The 2016 Shutdown Thread
#46
Join Date: Aug 2013
Posts: 369
Citi closed 3/4 cards yesterday. I can understand the shutdown but why let one card stay open?
Maybe they'll close it soon and they want to give me false hope.
Maybe they'll close it soon and they want to give me false hope.
#47
Join Date: Aug 2005
Location: DFW
Posts: 1,244
Best Buy (and possibly other) cards are managed from different units so the shutdowns are handled separately. You might have dodged a bullet or just a timing issue.
#50
Join Date: Aug 2013
Posts: 369
MS for sure. I haven't churned in a long time.
#53
Join Date: Aug 2013
Posts: 208
were you do 1x cl on each card per month or alternating on different months?
#54
Join Date: Aug 2013
Posts: 369
Been a Citi cardholder for 10 years and 2015 was one of the mildest MS years I've had in a long time. I'm 99% positive MS triggered the shutdown, but the timing seems odd.
I'm beginning to wonder if my recent BBVA approval had anything to do with it. They gave me a pretty large CL so maybe Citi didn't like my total revolving credit. That would somewhat explain my surviving account but I can't find any datapoints to support that hunch.
#55
Join Date: Mar 2015
Posts: 283
No not quite. AA plat only loaded buxx for the last 6 months (~10% of CL/month). It's been on the chopping block waiting for a downgrade once it hit its anniversary. Hilton hasn't had much love in the past 7 months because I already hit the 40k for diamond. Hadn't hit DC at all in the past month with the BB shutdowns. Before that I did sporadic MS on the DCs. 0.5x CL some months, some months none at all, 1x CL very infrequently if I had more free time than usual. Total MS never exceeded my reported income. All payments came from 2 CU accounts.
Been a Citi cardholder for 10 years and 2015 was one of the mildest MS years I've had in a long time. I'm 99% positive MS triggered the shutdown, but the timing seems odd.
I'm beginning to wonder if my recent BBVA approval had anything to do with it. They gave me a pretty large CL so maybe Citi didn't like my total revolving credit. That would somewhat explain my surviving account but I can't find any datapoints to support that hunch.
Been a Citi cardholder for 10 years and 2015 was one of the mildest MS years I've had in a long time. I'm 99% positive MS triggered the shutdown, but the timing seems odd.
I'm beginning to wonder if my recent BBVA approval had anything to do with it. They gave me a pretty large CL so maybe Citi didn't like my total revolving credit. That would somewhat explain my surviving account but I can't find any datapoints to support that hunch.
#56
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,731
No not quite. AA plat only loaded buxx for the last 6 months (~10% of CL/month). It's been on the chopping block waiting for a downgrade once it hit its anniversary. Hilton hasn't had much love in the past 7 months because I already hit the 40k for diamond. Hadn't hit DC at all in the past month with the BB shutdowns. Before that I did sporadic MS on the DCs. 0.5x CL some months, some months none at all, 1x CL very infrequently if I had more free time than usual. Total MS never exceeded my reported income. All payments came from 2 CU accounts.
Been a Citi cardholder for 10 years and 2015 was one of the mildest MS years I've had in a long time. I'm 99% positive MS triggered the shutdown, but the timing seems odd.
I'm beginning to wonder if my recent BBVA approval had anything to do with it. They gave me a pretty large CL so maybe Citi didn't like my total revolving credit. That would somewhat explain my surviving account but I can't find any datapoints to support that hunch.
Been a Citi cardholder for 10 years and 2015 was one of the mildest MS years I've had in a long time. I'm 99% positive MS triggered the shutdown, but the timing seems odd.
I'm beginning to wonder if my recent BBVA approval had anything to do with it. They gave me a pretty large CL so maybe Citi didn't like my total revolving credit. That would somewhat explain my surviving account but I can't find any datapoints to support that hunch.
Tend to agree the level of MSing does not seem out of line. There are something else involved.
#57
Join Date: Aug 2013
Posts: 369
No banking relationship with them.
Already answered that. Two CU accounts (nothing else) via ACH pull from my Citi account. I only mention BB because their shutdowns made me prioritize other banks' cc over Citi. Did WM BP back in '13/'14 but with the payees disappearing from the system I haven't done it in forever.
Already answered that. Two CU accounts (nothing else) via ACH pull from my Citi account. I only mention BB because their shutdowns made me prioritize other banks' cc over Citi. Did WM BP back in '13/'14 but with the payees disappearing from the system I haven't done it in forever.
#58
Join Date: Jul 2014
Posts: 42
Chase Bank unilaterally shut down all my credit cards and banking accounts yesterday. I offloaded 743k UR points to Hyatt, United and southwest just now. I think what triggered it was the high volume of staples vgc purchases on my ink cards. I was pushing $5k a month on each card. Fortunately I still have Amex cards and citi cards
#59
Join Date: Feb 2014
Posts: 908
Chase Bank unilaterally shut down all my credit cards and banking accounts yesterday. I offloaded 743k UR points to Hyatt, United and southwest just now. I think what triggered it was the high volume of staples vgc purchases on my ink cards. I was pushing $5k a month on each card. Fortunately I still have Amex cards and citi cards
5k a month at Staples doesn't seem like a large number.
#60
Join Date: May 2014
Programs: AA Platinum, Hyatt Globalist, Hertz President's Circle
Posts: 245
Chase Bank unilaterally shut down all my credit cards and banking accounts yesterday. I offloaded 743k UR points to Hyatt, United and southwest just now. I think what triggered it was the high volume of staples vgc purchases on my ink cards. I was pushing $5k a month on each card. Fortunately I still have Amex cards and citi cards