Dec 2, 2015, 5:53 pm
Last edit by: financialhippie
Successful Credit Cards Used (Posted as Purchase)
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Plastiq for rent, tuition, utilities, etc.
Sep 22, 2016, 5:27 pm
#526
Join Date: Feb 2013
Posts: 170
Plastiq is a Canadian processing company.
PacNet- another Canadian payment processing company which is shut down by Treasury today for mail fraud and its cash assets in US banks frozen.
Although no connection between the two, I am considering to be cautious going forward.
PacNet- another Canadian payment processing company which is shut down by Treasury today for mail fraud and its cash assets in US banks frozen.
Although no connection between the two, I am considering to be cautious going forward.
Sep 23, 2016, 7:43 am
#527
Join Date: Jul 2014
Location: SoCal LA
Programs: Chase Ink Bold, Amex Gold
Posts: 91
I looked back a few pages and don't see it mentioned any where, and it's not in the above verified list, but has anyone used their Chase Sapphire Reserve? I see the CSP is listed as a successful card, so I'm going to assume the CSR will be, too, but I'd like confirmation before I waste my time.
Sep 23, 2016, 11:38 am
#528
Join Date: Aug 2010
Location: PHX
Posts: 380
This looks easy. I'm just trying to meet minimum spend on some newly acquired cards. To meet 4k spend, it will cost me $100 to pay my mortgage at Wells Fargo? The GC/MO route will at least cost me $50 in fees and possibly more. So, for $50 more I can save my time and not deal with middle aged women at Walmart who think they work for the FBI?
Am I missing something here?
Am I missing something here?
Sep 24, 2016, 11:22 am
#529
Join Date: Jul 2014
Location: SoCal LA
Programs: Chase Ink Bold, Amex Gold
Posts: 91
This looks easy. I'm just trying to meet minimum spend on some newly acquired cards. To meet 4k spend, it will cost me $100 to pay my mortgage at Wells Fargo? The GC/MO route will at least cost me $50 in fees and possibly more. So, for $50 more I can save my time and not deal with middle aged women at Walmart who think they work for the FBI?
Am I missing something here?
Am I missing something here?
Sep 24, 2016, 11:26 am
#530
Join Date: Jul 2014
Location: SoCal LA
Programs: Chase Ink Bold, Amex Gold
Posts: 91
If someone wants to edit wiki to add BofA, please do so. I have a few more posts to go before I can edit the wiki.
Sep 25, 2016, 1:44 pm
#531
Join Date: Feb 2006
Programs: Krisflyer, Asia Miles, Miles and Bonus
Posts: 251
Has anyone used plastiq to make mortgage payment to Chase? If yes, which chase did you select in the results or did you enter the mailing address of chase manually? How long did it take for the payment to be delivered to chase? Thanks.
Sep 26, 2016, 9:30 am
#532
Join Date: Sep 2011
Programs: HH-Diamond, Hyatt-Glob, all else dirt level
Posts: 92
amex Biz Gold Issues
Had a strange thing happen to a payment using Amex Biz Gold. During the pre auth the name changed twice. First "PQ and name of bank" then next day just "plastiq" then the next day posted as "PQ Woodbridge Condos SF".
Plastiq says that is happening on the Amex side. Anyone have this happen? or know why?
Plastiq still shows my payment going to my designated payee not the random condo, but I would feel a lot better if I knew what was going on.
TIA
Plastiq says that is happening on the Amex side. Anyone have this happen? or know why?
Plastiq still shows my payment going to my designated payee not the random condo, but I would feel a lot better if I knew what was going on.
TIA
Sep 26, 2016, 10:27 am
#533
Join Date: Aug 2010
Location: PHX
Posts: 380
Plastiq is a Canadian processing company.
PacNet- another Canadian payment processing company which is shut down by Treasury today for mail fraud and its cash assets in US banks frozen.
Although no connection between the two, I am considering to be cautious going forward.
PacNet- another Canadian payment processing company which is shut down by Treasury today for mail fraud and its cash assets in US banks frozen.
Although no connection between the two, I am considering to be cautious going forward.
They seem to be quite different from what I gather.
Oct 1, 2016, 10:23 am
#534
Join Date: Feb 2014
Posts: 71
Anyone else notice a change in the processing fee on Plastiq? I was paying a 2% fee using Mastercard (Citi DC). So, I would make a slight profit (2% cash back on the 2% fee). But, now some of the recipients show a 2.5% fee when I go to pay them. Others still show the 2% fee.
Oct 1, 2016, 11:41 am
#535
Join Date: Feb 2013
Posts: 170
I see a fee increase from 2.25% to 3% using MasterCard. Too expensive. Not worth it.
Oct 1, 2016, 12:24 pm
#536
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
I'm still seeing 2% with a MC. (Citi DoubleCash)
Oct 1, 2016, 1:26 pm
#537
Join Date: Feb 2013
Posts: 170
I give good business to Plastiq.
May be they have structured the fee different for different user to promote depending on use.
3% is no go for me so I am stopping all activity with Plastiq.
May be they have structured the fee different for different user to promote depending on use.
3% is no go for me so I am stopping all activity with Plastiq.
Oct 4, 2016, 12:38 pm
#538
Join Date: Dec 2006
Posts: 161
Cash Advance issues with CITI and
I tried using my CITI Double Cash and had the payment rejected as exceeding my cash advance limit, which CITI says it came through as.
Plastiq claims they send them as purchases.
I tried my GM Mastercard and again had it rejected as exceeding my cash advance limit.
It is possible tht if I stay under the cash advance limits, it will eventually be charged as a purchase, but I am reluctant to tr this due to potential for cash advance fees.
I had previously used by Double Cash without a fee in Juy, but policies may have been changed.
I had just (today) made payments on the Double Cash to free it up for this use, so it is possible that some hidden CITI security rule created problems.
Any advice?
Plastiq claims they send them as purchases.
I tried my GM Mastercard and again had it rejected as exceeding my cash advance limit.
It is possible tht if I stay under the cash advance limits, it will eventually be charged as a purchase, but I am reluctant to tr this due to potential for cash advance fees.
I had previously used by Double Cash without a fee in Juy, but policies may have been changed.
I had just (today) made payments on the Double Cash to free it up for this use, so it is possible that some hidden CITI security rule created problems.
Any advice?
Oct 4, 2016, 1:28 pm
#539
Join Date: Dec 2006
Posts: 161
I tried smaller amounts with CITI Double Cash and Plastiq says try agai, but CITI has no record of rejected payments.
CITI did say they had a $1,000 per day limit on cash advances that may have come into play.
CITI did say they had a $1,000 per day limit on cash advances that may have come into play.
Oct 4, 2016, 2:16 pm
#540
Join Date: Dec 2006
Posts: 161
Plastiq down
I was referred to customer service, who told me their ability to process Vis and Matercard payments was down. (4PM EST)
