Old Jan 6, 2016, 5:28 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ChrisFlyer66
This is a new thread for 2016. The previous megathread on this topic is here.

The 2017 thread is here.


This thread is about prepaid debit cards from Staples. Please post questions on other topics in the appropriate threads elsewhere in this forum.

To activate cards over the phone (without activation codes), call (877) 426-2551 to talk to a rep. Post #132.

As of 5/12/2014, all known portals are dead.
  1. Get Chase Ink and BB/Serve
  2. 1% discount: Sign up Ink (must be Visa) at https://www.visasavingsedge.com/ to get 1% cash back at Staples Ended 12/31/14
  3. 5x points: Buy Visa gift cards at Staples or the website. $200 ones charge a hefty $6.95 activation fee (with 1% back it was effectively $4.88).
  4. Liquidate gift cards like any other
Do not order to store, as they sometimes lose the envelopes. The cards come through the mail from GCM just as they would if sent directly to you.

*Note- max purchase at one time seems to be 9x $200 (stays under their $2000 limit)

Pluses to Online purchase:
1. Less time/effort/gasoline vs traveling to store to purchase
2. No mgr override or cashier call to Chase needed for large purchases
3. Can bulk activate by phone after receipt of VGCs
4. Email is a nice way to keep record of your purchases
5. Avoids stupid sticky gum (4x per card) that has to be peeled off of each VGC
6. Rare opportunity to liquidate rewards and/or rebate card (YMMV)

Pluses to in-store purchase:
1. No wait/immediate gratification- mail order can take weeks
2. No risk of someone getting to your mailbox to steal your VGCs before you get them out of there
3. Activated at time of purchase- no need to call in or wait for stupid letter containing one activation code/card that comes in the mail separately (the letter sometimes arrives AFTER the VGCs arrive; this can be mitigated, see Pluses to Online #3, above)

* FASTEST WAY to liquidate $20 Staples Rebate Visa GCs*
Use for purchase at Costco. The POS at Costco will auto-drain the Staples Visa GC, once you press the green button when the PIN is requested.
Then, swipe the next Staples VGC, press green and repeat! The POS is so fast, you can keep feeding 4 - 5 total $20 cards and the cashier will not even care!
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Visa Gift cards at Staples (2016)

Old Jan 16, 2016, 9:40 pm
  #61  
 
Join Date: Sep 2015
Posts: 285
Wait? $300's now available in (Staples) store?

7.95 activation fee?
Joshy119 is offline  
Old Jan 16, 2016, 10:53 pm
  #62  
 
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Originally Posted by Joshy119
Wait? $300's now available in (Staples) store?

7.95 activation fee?
8.95 fee / online

5.97 cents per point for the $300 vs 6.95 cents per point for the $200
view-with-a-room is offline  
Old Jan 16, 2016, 11:10 pm
  #63  
 
Join Date: Sep 2015
Posts: 285
It seemed like the previous post inferred that they were available in store

And I remember reading that 1.00 of the online activation cost may be shipping

Thanks
Joshy119 is offline  
Old Jan 17, 2016, 10:24 am
  #64  
 
Join Date: Oct 2014
Posts: 77
Originally Posted by lumangoy
I hope you dont try to use you 200 VGCs at WM.
Why not?
Dizcards is offline  
Old Jan 17, 2016, 10:32 am
  #65  
 
Join Date: Oct 2014
Posts: 77
Originally Posted by view-with-a-room
So sad $300 Visa Gift Cards are now available at Staples AND $200 Visa Gift Cards are now available at Office Depot but Bluebird is DEAD. The 250,000 Chase Ultimate Reward points in 2015 will go to a good cause... first class airlines flights.

