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Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)

Old Jan 6, 2016, 8:17 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.

The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)

Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/

Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/

Churnable to get repeated 5x rewards?

Not possible
http://www.flyertalk.com/forum/22871522-post710.html

How to pay down CL quickly?
Use WF account to pay

Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.

To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.

To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.

What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)

Automated response number: 800-446-0664
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Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)

Old Apr 27, 2016, 8:13 am
  #271  
 
Join Date: Jul 2013
Posts: 1,036
Originally Posted by Szamboti
This bragging about numbers will only result in WF executives being shown this.

The feeling of being taken advantage of will automatically produce a negative reaction in 99.99% of human beings. To think that WF executives will not feel different is just plain dumb.

With all the adverse actions taken against MS folks this past 18 months, the bragging continues. Unbelievable.
The fact that anyone posts anything noteworthy on a public forum at this point is unfathomable.
ibleed0range is offline  
Old Apr 27, 2016, 8:34 am
  #272  
 
Join Date: Apr 2016
Programs: Ugly breakups with Barclays/Citi/Chase/USB
Posts: 48
Originally Posted by ibleed0range
The fact that anyone posts anything noteworthy on a public forum at this point is unfathomable.
+1
statesmokes409 is offline  
Old Apr 27, 2016, 12:16 pm
  #273  
 
Join Date: Feb 2016
Posts: 821
Originally Posted by littlewinglet
I believe there's a glitch in their system where it'll allow you to (even accidentally) overpay more than what's posted, and that's a big no-no for them. That's how people get shut down.
I have over paid upto $500 couple of times and I haven't been shut down. Do they warn you when you run negative balances or cut the cord right away?
Gitangali is offline  
Old Apr 27, 2016, 4:49 pm
  #274  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,662
Originally Posted by Gitangali
I have over paid upto $500 couple of times and I haven't been shut down. Do they warn you when you run negative balances or cut the cord right away?
Don't know, and don't want to find out I did get a warning once last year when I accidentally overpaid and found my account frozen. They let me off with a warning but that was a year ago.
littlewinglet is offline  
Old May 14, 2016, 7:54 pm
  #275  
 
Join Date: Feb 2016
Posts: 821
Wells Fargo has several cards offering 5X rewards on Gas, Grocery, drugs etc, if you had one, closed it, are you eligible to receive 5X rewards on a different cards? Wiki says same card is not churnable but not sure about other cards. Should you wait till the closed card disappears from your online portal?
Gitangali is offline  
Old May 15, 2016, 1:12 pm
  #276  
 
Join Date: Mar 2014
Posts: 148
Originally Posted by Gitangali
Wells Fargo has several cards offering 5X rewards on Gas, Grocery, drugs etc, if you had one, closed it, are you eligible to receive 5X rewards on a different cards? Wiki says same card is not churnable but not sure about other cards. Should you wait till the closed card disappears from your online portal?
Yes, wait. According to previous comments, those that had success churning the card said that they waited about 2 months at least until the previous card left their reward portal. Be warned though, most have failed at getting the bonus again. I personally have not tried, but will if still available in 1 year.
ajhardee is offline  
Old May 16, 2016, 3:58 pm
  #277  
 
Join Date: Dec 2015
Posts: 121
anyone get a cease and desist letter?
stuntgoats is offline  
Old May 16, 2016, 4:32 pm
  #278  
 
Join Date: Jan 2016
Posts: 36
Originally Posted by stuntgoats
anyone get a cease and desist letter?
No. Please explain...
rburrel is offline  
Old May 16, 2016, 4:34 pm
  #279  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,662
Originally Posted by stuntgoats
anyone get a cease and desist letter?
Eh...what? Please share the details of what transpired.
littlewinglet is offline  
Old May 16, 2016, 5:12 pm
  #280  
 
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,417
Originally Posted by stuntgoats
anyone get a cease and desist letter?
Its more of a warning letter but its the same result.
cruisr is offline  
Old May 16, 2016, 5:22 pm
  #281  
 
Join Date: Sep 2015
Posts: 285
Got the same warning letter just today. How many others received this? I wonder if this is a possible indicator of increasing scrutiny

About the only possible questionable thing I did (and I knew there was risk when I did it) was ATM deposit a total of 2 checks drawn from other bank accounts into a WF ATM at 2 seperate times last week


Other than that absolutely nothing at all out of the ordinary or that has been identified as a trigger for attention and I studied up pretty extensively
Joshy119 is offline  
Old May 16, 2016, 5:33 pm
  #282  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,662
Originally Posted by Joshy119
Got the same warning letter just today. How many others received this? I wonder if this is a possible indicator of increasing scrutiny

About the only possible questionable thing I did (and I knew there was risk when I did it) was ATM deposit a total of 2 checks drawn from other bank accounts into a WF ATM at 2 seperate times last week


Other than that absolutely nothing at all out of the ordinary or that has been identified as a trigger for attention and I studied up pretty extensively
What exactly does the letter say?
littlewinglet is offline  
Old May 16, 2016, 6:16 pm
  #283  
 
Join Date: Mar 2014
Posts: 148
Originally Posted by littlewinglet
What exactly does the letter say?
Please post the letter if possible. You have our attention!
ajhardee is offline  
Old May 16, 2016, 7:09 pm
  #284  
 
Join Date: Dec 2004
Programs: UA-1K, MM, Hilton-Diamond, Marriott-Titanium
Posts: 4,417
Originally Posted by Joshy119
Got the same warning letter just today. How many others received this? I wonder if this is a possible indicator of increasing scrutiny

About the only possible questionable thing I did (and I knew there was risk when I did it) was ATM deposit a total of 2 checks drawn from other bank accounts into a WF ATM at 2 seperate times last week


Other than that absolutely nothing at all out of the ordinary or that has been identified as a trigger for attention and I studied up pretty extensively
You never ever bought GCs at a grocery or pharmacy?
cruisr is offline  
Old May 16, 2016, 7:36 pm
  #285  
 
Join Date: Jul 2013
Posts: 1,036
Originally Posted by cruisr
You never ever bought GCs at a grocery or pharmacy?
Lol
ibleed0range is offline  

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