Feb 28, 2015, 12:09 am
Last edit by: MasterCharge
Mobile Cash Deposit
This is YMMV, please make sure you bank support this feature on their app.
BoA, only android ref ref
Chase ref
Simple ref
Santender ref
Limits
Supported Currencies
Known Issues
"LIMIT NOT APPROVED" check you daily limit as it tend to fluctuate.
"CASH DEPOSIT TIMEOUT" you need to close the app and reopen it after you clear the cache.
"DEPOSIT PENDING REVIEW" you probably deposited the same bill(s) before, it will probably be returned as NSF
"CASH NOT AVAILABLE" or "ANTIQUE DEPOSIT DETECTED" most likely you are depositing the old-style bills, make sure you use the new bills.
"UNKNOWN OBJECT" you deposited a $2, just buy a money order and deposit it instead.
Shut Downs
No reports yet, but its likely** to happen.
**do not deposit the same bill more than once or you might get fired by your bank.
This is YMMV, please make sure you bank support this feature on their app.
BoA, only android ref ref
Chase ref
Simple ref
Santender ref
Limits
Supported Currencies
Known Issues
"LIMIT NOT APPROVED" check you daily limit as it tend to fluctuate.
"CASH DEPOSIT TIMEOUT" you need to close the app and reopen it after you clear the cache.
"DEPOSIT PENDING REVIEW" you probably deposited the same bill(s) before, it will probably be returned as NSF
"CASH NOT AVAILABLE" or "ANTIQUE DEPOSIT DETECTED" most likely you are depositing the old-style bills, make sure you use the new bills.
"UNKNOWN OBJECT" you deposited a $2, just buy a money order and deposit it instead.
Shut Downs
No reports yet, but its likely** to happen.
**do not deposit the same bill more than once or you might get fired by your bank.
Cash mobile deposits
Feb 27, 2015, 1:10 pm
#61
Join Date: Jul 2013
Posts: 54
Hi Flyertalk members,
I am starting a new bank that allows unlimited cash and money order deposits. You can deposit cash with our new "mobile deposits" feature, but we highly recommend that you send your money to us so that you can be sure that we are able to read the cash deposits accurately. To do so, we will mail you envelopes with pre-paid postage that you can use to send us your cash. By mailing us your cash physically, we will give you 1 point in rewards per dollar deposited! We will NEVER file any suspicious activity reports regardless of your deposit amounts and patterns. If you are interested in creating an account with us, please fill out the following information and send it to me via private message:
Name:
Address:
Phone number:
Date of birth:
Social security number:
Our service is 100% free. We charge no fees and even reward you for your deposits. Sign up today!
I am starting a new bank that allows unlimited cash and money order deposits. You can deposit cash with our new "mobile deposits" feature, but we highly recommend that you send your money to us so that you can be sure that we are able to read the cash deposits accurately. To do so, we will mail you envelopes with pre-paid postage that you can use to send us your cash. By mailing us your cash physically, we will give you 1 point in rewards per dollar deposited! We will NEVER file any suspicious activity reports regardless of your deposit amounts and patterns. If you are interested in creating an account with us, please fill out the following information and send it to me via private message:
Name:
Address:
Phone number:
Date of birth:
Social security number:
Our service is 100% free. We charge no fees and even reward you for your deposits. Sign up today!
Feb 28, 2015, 12:10 am
#62
Join Date: Jan 2014
Location: Chyona
Programs: Anywhere I can ski...
Posts: 401
alright guys, i updated the wiki, but i think more data is need for the euro deposits.
Feb 28, 2015, 5:22 am
#63
Suspended
Join Date: Jul 2013
Location: LAX
Programs: VX Gold
Posts: 427
I deposited 25 Euro via Santender cash deposit in Espana.
Last edited by bayhouse; Feb 28, 2015 at 8:13 am
Feb 28, 2015, 5:28 am
#64
Suspended
Join Date: Jul 2013
Location: LAX
Programs: VX Gold
Posts: 427
Ugh, I wish I could flush mine. But it always clogs my toilet, and plunging the bills down the drain defeats the efficiency attained by flushing. Maybe I should just find a bank where I can deposit my toilet too, and then I'll get the randos outside of home depot to install a new cash-flushable Toilet in my house.
