MS hard over the first few months would not be a good idea.
Paying your balance constantly during the month to free credit for more purchases is not a good idea.
Having a checking account that is associated with the bank involved with deposits of MO, not a good idea. (We have mostly Chase cards and would never open a checking account with Chase, even with the $500 offer when we log into our credit cards.)
Being abusive to a customer service person when you have a problem with your credit, also not a good idea.
I can think of more, but you get the idea.
Give us info, and we can maybe enlighten you as to why your account was closed.
Jun 24, 2017, 9:47 am
#299
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,933
I agree with the above, especially since he had a 5 year relationship there, he should have complied and did what they asked, thanking them along the way.