Jan 6, 2016, 8:17 pm
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
Jan 6, 2016, 9:00 am
#46
Join Date: Oct 2014
Posts: 827
I personally do my absolute best to fully educate myself on any task before I start performing it, with the amount of time spend educating myself proportional to the potential monetary significance of the task.
I definitely read from start to finish both WF threads, and have used search on them multiple times. I've done the same for numerous other threads on these forums, as well as the internet at large. Sure, it's a lot of time to spend, but the rewards speak for themselves.
Jan 6, 2016, 10:48 am
#47
Join Date: Mar 2015
Posts: 333
I have a pre-approved link from myCU to both the WF checking and cc. It seems to take the same amount of time for WF to clear either way. Maybe I am sending money to WF the wrong way (push v pull?)
Jan 6, 2016, 11:47 am
#48
Join Date: Sep 2014
Posts: 1,837
Honest question at the risk of further mind blowing: is it really faster to go myCU>>WFchecking>>WF cc than myCU>>WF cc?
I have a pre-approved link from myCU to both the WF checking and cc. It seems to take the same amount of time for WF to clear either way. Maybe I am sending money to WF the wrong way (push v pull?)
I have a pre-approved link from myCU to both the WF checking and cc. It seems to take the same amount of time for WF to clear either way. Maybe I am sending money to WF the wrong way (push v pull?)
There's only one way to pay from WF Checking to CC. Your WF Checking & CC is using 1 account?
Jan 6, 2016, 5:03 pm
#49
Join Date: Mar 2015
Posts: 333
Option 1: send money from my credit union to WF checking (wait). Then WF checking to credit card (no wait).
Option 2: pay credit card directly from my credit union (wait).
The wait seems the same. How best to speed up getting money to WF checking?
Jan 6, 2016, 5:14 pm
#50
Join Date: Apr 2014
Posts: 68
Sorry I was unclear.
Option 1: send money from my credit union to WF checking (wait). Then WF checking to credit card (no wait).
Option 2: pay credit card directly from my credit union (wait).
The wait seems the same. How best to speed up getting money to WF checking?
Option 1: send money from my credit union to WF checking (wait). Then WF checking to credit card (no wait).
Option 2: pay credit card directly from my credit union (wait).
The wait seems the same. How best to speed up getting money to WF checking?
There's no way to speed up sending money to WF checking unless you want to pay your bank with wire transfer fee which will be almost instant. ACH typically takes 2-3 business days - sometimes faster like next day but it depends on which bank you use to ACH push money to WF checking.
Jan 6, 2016, 5:20 pm
#51
Join Date: Apr 2014
Posts: 68
I can understand this perspective, but it's a poor one to take with MS, or with any part of life in general.
I personally do my absolute best to fully educate myself on any task before I start performing it, with the amount of time spend educating myself proportional to the potential monetary significance of the task.
I definitely read from start to finish both WF threads, and have used search on them multiple times. I've done the same for numerous other threads on these forums, as well as the internet at large. Sure, it's a lot of time to spend, but the rewards speak for themselves.
I personally do my absolute best to fully educate myself on any task before I start performing it, with the amount of time spend educating myself proportional to the potential monetary significance of the task.
I definitely read from start to finish both WF threads, and have used search on them multiple times. I've done the same for numerous other threads on these forums, as well as the internet at large. Sure, it's a lot of time to spend, but the rewards speak for themselves.
I dont mind sharing what I learned in my limited time researching so far. What happen to teamwork? ^
Jan 9, 2016, 2:42 pm
#54
Join Date: Dec 2015
Location: PHL
Posts: 96
Just got my visa signature card in the mail yesterday. Activated and did the following:
Yesterday: 1 drug store 500 followed by 2 grocery 500
Today: 3 grocery 500 followed by 1 drug store 500
No FAs. Think I can start ramping up the spending? Wife has an authorized card and can start doing multiple groceries as well myself. Tomorrow I'm going to be driving by 2 different groceries so I could try 4 and then 4 at another (same chain)
Yesterday: 1 drug store 500 followed by 2 grocery 500
Today: 3 grocery 500 followed by 1 drug store 500
No FAs. Think I can start ramping up the spending? Wife has an authorized card and can start doing multiple groceries as well myself. Tomorrow I'm going to be driving by 2 different groceries so I could try 4 and then 4 at another (same chain)
Jan 9, 2016, 5:35 pm
#55
Join Date: May 2015
Posts: 1,066
I'm thinking I may try and do around 5000 tomorrow and see if it sets of a FA
Jan 10, 2016, 8:35 am
#57
Join Date: Aug 2012
Posts: 142
Just cancelled my first 5x card. I still have no idea if it was rewards or cash. It was a Visa Signature is all I know. I had the option to use for travel so I'm guessing it was rewards, so I guess I'll apply to cash for the next one in a few weeks. Fingers crossed.
Jan 10, 2016, 11:10 am
#59
Join Date: Oct 2014
Posts: 827
Jan 10, 2016, 11:52 am
#60
Join Date: Sep 2014
Posts: 1,837