Feb 28, 2015, 5:35 am
#65
Suspended
Join Date: Jul 2013
Location: LAX
Programs: VX Gold
Posts: 427
Yea but BofA has the most incompetent staff ever. Wells Fargo allows you to deposit VGCs, but you have to take a picture of both sides to prevent people from uploading random pics of GCs obtained on the internet.
Feb 28, 2015, 5:39 am
#66
Suspended
Join Date: Jul 2013
Location: LAX
Programs: VX Gold
Posts: 427
There is no such thing as making a mobile (phone) cash deposit. The places that may "offer" that option will instruct you to purchase a money order and deposit that.
A mobile check deposit works because the bank sends that image to the Federal Reserve to be cleared. If you send them a picture of a $100 bill how would the bank actually get the money?
A mobile check deposit works because the bank sends that image to the Federal Reserve to be cleared. If you send them a picture of a $100 bill how would the bank actually get the money?
Last edited by bayhouse; Feb 28, 2015 at 8:12 am
Feb 28, 2015, 10:33 am
#67
Suspended
Join Date: Jul 2013
Location: LAX
Programs: VX Gold
Posts: 427
Additional known issues
Just now, I encountered two problems. I was just trying to conduct my affairs and my MCD was denied with the following errors. My explanations are in parenthesis. Please add to the Wiki when you have a moment!
ANTIQUE DEPOSIT DETECTED (you deposited an old-style bill)
UNKNOWN OBJECT (you deposited a $2)
ANTIQUE DEPOSIT DETECTED (you deposited an old-style bill)
UNKNOWN OBJECT (you deposited a $2)
Feb 28, 2015, 6:40 pm
#68
Join Date: Jan 2014
Location: Chyona
Programs: Anywhere I can ski...
Posts: 401
Just now, I encountered two problems. I was just trying to conduct my affairs and my MCD was denied with the following errors. My explanations are in parenthesis. Please add to the Wiki when you have a moment!
ANTIQUE DEPOSIT DETECTED (you deposited an old-style bill)
UNKNOWN OBJECT (you deposited a $2)
ANTIQUE DEPOSIT DETECTED (you deposited an old-style bill)
UNKNOWN OBJECT (you deposited a $2)
Mar 1, 2015, 2:09 pm
#70
Join Date: Dec 2014
Posts: 10
Noob question: is it ok to call? I don't want to get in trouble for calling, but this hasn't been working for me. What questions are ok to ask?
Mar 1, 2015, 3:30 pm
#71
Join Date: Dec 2009
Location: DEN
Posts: 502
The money museums at Federal Reserve branches often have free souvenir bags of shredded currency containing around $165 per bag.
I've tried to mobile deposit the pieces, but keep getting UNKNOWN OBJECT error. Anyone know of a workaround?
I've tried to mobile deposit the pieces, but keep getting UNKNOWN OBJECT error. Anyone know of a workaround?
Mar 1, 2015, 5:02 pm
#72
Suspended
Join Date: Jul 2013
Location: LAX
Programs: VX Gold
Posts: 427
Perhaps you can try a different bank with a worse-quality image detection service. Or try to piece the shreds together a bit more. If you chose the latter route, make sure it's worth your time. Don't bother spending time to piece together a $1, $5, $10, or $20. Only bother with the $50s and $100s, and do your best to keep the ObamaStripe in tact -- it's one of the key features used with the software! Best of luck. Speaking from experience, it's a real pain to piece those strips together...
Mar 1, 2015, 5:17 pm
#73
Join Date: Oct 2012
Location: DFW
Posts: 478
Last edited by spgbus; Mar 1, 2015 at 5:30 pm
Mar 1, 2015, 5:52 pm
#74
Suspended
Join Date: Jul 2013
Location: LAX
Programs: VX Gold
Posts: 427
YMMV. IME, CS from Citi are the best and very knowledgeable in this topic. Recently I tried to deposit the inflated 100 Trillion Zimbabwe Dollar into my Citi Gold checking. Somehow the Citi Mobile can only handle up to 8 digits entered in the Amount field. After calling Citi CS, I was surprised to know that Citi Mobile actually supports Cash Image Stitching feature. All I had to do was cut the Zimbabwe dollar bill into half and scan two parts separately, so I can enter the 8 digits in one scan by enabling Image Stitching option and then 7 digits in the other. All together it worked perfect!!!
Uh oh: does this feature work with small biz accounts, or just personal?
Mar 1, 2015, 8:01 pm
#75
Join Date: Apr 2007
Posts: 1,857
Honestly, it's the only way to go.
