Jan 6, 2016, 5:17 pm
Last edit by: flymax77
This is the 2016 Master thread for the "All Things Paypal" thread. The previous 2013-2014 megathread is here. The previous 2015 megathread is here.
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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST
An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.
To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.
If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done
Also - if you wait 30 minutes between purchase and loading, this usually avoids the loading error (some type of fraud control)
Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.
Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html
Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST
An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.
To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.
If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done
Also - if you wait 30 minutes between purchase and loading, this usually avoids the loading error (some type of fraud control)
Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.
Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html
Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
All things PAYPAL (2016)
Jan 3, 2016, 12:07 pm
#1
Original Poster
Join Date: Sep 2015
Posts: 12
All things PAYPAL (2016)
Lots of people are still using PPDBMC for Serve. As long as there is other activity without PPMC, I personally think it is fine.
I know the idea was to get PPMC involved, but I think that's where all the risk is.
Last edited by thisguyoverhere; Jan 3, 2016 at 12:12 pm
Jan 4, 2016, 3:22 am
#2
Join Date: Jul 2014
Location: PHL ILG
Posts: 87
Does anyone have any tips for getting large debit purchases through? I tried a $2,300 payment over the phone the other day using PIN-less debit w/ PPBDC and it was declined.
No reason specified, can't find any alert / information in my paypal account or e-mail. Didn't want to call for obvious reasons. My PP -> Serve loads are still working just fine.
Any ideas? I figured it would be similar to a fraud alert on a CC but I found nothing.
No reason specified, can't find any alert / information in my paypal account or e-mail. Didn't want to call for obvious reasons. My PP -> Serve loads are still working just fine.
Any ideas? I figured it would be similar to a fraud alert on a CC but I found nothing.
Jan 4, 2016, 4:18 am
#3
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
Does anyone have any tips for getting large debit purchases through? I tried a $2,300 payment over the phone the other day using PIN-less debit w/ PPBDC and it was declined.
No reason specified, can't find any alert / information in my paypal account or e-mail. Didn't want to call for obvious reasons. My PP -> Serve loads are still working just fine.
Any ideas? I figured it would be similar to a fraud alert on a CC but I found nothing.
No reason specified, can't find any alert / information in my paypal account or e-mail. Didn't want to call for obvious reasons. My PP -> Serve loads are still working just fine.
Any ideas? I figured it would be similar to a fraud alert on a CC but I found nothing.
Jan 5, 2016, 2:40 pm
#4
Join Date: Jul 2012
Location: Heaven
Posts: 552
~6 YO account was shutdown for using the PPDMC with RadPad. Oh well...
Jan 6, 2016, 2:49 pm
#7
Join Date: Feb 2015
Posts: 12
Searched but couldn't really find an answer for this:
Let's say I used my PPBDMC to pay my Citi bill of $200, but I don't have any funds in my Paypal account. Would PPBDMC pull from my backup source, even if it's a CC? Or would it pull straight from my bank account? Or would the transaction be declined altogether?
Let's say I used my PPBDMC to pay my Citi bill of $200, but I don't have any funds in my Paypal account. Would PPBDMC pull from my backup source, even if it's a CC? Or would it pull straight from my bank account? Or would the transaction be declined altogether?
Jan 6, 2016, 3:07 pm
#8
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
Searched but couldn't really find an answer for this:
Let's say I used my PPBDMC to pay my Citi bill of $200, but I don't have any funds in my Paypal account. Would PPBDMC pull from my backup source, even if it's a CC? Or would it pull straight from my bank account? Or would the transaction be declined altogether?
Let's say I used my PPBDMC to pay my Citi bill of $200, but I don't have any funds in my Paypal account. Would PPBDMC pull from my backup source, even if it's a CC? Or would it pull straight from my bank account? Or would the transaction be declined altogether?
Jan 6, 2016, 4:54 pm
#9
Join Date: Jul 2014
Posts: 3,688
Searched but couldn't really find an answer for this:
Let's say I used my PPBDMC to pay my Citi bill of $200, but I don't have any funds in my Paypal account. Would PPBDMC pull from my backup source, even if it's a CC? Or would it pull straight from my bank account? Or would the transaction be declined altogether?
Let's say I used my PPBDMC to pay my Citi bill of $200, but I don't have any funds in my Paypal account. Would PPBDMC pull from my backup source, even if it's a CC? Or would it pull straight from my bank account? Or would the transaction be declined altogether?
Jan 6, 2016, 6:48 pm
#10
Join Date: Jan 2013
Posts: 57
Just want to report a person experience with error code 203. I bought the cards a while ago (a few weeks) and tried to load them today. I'm out of town. Got the 203 error code. REad the previous paypal thread and someone speculated that it may be geographical. So, I used my vpn to go to a location near my home where I purchased them, and then the load worked fine.
Best of luck to anyone else with this problem, I was worried I'd be sending in receipts, but the location fixed it.
Best of luck to anyone else with this problem, I was worried I'd be sending in receipts, but the location fixed it.
Jan 8, 2016, 2:31 pm
#11
Join Date: Aug 2015
Location: Louisiana, MSY
Programs: Hyatt Plat, SPG Gold, Hilton Diamond, IHG Spire Elite
Posts: 139
With the closing of BB - I am thinking of using PP to meet minimum spend requirements for CC bonuses.
Is it safe to send money to friends using credit cards (pay the 2.9%+30c) fees, then withdraw money to bank, have friend send back the money through his CC incurring same fee while we both hit min spends?
Is it safe to send money to friends using credit cards (pay the 2.9%+30c) fees, then withdraw money to bank, have friend send back the money through his CC incurring same fee while we both hit min spends?
Jan 8, 2016, 2:36 pm
#12
Join Date: Sep 2014
Location: San Francisco
Programs: United
Posts: 62
Just want to report a person experience with error code 203. I bought the cards a while ago (a few weeks) and tried to load them today. I'm out of town. Got the 203 error code. REad the previous paypal thread and someone speculated that it may be geographical. So, I used my vpn to go to a location near my home where I purchased them, and then the load worked fine.
Best of luck to anyone else with this problem, I was worried I'd be sending in receipts, but the location fixed it.
Best of luck to anyone else with this problem, I was worried I'd be sending in receipts, but the location fixed it.
Jan 8, 2016, 3:35 pm
#13
Join Date: Feb 2015
Posts: 25
With the closing of BB - I am thinking of using PP to meet minimum spend requirements for CC bonuses.
Is it safe to send money to friends using credit cards (pay the 2.9%+30c) fees, then withdraw money to bank, have friend send back the money through his CC incurring same fee while we both hit min spends?
Is it safe to send money to friends using credit cards (pay the 2.9%+30c) fees, then withdraw money to bank, have friend send back the money through his CC incurring same fee while we both hit min spends?
Jan 11, 2016, 8:43 am
#14
Join Date: Aug 2015
Location: Louisiana, MSY
Programs: Hyatt Plat, SPG Gold, Hilton Diamond, IHG Spire Elite
Posts: 139
So is that a yes or a no? Sorry I'm confused. 1) I want to know if PP/Plastiq will shut us down. 2) Would there be a tax liability since there is no interest charged?
Jan 14, 2016, 6:34 pm
#15
Join Date: Feb 2014
Location: YYC, SFO, OAK
Programs: AS MVP 75K, AA Platinum, IHG Platinum, Club Carlson Gold
Posts: 734
Did anyone else get a notice today about a class action settlement against Paypal for allegations that Paypal "improperly placed holds and reserves on accounts or closed or suspended accounts"?
I wonder if this includes closures for loading PPMC.
I wonder if this includes closures for loading PPMC.