Paid $1000 car insurance via multiple $300 Visa gift cards. Not out of the game.
For me, this $1k payment (or any payment with VGC's, for that matter) would be a $20 CB lost opportunity (2% via Discover IT), which I'd bin the same as VGC fees, and in turn, doesn't make the game worthwhile anymore. It's completely over for me unless there's a 5% CB opp for either Chase Freedom or Discover IT at grocery stores, in which case, I'll buy 3 $500's and go the WM MO route for liquidation. It was a fun 15 months.
Dizcards is offline  
Old Jan 17, 2016, 4:40 pm
  #66  
 
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Originally Posted by view-with-a-room
8.95 fee / online

5.97 cents per point for the $300 vs 6.95 cents per point for the $200
Your math is off by a factor of ~10

8.95/(308.95 x 5) = 0.0057938 = 0.57938 cpm
6.95/(206.95 x 5) = 0.0067166 = 0.67166 cpm
jasonvr is offline  
Old Feb 2, 2016, 11:03 am
  #67  
 
Join Date: May 2010
Posts: 19
I have been purchasing 4x$300= $1200 VGC from Staples with my Ink Business Bold for the past couple of months. Can I 2x or 3x my monthly spend without raising any flags? I also use my card for my phone, internet, electricity and gas so it's not just manufactured spend.
lazyme is offline  
Old Feb 2, 2016, 12:47 pm
  #68  
 
Join Date: Dec 2015
Location: Los Angeles
Posts: 30
Out of 4 staples that I know of, only one regularly carries the $200 visa gift cards. Is this normal? Are they hiding them elsewhere in the store ?
ssimon86 is offline  
Old Feb 2, 2016, 1:52 pm
  #69  
 
Join Date: Mar 2009
Posts: 2,293
Originally Posted by ssimon86
Out of 4 staples that I know of, only one regularly carries the $200 visa gift cards. Is this normal? Are they hiding them elsewhere in the store ?
Sometimes you do have to ask. At one store, they're often out with the gift cards, but if not, they keep some behind the register area.
danpeake is offline  
Old Feb 2, 2016, 2:09 pm
  #70  
 
Join Date: Aug 2014
Posts: 1,303
Why would anyone be looking for in store for the $200 unless it's rebate season?
DeltaNeutral28 is offline  
Old Feb 2, 2016, 7:04 pm
  #71  
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Originally Posted by DeltaNeutral28
Why would anyone be looking for in store for the $200 unless it's rebate season?
Yup, and now that Bluebird is basically gone, I suspect Staples gift card sales are down sharply.

Heck, I can't muster the enthusiasm to buy the $300s on line.

I will buy the $200s when they become "free" again, though. Not sure how I'll get rid of the cards, though. I can use some to pay my auto insurance and such, but buying money orders with them would seem interesting. It's theoretically 4 swipes at Walmart, right? So in theory I guess I could get an $800 MO. I just don't think that's going to go well in most Walmart stores.
iahphx is offline  
Old Feb 2, 2016, 8:07 pm
  #72  
 
Join Date: Jun 2011
Posts: 800
Originally Posted by iahphx
Yup, and now that Bluebird is basically gone, I suspect Staples gift card sales are down sharply.

Heck, I can't muster the enthusiasm to buy the $300s on line.

I will buy the $200s when they become "free" again, though. Not sure how I'll get rid of the cards, though. I can use some to pay my auto insurance and such, but buying money orders with them would seem interesting. It's theoretically 4 swipes at Walmart, right? So in theory I guess I could get an $800 MO. I just don't think that's going to go well in most Walmart stores.
For me, the couple dollars in savings is not worth the hassle of waiting for the mail, activating the cards and then remembering which ones are $300 and which are $200.
macrophage is offline  
Old Feb 3, 2016, 12:47 am
  #73  
 
Join Date: Jan 2015
Posts: 1,112
Originally Posted by macrophage
For me, the couple dollars in savings is not worth the hassle of waiting for the mail, activating the cards and then remembering which ones are $300 and which are $200.
I can understand everything except the last point. The $300 cards are clearly labeled as such in the upper right.
Phantom707 is offline  
Old Feb 3, 2016, 12:50 am
  #74  
 
Join Date: Sep 2015
Posts: 285
Just write the denomination with a sharpie on the signature portion on the back of the card. That has worked for me at least
Joshy119 is offline  
Old Feb 3, 2016, 7:02 am
  #75  
 
Join Date: Aug 2015
Posts: 2,061
Originally Posted by Java Cool Dude
Yup, and even without the $20 rebate $21 for 3100UR is cheap!
would the net profit be about the same if we have & use a 2% cb CC like the barclay arrival +, also don't have to go thru the hassle of going to the store to buy VGCs for either bill pay or prepaid cards load? Feel that it's worth the effort only when the rebate is offered...
danhouston is offline  

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